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IMPACT MANAGEMENT

Active
Private limited companyfounded 201016 yrs activeChemin de Wépion(WP) 3, 5100 Namur, BelgiumKBO/BCE: BE 0821.936.626

IMPACT MANAGEMENT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €367k and a net result of €40k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
83 / 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-10
Solvency69▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 2.02 in 2024), but 70% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30%
Return on assets
3.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
27 d late
2023
28 d late
2022
31 d late
2021
30 d late
2020
26 d late
2019
75 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▼ 7.5%
2024 · €44k
2018: €25k 2019: €29k 2020: €46k 2021: €48k 2022: €52k 2023: €58k 2024: €44k
2018 → 2025
Working capital
€160k▲ 19.4%
2024 · €134k
2018: €132k 2019: €148k 2020: €146k 2021: €173k 2022: €205k 2023: €217k 2024: €134k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€195k-€241k▲ 23.6%€295k▲ 22.7%€336k▲ 13.7%€367k▲ 9.3%
Operating result€75k-€81k▲ 7.7%€92k▲ 13.3%€78k▼ 15.3%€83k▲ 6.9%
Net result€48k-€52k▲ 8.4%€58k▲ 10.7%€44k▼ 24.4%€40k▼ 7.5%
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €75k€75kNet result 2021: €48k€48kOperating result 2022: €81k€81kNet result 2022: €52k€52kOperating result 2023: €92k€92kNet result 2023: €58k€58kOperating result 2024: €78k€78kNet result 2024: €44k€44kOperating result 2025: €83k€83kNet result 2025: €40k€40k20212022202320242025
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets €936k▲ 27.4%
Current assets €287k▲ 8.2%
Equity and liabilities €1.22M
Equity €367k▲ 9.3%
Debt €857k▲ 28.9%
The debt ratio rises from 66.4% to 70.0%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€118k
2024 · €118k
Cash flow
€75k
2024 · €84k
Solvency
30.0%
2024 · 33.6%
Current ratio
2.26
2024 · 2.02
Quick ratio
2.26
2024 · 2.02
Debt / equity
2.33
2024 · 1.98
ROE
11.0%
2024 · 13.0%
ROA
3.3%
2024 · 4.4%
Interest coverage
3.93
2024 · 7.30
Debt
€857k
2024 · €665k
Debt ≤ 1 year
€127k
2024 · €131k
Debt > 1 year
€727k
2024 · €531k
Income taxes
€13k
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.00M€1.22M
Fixed assets21/28€735k€936k
Tangible fixed assets22/27€735k€686k
Land and buildings22€614k€591k
Plant, machinery and equipment23€96k€95k
Furniture and vehicles24€25k€706
Financial fixed assets28€50€250k
Current assets29/58€266k€287k
Amounts receivable after more than one year29€130k€99k
Other amounts receivable291€130k€99k
Amounts receivable within one year40/41€50k€49k
Trade receivables40€38k€24k
Other amounts receivable41€12k€26k
Cash at bank and in hand54/58€83k€138k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€1.00M€1.22M
Equity10/15€336k€367k
Contributions10/11€12k€12k=
Reserves13€181k€212k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€179k€210k
Profit (loss) carried forward14€143k€143k
Amounts payable17/49€665k€857k
Amounts payable after more than one year17€531k€727k
Financial debts170/4€531k€727k
Amounts payable within one year42/48€131k€127k
Current portion of amounts payable after more than one year42€65k€72k
Trade debts44€10k€3k
Suppliers440/4€10k€3k
Taxes, remuneration and social security45€52k€41k
Taxes450/3€52k€41k
Other amounts payable47/48€4k€12k
Accrued charges and deferred income492/3€2k€2k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€34k
Other operating charges640/8€8k€7k
Gross operating margin9900€126k€125k
Operating profit (loss)9901€78k€83k
Financial charges65/66B€16k€30k
Recurring financial charges65€16k€30k
Profit (loss) for the period before taxes9903€62k€53k
Income taxes67/77€18k€13k
Profit (loss) for the period9904€44k€40k
Profit (loss) for the period to be appropriated9905€44k€40k
Appropriation of the result
Profit (loss) to be appropriated9906€186k€183k
Profit (loss) brought forward from the previous period14P€142k€143k
Transfer to equity691/2€40k€31k
To other reserves6921€40k€31k
Profit to be distributed694/7€3k€9k
Directors or managers695€3k€9k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Highest result since 2018net €58k ▲10.7%
Operating result €92k, net result €58k, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Equity above €200kEq €241k ▲23.6%
5 profitable years in a row build equity to €241k.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
26-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial Equity above €150kEq €156k ▲31.3%
3 profitable years in a row build equity to €156k.
14-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin de Wépion(WP) 35100 Namur
Ground area
2,670 m²
Building footprint
109 m²
Volume, LiDAR
667 m³
Parcel 92135B0567/00A000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMPACT MANAGEMENT
Chemin de Wépion(WP) 3, 5100 NamurBusiness consulting
since 20102.184.272.031
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92135B0567/00A000 Wallonia 2,669 m² 1 · 109 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 36,782 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-01-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:impact.jdb@gmail.com
Establishment Namur 2.184.272.031
Phone:0495/19.39.11
Establishment Namur 2.184.272.031