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Impact & Co

Active
Private limited companyfounded 20197 yrs activeRue des Chasseurs-Ardennais 32, 6880 Bertrix, BelgiumKBO/BCE: BE 0730.863.524
Summary

Impact & Co has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181,297 and a net result of €95,485. Equity is growing by ~130% per year across the filed fiscal years. Its solvency ranks better than 30% of 8765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability77=
Solvency55▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.0 in 2024; short-term debt: 62.4% and cash: 0.3% of total assets), and 69.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.1%
Return on assets
15.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
on the day
2024
31 d early
2023
1 d early
2022
28 d late
2021
30 d early
2020
9 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 July 2019, Impact & Co was incorporated as a Private limited company.1 Total assets went from EUR 602,006 in 2019 to EUR 602,507 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€95,485▲ 1.0%
2024 · €94,510
Working capital
-€373,434▲ 3.0%
2024 · -€384,939
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,047▲ 29.3%-€3,282▼ 213%-€3,042▲ 7.3%-€3,299▼ 8.4%-€2,937▲ 11.0%
Net result€7,322within the sector's middle half▲ 66.9%€93,340within the sector's middle half▲ 1,175%€94,175within the sector's middle half▲ 0.9%€94,510within the sector's middle half▲ 0.4%€95,485within the sector's middle half▲ 1.0%
Equity€11,968below the sector's middle half▲ 158%€42,291below the sector's middle half▲ 253%€63,303below the sector's middle half▲ 49.7%€121,812within the sector's middle half▲ 92.4%€181,297within the sector's middle half▲ 48.8%
Total assets€607,197within the sector's middle half▲ 0.5%€603,844within the sector's middle half▼ 0.6%€601,066within the sector's middle half▼ 0.5%€601,932within the sector's middle half▲ 0.1%€602,507within the sector's middle half▲ 0.1%
Debt€595,230▼ 0.7%€561,553▼ 5.7%€537,763▼ 4.2%€480,120▼ 10.7%€421,210▼ 12.3%
Working capital-€334,564below the sector's middle half▲ 29.1%-€357,044below the sector's middle half▼ 6.7%-€389,432below the sector's middle half▼ 9.1%-€384,939below the sector's middle half▲ 1.2%-€373,434below the sector's middle half▲ 3.0%
Solvency2.0%below the sector's middle half▲ 1.2pp7.0%below the sector's middle half▲ 5.0pp10.5%below the sector's middle half▲ 3.5pp20.2%below the sector's middle half▲ 9.7pp30.1%within the sector's middle half▲ 9.9pp
Current ratio0.02below the sector's middle half▲ 0.010.01below the sector's middle half▼ 0.010.00below the sector's middle half▼ 0.010.00below the sector's middle half=0.01below the sector's middle half=
Return on assets (ROA)1.2%within the sector's middle half▲ 0.5pp15.5%above the sector's middle half▲ 14.3pp15.7%above the sector's middle half▲ 0.2pp15.7%above the sector's middle half=15.8%above the sector's middle half▲ 0.1pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000€100,000Operating result 2021: -€1,047-€1,047Net result 2021: €7,322€7,322Operating result 2022: -€3,282-€3,282Net result 2022: €93,340€93,340Operating result 2023: -€3,042-€3,042Net result 2023: €94,175€94,175Operating result 2024: -€3,299-€3,299Net result 2024: €94,510€94,510Operating result 2025: -€2,937-€2,937Net result 2025: €95,485€95,48520212022202320242025-€25,000€0€25,000€50,000€75,000€100,000Operating result 2023: -€3,042-€3,040Net result 2023: €94,175€94,200Operating result 2024: -€3,299-€3,300Net result 2024: €94,510€94,500Operating result 2025: -€2,937-€2,940Net result 2025: €95,485€95,500202320242025
The operating result stays negative: a loss of €2,937 in 2025 against €3,299 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €602,507
Fixed assets €600,000 =
Current assets €2,507 ▲ 29.7%
Equity and liabilities €602,507
Equity €181,297 ▲ 48.8%
Debt €421,210 ▼ 12.3%
Debt's share of the balance-sheet total falls from 79.8% to 69.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
2.32▼
2024 · 3.94
ROE
52.7%▼
2024 · 77.6%
Debt ≤ 1 year
€375,941▼
2024 · €386,872
Debt > 1 year
€45,269▼
2024 · €93,249
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€601,932€602,507▲
Fixed assets21/28€600,000€600,000=
Financial fixed assets28€600,000€600,000=
Current assets29/58€1,932€2,507▲
Cash at bank and in hand54/58€1,314€1,888▲
Deferred charges and accrued income490/1€619€619=
Equity and liabilities
Total equity and liabilities10/49€601,932€602,507▲
Equity10/15€121,812€181,297▲
Contributions10/11€4,000€4,000=
Reserves13€117,812€177,297▲
Distributable reserves133€117,812€177,297▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€480,120€421,210▼
Amounts payable after more than one year17€93,249€45,269▼
Financial debts170/4€93,249€45,269▼
Amounts payable within one year42/48€386,872€375,941▼
Current portion of amounts payable after more than one year42€54,016€47,980▼
Trade debts44€343€139▼
Suppliers440/4€343€139▼
Taxes, remuneration and social security45€5,400€5,400=
Taxes450/3€5,400€5,400=
Other amounts payable47/48€327,112€322,423▼
Income statement Code20242025
Gross operating margin9900-€3,299-€2,937▲
Operating profit (loss)9901-€3,299-€2,937▲
Financial income75/76B€100,000€100,000=
Recurring financial income75€100,000€100,000=
Financial charges65/66B€2,192€1,578▼
Recurring financial charges65€2,192€1,578▼
Profit (loss) for the period before taxes9903€94,510€95,485▲
Profit (loss) for the period9904€94,510€95,485▲
Profit (loss) for the period to be appropriated9905€94,510€95,485▲
Appropriation of the result
Profit (loss) to be appropriated9906€94,510€95,485▲
Transfer to equity691/2€58,510€59,485▲
To other reserves6921€58,510€59,485▲
Profit to be distributed694/7€36,000€36,000=
Return on contributions (dividend)694€36,000€36,000=

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Gross operating margin9900-€1,047-€3,282-€3,042-€3,299-€2,937▲ 11.0%
Operating profit (loss)9901-€1,047-€3,282-€3,042-€3,299-€2,937▲ 11.0%
Financial income75/76B€30,000€100,000€100,000€100,000€100,000=
Recurring financial income75€30,000€100,000€100,000€100,000€100,000=
Financial charges65/66B€21,630€3,378€2,783€2,192€1,578▼ 28.0%
Recurring financial charges65€21,630€3,378€2,783€2,192€1,578▼ 28.0%
Profit (loss) for the period before taxes9903€7,322€93,340€94,175€94,510€95,485▲ 1.0%
Profit (loss) for the period9904€7,322€93,340€94,175€94,510€95,485▲ 1.0%
Profit (loss) for the period to be appropriated9905€7,322€93,340€94,175€94,510€95,485▲ 1.0%
Line20212022202320242025Change
Assets
Total assets20/58€607,197€603,844€601,066€601,932€602,507▲ 0.1%
Fixed assets21/28€600,000€600,000€600,000€600,000€600,000=
Financial fixed assets28€600,000€600,000€600,000€600,000€600,000=
Current assets29/58€7,197€3,844€1,066€1,932€2,507▲ 29.7%
Cash at bank and in hand54/58€7,197€3,226€446€1,314€1,888▲ 43.7%
Deferred charges and accrued income490/1-€619€620€619€619=
Equity and liabilities
Total equity and liabilities10/49€607,197€603,844€601,066€601,932€602,507▲ 0.1%
Equity10/15€11,968€42,291€63,303€121,812€181,297▲ 48.8%
Contributions10/11€4,000€4,000€4,000€4,000€4,000=
Reserves13€7,968€38,291€59,303€117,812€177,297▲ 50.5%
Distributable reserves133€7,968€38,291€59,303€117,812€177,297▲ 50.5%
Profit (loss) carried forward14-€0€0€0€0-
Amounts payable17/49€595,230€561,553€537,763€480,120€421,210▼ 12.3%
Amounts payable after more than one year17€253,468€200,665€147,265€93,249€45,269▼ 51.5%
Financial debts170/4€253,468€200,665€147,265€93,249€45,269▼ 51.5%
Amounts payable within one year42/48€341,762€360,888€390,498€386,872€375,941▼ 2.8%
Current portion of amounts payable after more than one year42€52,207€52,803€53,400€54,016€47,980▼ 11.2%
Trade debts44€61€1,083€282€343€139▼ 59.6%
Suppliers440/4€61€1,083€282€343€139▼ 59.6%
Taxes, remuneration and social security45€5,670€9,453€10,975€5,400€5,400=
Taxes450/3€5,670€9,453€10,975€5,400€5,400=
Other amounts payable47/48€283,824€297,550€325,842€327,112€322,423▼ 1.4%
Line20212022202320242025Change
Profit (loss) for the period9904€7,322€93,340€94,175€94,510€95,485▲ 1.0%
Operating cash flow (approximation)€7,322€93,340€94,175€94,510€95,485▲ 1.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€3,972-€2,780€868€575▼ 33.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2019net €95,485 ▲1%
Net result €95,485, the highest in the series.
31-12
Financial Equity above €150,000Eq €181,297 ▲48.8%
6 profitable years in a row build equity to €181,297.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Equity above €100,000Eq €121,812 ▲92.4%
5 profitable years in a row build equity to €121,812.
30-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
22-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Back to profitnet €4,388
Net result €4,388 after one loss-making year.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertrix · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,003 m²
Building footprint
265 m²
Volume, LiDAR
1,299 m³
Parcel 84009A0055/00D000, Wallonia · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
IMPACT&Co
Rue des Chasseurs-Ardennais 32, 6880 BertrixHoldings
since 20192.292.429.605
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
84009A0055/00D000 Wallonia 1,003 m² 1 · 265 m² 7.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of Impact & Co and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 40,633 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail sm@impact-sprl.be
Phone +32477645649
Phone 0477645649Bertrix
E-invoicing
Reachable via Peppol
Peppol ID 0208:0730863524
Registered 25-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.