imore
ActiveSummary
imore has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €597. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-1
Solvency37=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.86 in 2024; short-term debt: 16.2% and cash: 2.9% of total assets), and 88% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
1 d early
2022
3 d early
2021
2 d early
2020
9 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 1.0%
2024 · €57k
2019: €22k
2020: €25k
2021: €38k
2022: €56k
2023: €56k
2024: €57k
2019 → 2025
Total assets
€485k▼ 2.8%
2024 · €499k
2019: €294k
2020: €438k
2021: €464k
2022: €552k
2023: €527k
2024: €499k
2019 → 2025
Net result
€597▼ 64.7%
2024 · €2k
2019: €7k
2020: €3k
2021: €14k
2022: €17k
2023: €134
2024: €2k
2019 → 2025
Working capital
€-945▲ 90.5%
2024 · €-10k
2019: €12k
2020: €-19k
2021: €-37k
2022: €-22k
2023: €-14k
2024: €-10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€56k▲ 44.7%€56k▲ 0.2%€57k▲ 3.0%€58k▲ 1.0%
Operating result€24k-€30k▲ 24.4%€16k▼ 46.3%€18k▲ 11.9%€15k▼ 17.5%
Net result€14k-€17k▲ 25.0%€134▼ 99.2%€2k▲ 1,159%€597▼ 64.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €485k
Fixed assets
€407k ▼ 6.5%
Current assets
€77k ▲ 23.4%
Equity and liabilities €485k
Equity
€58k ▲ 1.0%
Debt
€427k ▼ 3.3%
Debt's share of the balance-sheet total falls from 88.5% to 88.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▼
2024 · €55k
Cash flow
€35k▼
2024 · €39k
Current ratio
0.99▲
2024 · 0.86
Debt to equity
7.36▼
2024 · 7.69
ROE
1.0%▼
2024 · 2.9%
ROA
0.1%▼
2024 · 0.3%
Interest coverage
5.17▼
2024 · 5.31
Debt ≤ 1 year
€78k▲
2024 · €73k
Debt > 1 year
€342k▼
2024 · €368k
Income taxes
€5k▼
2024 · €6k
Staff costs
€90k▲
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€499k€485k▼
Fixed assets21/28€436k€407k▼
Tangible fixed assets22/27€436k€407k▼
Land and buildings22€425k€400k▼
Plant, machinery and equipment23€913€699▼
Furniture and vehicles24€9k€7k▼
Other tangible fixed assets26€2k-
Financial fixed assets28€200€200=
Current assets29/58€63k€77k▲
Amounts receivable within one year40/41€42k€58k▲
Trade receivables40€42k€58k▲
Other amounts receivable41€6€6=
Cash at bank and in hand54/58€18k€14k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€499k€485k▼
Equity10/15€57k€58k▲
Contributions10/11€6k€6k=
Reserves13€51k€52k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€49k€50k▲
Amounts payable17/49€441k€427k▼
Amounts payable after more than one year17€368k€342k▼
Financial debts170/4€368k€342k▼
Amounts payable within one year42/48€73k€78k▲
Current portion of amounts payable after more than one year42€26k€26k▼
Trade debts44€10k€31k▲
Suppliers440/4€10k€31k▲
Taxes, remuneration and social security45€33k€21k▼
Taxes450/3€18k€12k▼
Remuneration and social security454/9€16k€9k▼
Other amounts payable47/48€3k€307▼
Accrued charges and deferred income492/3€100€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€85k€90k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€34k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€144k€143k▼
Operating profit (loss)9901€18k€15k▼
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€7k€5k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€2k€597▼
Profit (loss) for the period to be appropriated9905€2k€597▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€597▼
Transfer to equity691/2€2k€597▼
To other reserves6921€2k€597▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €134 ▼99.2%
Net result drops to €134, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €17k ▲25%
Operating result €30k, net result €17k, both a record.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lierselei 132390 MalleGround area
2,116 m²
Building footprint
1,899 m²
Volume, LiDAR
18,686 m³
Parcel 11032D0316/00W000, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
imore I interieurarchitectuur
since 20142.229.734.743
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032D0316/00W000 | Flanders | 2,116 m² | 1 · 1,899 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,188 EUR awarded · 1,188 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,188 EUR | 1,188 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Apart
BE 0778.309.489
Aarschot · Eq €57,660
RABURONA
BE 0898.405.684
Hasselt · Eq €57,527
LAUWERS M.
BE 0440.901.622
Antwerpen · Eq €58,440
ID-M
BE 0597.801.595
Wuustwezel · Eq €58,544
DEMO ARCHITECTURE D'INTERIEUR
BE 0546.906.487
Ukkel · Eq €57,387
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2014
Fiscal year end31-03
Activities, NACEBEL 2025
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.