Equity
-€23,441
Debts exceed assets in financial year 2025.
Imp'ACT
Lifetime
4 annual accounts with figures on one time axispeak €336,766 (2023)
€307,487▼ 3.3%
lowest -€17,607 (2022)
€13,589▲ 13.7%
peak -€23,441 (2025)
-€23,441▲ €13,589
€111,334▲ 48.1%
Board11 names since 2019
5 directorsinclusion and 4 others
Documentsfilings and deeds
18-06-202643 days before the deadline
2025micro format
1 director appointed, 2 resignations, 1 reappointment 24-06Equity from -€37,030 to -€23,441Debts from €75,173 to €111,334Cash from €9,092 to €60,112
Key points
from the 2025 annual accountsTurnover
≈ €360,000 estimated
The micro format states no turnover.
Debts
€111,334 127% of the balance sheet
Suppliers 4%Taxes and wages 32%Other 65%
Of this, €41,716 falls due within a year.
Liquidity
2.11 was 0.80 in 2024
Short-term debts fell from €45,162 to €41,716.
Board
2 joined
New directors. Latest change 20-05-2026 · 7 in office.
Position in the sector
-€23,441
Less equity than 95% of companies in social work without accommodation. Sector median €74,888 · 704 companies.
Checked score
56
Fair
Financially stronger than 55% of micro companies in social work without accommodation (NACE 88)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,129 companies (NACE 88, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€23,441
lowers risk
Legal form: non-profit association
Size: total assets €87,894
Sector: Social work activities without accommodation (NACE 88)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 3% of them on solvency, 63% on liquidity, 77% on profitability and 76% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as Imp'ACT has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Imp'ACT itself is lower: < 0.1% within 12 months. It rests on far more data about Imp'ACT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for Imp'ACT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 2.11 (0.8 in 2024), above the usual 1.5. Short-term debt is 47.5% and cash 68.4% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 703 sector peers (2025).
NBB · sector comparisonPosition among 703 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
43 days early
2024
45 days early
2023
47 days early
2022
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 43 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
2 directors appointed, 3 reappointments
Appointments: DUSSART Patrick and ENA Caroline · Withdrawal: Jean-Marie ELSEN (member) · Reappointments: Antonin PANIER, Jean-Marie HUET and Claude FLORIVAL · General meeting of 20-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0686899560
1 director appointed, 2 resignations, 1 reappointment
Appointment: Laurent CLAIRBOIS · Reappointment: INCLUSION ASBL · Resignations: Bernard DE SMEDT (chair and director) and Laurence DOBRANGE · General meeting of 19-05-2025 · Gazette deed
Registered office moved within La Louvière
New registered office: rue Ernest Milcamps 26/1, 7100 La Louvière · Previous registered office: RUE DE LA LOI 384, 7100 LA LOUVIERE · Board meeting of 29-08-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Imp'ACT La Louvière | €87,894 | €307,487 | -26.7% | - |
| Réseau Associatif pour la Qualité Manage | €98,256 | €315,928 | 39.6% | - |
| Epi St.Gilles Sint-Gillis (bij-Brussel) | €76,776 | €341,507 | -67.2% | - |
| Eerstelijnszone Noord Antwerpen Antwerp | €131,594 | €242,317 | 72.4% | - |
| MY HOME SERVICE Halle | €75,263 | €488,559 | 8.6% | 15 |
| CARE BELGIUM Ixelles | €103,387 | €227,426 | 31.3% | 3.3 |
| CLEAN HOUSE CONCEPT Sint-Pieters-Leeuw | €56,866 | €509,742 | -31.2% | 15 |
These companies have the same main activity as Imp'ACT: other social work without accommodation (NACE 88999). They are comparable in size and age: total assets between €56,900 and €132,000, founded between 2014 and 2019.
Official details
Source: KBO- Status
- Active since 28-12-2017Normal situation
- Activity
- Other social work without accommodationNACE 88999
- Joint committee
- 319.02Educational and residential institutions · annual accounts 2025
- Establishment units
- 2.282.864.0197100 La Louvière, since 01-01-2019
- 2.291.310.2447800 Ath, since 01-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2025
- €87,894▲ 130%
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on Imp'ACT
Imp'ACT files the micro format. That format states no turnover. The gross margin rose from €264,347 in 2022 to €307,487 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Imp'ACT
- What is the company number of Imp'ACT?
- The company number of Imp'ACT is 0686.899.560. The VAT number is the same number with BE in front: BE 0686.899.560.
- Where is Imp'ACT based?
- The registered office is at Rue Ernest Milcamps (L.L) 26, 7100 La Louvière.Company details
- What does Imp'ACT do?
- According to the KBO register, the main activity is other social work without accommodation (NACE 88999).
- What is the legal form of Imp'ACT?
- Imp'ACT is a non-profit association (VZW).
- When was Imp'ACT founded?
- Imp'ACT was founded on 28-12-2017.
- Is Imp'ACT still active?
- Yes, Imp'ACT is an active enterprise in the KBO register.
- How many employees does Imp'ACT have?
- Imp'ACT had an average of 4.5 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does Imp'ACT fall under?
- In its 2025 annual accounts, Imp'ACT states joint committee 319.02 (Educational and residential institutions).
- What is the turnover of Imp'ACT?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €307,487 and 30 comparable companies (NACE 889). It probably lies between €340,000 and €410,000.
- Is Imp'ACT profitable?
- In financial year 2025, Imp'ACT made a profit of €13,589.
- Where can I find the annual accounts of Imp'ACT?
- Imp'ACT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Imp'ACT due?
- Imp'ACT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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