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Impact

Active
Private limited companyfounded 199233 yrs activeTweede Aardstraat 18, 8531 Harelbeke, BelgiumKBO/BCE: BE 0448.848.001
Summary

Impact has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €583,011 and a net result of €86,108. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 84% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability85▲+71
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 11.67 against 47.11 in 2024; short-term debt: 8.4% and cash: 9.5% of total assets), and 12.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.8%
Return on assets
13%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
2 d early
2023
1 d early
2022
3 d early
2021
4 d early
2020
39 d early
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Impact was incorporated on 25 November 1992.1 Total assets went from EUR 700,515 in 2018 to EUR 664,050 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€583,011▲ 6.1%
2024 · €549,535
Total assets
€664,050▼ 4.2%
2024 · €693,098
Net result
€86,108
2024 · -€25,314
Working capital
€596,085▼ 11.6%
2024 · €674,292
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€88,060▼ 35.2%-€6,857€52,182-€24,926€115,771
Net result€59,772within the sector's middle half▼ 32.7%-€9,076below the sector's middle half€36,148within the sector's middle half-€25,314below the sector's middle half€86,108within the sector's middle half
Equity€692,202within the sector's middle half▲ 9.5%€683,126within the sector's middle half▼ 1.3%€574,849within the sector's middle half▼ 15.9%€549,535within the sector's middle half▼ 4.4%€583,011within the sector's middle half▲ 6.1%
Total assets€885,332within the sector's middle half▼ 6.8%€782,501within the sector's middle half▼ 11.6%€749,113within the sector's middle half▼ 4.3%€693,098within the sector's middle half▼ 7.5%€664,050within the sector's middle half▼ 4.2%
Debt€193,130▼ 39.1%€99,375▼ 48.5%€174,265▲ 75.4%€143,564▼ 17.6%€81,039▼ 43.6%
Working capital€705,435▲ 12.8%€723,416▲ 2.5%€711,288▼ 1.7%€674,292▼ 5.2%€596,085▼ 11.6%
Solvency78.2%above the sector's middle half▲ 11.6pp87.3%above the sector's middle half▲ 9.1pp76.7%within the sector's middle half▼ 10.6pp79.3%above the sector's middle half▲ 2.5pp87.8%above the sector's middle half▲ 8.5pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €88,060€88,060Net result 2021: €59,772€59,772Operating result 2022: -€6,857-€6,857Net result 2022: -€9,076-€9,076Operating result 2023: €52,182€52,182Net result 2023: €36,148€36,148Operating result 2024: -€24,926-€24,926Net result 2024: -€25,314-€25,314Operating result 2025: €115,771€115,771Net result 2025: €86,108€86,10820212022202320242025-€50,000€0€50,000€100,000Operating result 2023: €52,182€52,200Net result 2023: €36,148€36,100Operating result 2024: -€24,926-€24,900Net result 2024: -€25,314-€25,300Operating result 2025: €115,771€116,000Net result 2025: €86,108€86,100202320242025
The operating result returns to profit in 2025: €115,771 after a loss of €24,926 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €664,050
Fixed assets €12,104 ▲ 189%
Current assets €651,946 ▼ 5.4%
Equity and liabilities €664,050
Equity €583,011 ▲ 6.1%
Debt €81,039 ▼ 43.6%
Debt's share of the balance-sheet total falls from 20.7% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€117,350▲
2024 · -€22,927
Cash flow
€87,686▲
2024 · -€23,315
Current ratio
11.67▼
2024 · 47.11
Debt to equity
0.14▼
2024 · 0.26
ROE
14.8%▲
2024 · -4.6%
ROA
13.0%▲
2024 · -3.7%
Interest coverage
319.46▲
2024 · -50.11
Debt ≤ 1 year
€55,861▲
2024 · €14,622
Debt > 1 year
€25,179▼
2024 · €128,942
Income taxes
€29,474▲
2024 · €168
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€693,098€664,050▼
Fixed assets21/28€4,185€12,104▲
Tangible fixed assets22/27€4,185€12,104▲
Plant, machinery and equipment23€3,825€3,614▼
Furniture and vehicles24€360€8,490▲
Current assets29/58€688,914€651,946▼
Amounts receivable within one year40/41€612,595€588,012▼
Trade receivables40€309,976€285,393▼
Other amounts receivable41€302,619€302,619=
Cash at bank and in hand54/58€74,817€63,274▼
Deferred charges and accrued income490/1€1,502€660▼
Equity and liabilities
Total equity and liabilities10/49€693,098€664,050▼
Equity10/15€549,535€583,011▲
Contributions10/11€18,592€18,592=
Reserves13€530,943€564,419▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€15,000€15,000=
Distributable reserves133€515,943€549,419▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€143,564€81,039▼
Amounts payable after more than one year17€128,942€25,179▼
Other amounts payable178/9€128,942€25,179▼
Amounts payable within one year42/48€14,622€55,861▲
Trade debts44€4,635€5,644▲
Suppliers440/4€4,635€5,644▲
Taxes, remuneration and social security45€9,987€50,216▲
Taxes450/3€9,984€50,216▲
Remuneration and social security454/9€2€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,999€1,578▼
Other operating charges640/8€1,075€863▼
Gross operating margin9900-€21,852€118,213▲
Operating profit (loss)9901-€24,926€115,771▲
Financial income75/76B€238€177▼
Recurring financial income75€238€177▼
Financial charges65/66B€458€367▼
Recurring financial charges65€458€367▼
Profit (loss) for the period before taxes9903-€25,146€115,581▲
Income taxes67/77€168€29,474▲
Profit (loss) for the period9904-€25,314€86,108▲
Profit (loss) for the period to be appropriated9905-€25,314€86,108▲
Appropriation of the result
Profit (loss) to be appropriated9906-€25,314€86,108▲
Transfer from equity791/2€25,314€52,632▲
Transfer to equity691/2€0€86,108▲
To other reserves6921€0€86,108▲
Profit to be distributed694/7€0€52,632▲
Return on contributions (dividend)694€0€52,632▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€20,990€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,469€3,484€3,015€1,999€1,578▼ 21.0%
Other operating charges640/8€1,453€9,105€1,594€1,075€863▼ 19.7%
Non-recurring operating charges66A€0-----
Gross operating margin9900€110,982€5,732€56,792-€21,852€118,213▲ 641%
Operating profit (loss)9901€88,060-€6,857€52,182-€24,926€115,771▲ 564%
Financial income75/76B€0€0-€238€177▼ 25.4%
Recurring financial income75€0€0-€238€177▼ 25.4%
Financial charges65/66B€499€1,814€504€458€367▼ 19.7%
Recurring financial charges65€446€1,814€504€458€367▼ 19.7%
Non-recurring financial charges66B€53-----
Profit (loss) for the period before taxes9903€87,561-€8,671€51,679-€25,146€115,581▲ 560%
Income taxes67/77€27,789€405€15,531€168€29,474▲ 17,406%
Profit (loss) for the period9904€59,772-€9,076€36,148-€25,314€86,108▲ 440%
Profit (loss) for the period to be appropriated9905€59,772-€9,076€36,148-€25,314€86,108▲ 440%
Line20212022202320242025Change
Assets
Total assets20/58€885,332€782,501€749,113€693,098€664,050▼ 4.2%
Fixed assets21/28€27,830€9,199€6,183€4,185€12,104▲ 189%
Tangible fixed assets22/27€27,830€9,199€6,183€4,185€12,104▲ 189%
Plant, machinery and equipment23€6,859€5,898€4,353€3,825€3,614▼ 5.5%
Furniture and vehicles24€20,971€3,301€1,830€360€8,490▲ 2,259%
Current assets29/58€857,502€773,303€742,930€688,914€651,946▼ 5.4%
Amounts receivable within one year40/41€808,007€705,772€677,696€612,595€588,012▼ 4.0%
Trade receivables40€153,877€179,143€116,067€309,976€285,393▼ 7.9%
Other amounts receivable41€654,130€526,630€561,630€302,619€302,619=
Cash at bank and in hand54/58€48,193€66,817€63,612€74,817€63,274▼ 15.4%
Deferred charges and accrued income490/1€1,302€714€1,622€1,502€660▼ 56.1%
Equity and liabilities
Total equity and liabilities10/49€885,332€782,501€749,113€693,098€664,050▼ 4.2%
Equity10/15€692,202€683,126€574,849€549,535€583,011▲ 6.1%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€673,610€664,534€556,257€530,943€564,419▲ 6.3%
Non-distributable reserves130/1€1,860€1,860€1,860€0--
Reserves not available under the articles1311€1,860€1,860€1,860€0--
Tax-exempt reserves132€15,000€15,000€15,000€15,000€15,000=
Distributable reserves133€656,750€647,674€539,397€515,943€549,419▲ 6.5%
Profit (loss) carried forward14--€0€0€0-
Amounts payable17/49€193,130€99,375€174,265€143,564€81,039▼ 43.6%
Amounts payable after more than one year17€41,064€49,489€142,623€128,942€25,179▼ 80.5%
Other amounts payable178/9€41,064€49,489€142,623€128,942€25,179▼ 80.5%
Amounts payable within one year42/48€152,067€49,886€31,642€14,622€55,861▲ 282%
Trade debts44€20,500€13,440€5,663€4,635€5,644▲ 21.8%
Suppliers440/4€20,500€13,440€5,663€4,635€5,644▲ 21.8%
Taxes, remuneration and social security45€31,567€6,446€25,979€9,987€50,216▲ 403%
Taxes450/3€31,567€4,822€24,471€9,984€50,216▲ 403%
Remuneration and social security454/9€0€1,624€1,508€2€0▼ 100%
Other amounts payable47/48€100,000€30,000€0---
Line20212022202320242025Change
Profit (loss) for the period9904€59,772-€9,076€36,148-€25,314€86,108▲ 440%
+ Depreciation and write-downs630€21,469€3,484€3,015€1,999€1,578▼ 21.0%
Operating cash flow (approximation)€81,240-€5,592€39,164-€23,315€87,686▲ 476%
Investment in fixed assets (approximation)-€15,147€0€0-€9,498-
Change in cash-€18,623-€3,204€11,205-€11,542▼ 203%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
27-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Back to profitnet €86,108
Net result €86,108 after one loss-making year.
28-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Weakest financial yearnet -€25,314
Net result drops to -€25,314, the lowest in the series; recovery starts the following year.
30-09
Financial Liquidity doublescurrent ratio 47.11
Current ratio from 23.48 to 47.11; short-term debt falls from €31,642 to €14,622.
29-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Back to profitnet €36,148
Net result €36,148 after one loss-making year.
27-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Liquidity triplescurrent ratio 15.50
Current ratio from 5.64 to 15.50; short-term debt falls from €152,067 to €49,886.
26-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-09
Financial Equity above €500,000Eq €543,673 ▲18.7%
2 profitable years in a row build equity to €543,673.
09-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
5,502 m²
Building footprint
258 m²
Volume, LiDAR
1,834 m³
Parcel 34004A0356/00M000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
IMPACT
Tweede Aardstraat 18, 8531 HarelbekeNACE 51340
since 19932.060.617.421
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34004A0356/00M000 Flanders 5,502 m² 1 · 257 m² 12.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 33,377 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-11-1992
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0448848001
Also 9925:BE0448848001
Registered 25-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.