IMOQ
ActiveIMOQ has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €18k. Equity is growing by ~48% per year across the filed fiscal years. Its solvency ranks better than 25% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency29▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.07 in 2024; short-term debt: 15.2% and cash: 2% of total assets), and 96.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.8%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
31 d early
2023
57 d early
2022
31 d late
2021
16 d early
2020
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k
2024 · €-5k
2020: €-42k
2021: €-36k
2022: €-26k
2023: €-16k
2024: €-5k
2020 → 2025
Total assets
€344k▼ 6.5%
2024 · €368k
2020: €410k
2021: €388k
2022: €411k
2023: €398k
2024: €368k
2020 → 2025
Net result
€18k▲ 60.6%
2024 · €11k
2020: €-48k
2021: €6k
2022: €9k
2023: €10k
2024: €11k
2020 → 2025
Working capital
€-45k▲ 19.2%
2024 · €-56k
2020: €-61k
2021: €-66k
2022: €-63k
2023: €-60k
2024: €-56k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-36k-€-26k▲ 26.6%€-16k▲ 37.6%€-5k▲ 69.1%€13k
Operating result€14k-€17k▲ 21.5%€17k▲ 0.6%€18k▲ 6.7%€24k▲ 34.7%
Net result€6k-€9k▲ 49.1%€10k▲ 3.8%€11k▲ 14.4%€18k▲ 60.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 35% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€337k▼ 7.5%
Current assets
€7k▲ 81.7%
Equity and liabilities €344k
Equity
€13k
Debt
€331k
Debt finances 96.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€51k▲
2024 · €45k
Cash flow
€45k▲
2024 · €38k
Solvency
3.8%▲
2024 · -1.4%
Current ratio
0.14▲
2024 · 0.07
Quick ratio
0.14▲
2024 · 0.07
Debt / equity
25.43▲
2024 · -74.10
ROE
138.7%
ROA
5.2%▲
2024 · 3.1%
Interest coverage
8.63▲
2024 · 6.86
Debt
€331k▼
2024 · €373k
Debt ≤ 1 year
€52k▼
2024 · €60k
Debt > 1 year
€279k▼
2024 · €313k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€368k€344k▼
Fixed assets21/28€364k€337k▼
Tangible fixed assets22/27€364k€337k▼
Land and buildings22€364k€337k▼
Current assets29/58€4k€7k▲
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€252€252▲
Equity and liabilities
Total equity and liabilities10/49€368k€344k▼
Equity10/15€-5k€13k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-11k€7k▲
Amounts payable17/49€373k€331k▼
Amounts payable after more than one year17€313k€279k▼
Financial debts170/4€313k€279k▼
Amounts payable within one year42/48€60k€52k▼
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€871€0▼
Suppliers440/4€871€0▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€23k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k=
Other operating charges640/8€4k€5k▲
Gross operating margin9900€50k€56k▲
Operating profit (loss)9901€18k€24k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€11k€18k▲
Profit (loss) for the period9904€11k€18k▲
Profit (loss) for the period to be appropriated9905€11k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€7k▲
Profit (loss) brought forward from the previous period14P€-22k€-11k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €18k ▲60.6%
Operating result €24k, net result €18k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Gaize(Achêne) 135590 CineyGround area
1,038 m²
Building footprint
234 m²
Parcel 91001C0061/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMOQ srl
since 20192.291.180.085
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91001C0061/00F000 | Wallonia | 1,038 m² | 1 · 234 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOD'ART DE LA FRITE
BE 0871.416.623
Beauraing · Eq €13k
LA COOPÉRATIVE IMMOBILIÈRE
BE 1013.695.827
Sint-Pieters-Leeuw · Eq €13k
PORIAU
BE 0669.887.443
Merelbeke-Melle · Eq €13k
IMMO PAQUE-WARNIER
BE 0471.775.534
Awans · Eq €13k
GTO Finances
BE 0878.635.896
Vorst · Eq €13k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,768. 1,780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2019
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:isaline.andre@hotmail.com
Phone:+32472416938