Summary
Conclusion
the dossier summarised in one paragraphIMPACT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €893k and a net result of €30k. The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one seriesA single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
04-06-2026 NBB filing Annual accounts filed
14-07-2025 NBB filing Annual accounts filed
21-06-2024 NBB filing Annual accounts filed
04-07-2023 NBB filing Annual accounts filed
24-06-2022 NBB filing Annual accounts filed
01-06-2021 NBB filing Annual accounts filed
29-06-2020 NBB filing Annual accounts filed
30-08-2019 NBB filing Annual accounts filed
26-06-2018 NBB filing Annual accounts filed
15-06-2017 NBB filing Annual accounts filed
Financials
Financial health
FY 2025 · computed · 5 of 5 axes measuredThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →The score above is a single figure for the whole company. The axes below set that score, as the Health axis, beside the other dimensions, so you can see whether a good score holds everywhere or rests on one point.
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Figures by fiscal year
Source: NBB · 2025| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €52k |
| Net profit | €30k |
| Cash flow | €42k |
| Staff costs | - |
| Income taxes | €15k |
| Dividends | €14k |
| Total assets | €949k |
| Equity | €893k |
| Debt | €56k |
| of which ≤ 1y | €56k |
| of which > 1y | - |
| Working capital | €861k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 16.24 |
| Quick ratio | 16.24 |
| Working capital ratio | 90.8% |
| Solvency | 94.0% |
| Debt / equity | 0.06 |
| Long-term debt ratio | - |
| Interest coverage | 26.66 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.2% |
| ROE | 3.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €949k |
| Fixed assets | 21/28 | €31k |
| Tangible fixed assets | 22/27 | €31k |
| Current assets | 29/58 | €918k |
| Amounts receivable within one year | 40/41 | €9k |
| Investments | 50/53 | €312k |
| Cash & bank | 54/58 | €596k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €949k |
| Equity | 10/15 | €893k |
| Contributions / capital | 10/11 | €63k |
| Reserves | 13 | €830k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €56k |
| Amounts payable within one year | 42/48 | €56k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €54k |
| Operating result | 9901 | €40k |
| Financial income | 75 | €7k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €46k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €30k |
| Result to be appropriated | 9905 | €30k |
Signals
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 04-06-2026 | 57 d early | 2026-00137780 |
| 31-12-2024 | 31-07-2025 | 14-07-2025 | 17 d early | 2025-00267513 |
| 31-12-2023 | 31-07-2024 | 21-06-2024 | 40 d early | 2024-00160360 |
| 31-12-2022 | 31-07-2023 | 04-07-2023 | 27 d early | 2023-00212132 |
| 31-12-2021 | 31-07-2022 | 24-06-2022 | 37 d early | 2022-20095964 |
| 31-12-2020 | 31-07-2021 | 01-06-2021 | 60 d early | 2021-17100311 |
| 31-12-2019 | 31-07-2020 | 29-06-2020 | 32 d early | 2020-23600151 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-59300281 |
| 31-12-2017 | 31-07-2018 | 26-06-2018 | 35 d early | 2018-24800428 |
| 31-12-2016 | 31-07-2017 | 15-06-2017 | 46 d early | 2017-18100318 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkemei 112243 ZandhovenEstablishment units
2 locationsReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034B0044/00A002 | Flanders | 744 m² | 1 · 206 m² | 7.7 m · 2 fl. |
| 11033B0575/00R000 | Flanders | 356 m² | 1 · 105 m² | 0.3 m |
Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
0 of 8 acts readWe know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | IMPACT |