IMOKAPI
ActiveSummary
IMOKAPI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of €28,364. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 39% of 2309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69=
Solvency54▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120,000 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.02 in 2024; short-term debt: 70.9% and cash: 2% of total assets), and 71% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
31 d late
2022
on the day
2021
on the day
2020
255 d late
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#6 company by total assets in Namur, Administrative and support services sector#7 company by equity in Namur, Administrative and support services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28,364▲ 16.8%
2024 · €24,287
Working capital
-€4.7m▲ 5.2%
2024 · -€4.9m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,728▼ 66.5%€38,805▲ 107%€37,635▼ 3.0%€28,079▼ 25.4%€41,581▲ 48.1%
Net result€15,602within the sector's middle half▼ 71.9%€37,465within the sector's middle half▲ 140%€36,401within the sector's middle half▼ 2.8%€24,287within the sector's middle half▼ 33.3%€28,364within the sector's middle half▲ 16.8%
Equity€1.9mwithin the sector's middle half▲ 0.8%€1.9mwithin the sector's middle half▲ 2.0%€1.9mwithin the sector's middle half▲ 1.9%€2.0mabove the sector's middle half▲ 1.3%€2.0mabove the sector's middle half▲ 1.4%
Total assets€6.8mabove the sector's middle half▲ 22.6%€6.6mwithin the sector's middle half▼ 3.5%€7.4mabove the sector's middle half▲ 12.2%€7.0mabove the sector's middle half▼ 4.9%€6.9mabove the sector's middle half▼ 1.5%
Debt€4.9m▲ 33.5%€4.6m▼ 5.6%€5.4m▲ 16.4%€5.0m▼ 7.1%€4.9m▼ 2.6%
Working capital-€3.7mbelow the sector's middle half▼ 31.1%-€4.1mbelow the sector's middle half▼ 11.5%-€4.8mbelow the sector's middle half▼ 16.0%-€4.9mbelow the sector's middle half▼ 3.5%-€4.7mbelow the sector's middle half▲ 5.2%
Solvency27.5%within the sector's middle half▼ 5.9pp29.1%within the sector's middle half▲ 1.6pp26.4%within the sector's middle half▼ 2.7pp28.1%within the sector's middle half▲ 1.7pp29.0%within the sector's middle half▲ 0.8pp
Current ratio0.25below the sector's middle half▲ 0.010.12below the sector's middle half▼ 0.140.12below the sector's middle half=0.02below the sector's middle half▼ 0.100.04below the sector's middle half▲ 0.02
Return on assets (ROA)0.2%within the sector's middle half▼ 0.8pp0.6%within the sector's middle half▲ 0.3pp0.5%within the sector's middle half▼ 0.1pp0.3%within the sector's middle half▼ 0.1pp0.4%within the sector's middle half▲ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.9m
Fixed assets
€6.7m ▼ 3.2%
Current assets
€218,995 ▲ 111%
Equity and liabilities €6.9m
Equity
€2.0m ▲ 1.4%
Debt
€4.9m ▼ 2.6%
Debt's share of the balance-sheet total falls from 71.9% to 71.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€337,337▲
2024 · €289,763
Cash flow
€324,120▲
2024 · €285,971
Debt to equity
2.45▼
2024 · 2.56
ROE
1.4%▲
2024 · 1.2%
Interest coverage
1077.75▲
2024 · 962.67
Debt ≤ 1 year
€4.9m▼
2024 · €5.0m
Debt > 1 year
€5,500
Income taxes
€12,904▲
2024 · €3,491
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 734 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Medium-sized
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.8%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 734 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €190,283 | €225,818 | €252,961 | €261,684 | €295,756 | ▲ 13.0% |
| Other operating charges640/8 | €16,511 | €16,491 | €18,840 | €21,884 | €23,510 | ▲ 7.4% |
| Gross operating margin9900 | €225,522 | €281,114 | €309,436 | €311,647 | €360,847 | ▲ 15.8% |
| Operating profit (loss)9901 | €18,728 | €38,805 | €37,635 | €28,079 | €41,581 | ▲ 48.1% |
| Financial income75/76B | - | €3 | €102 | - | - | - |
| Recurring financial income75 | - | €3 | €102 | - | - | - |
| Financial charges65/66B | €1,065 | €137 | €138 | €301 | €313 | ▲ 4.0% |
| Recurring financial charges65 | €1,065 | €137 | €138 | €301 | €313 | ▲ 4.0% |
| Profit (loss) for the period before taxes9903 | €17,663 | €38,671 | €37,599 | €27,778 | €41,268 | ▲ 48.6% |
| Income taxes67/77 | €2,061 | €1,206 | €1,198 | €3,491 | €12,904 | ▲ 270% |
| Profit (loss) for the period9904 | €15,602 | €37,465 | €36,401 | €24,287 | €28,364 | ▲ 16.8% |
| Profit (loss) for the period to be appropriated9905 | €15,602 | €37,465 | €36,401 | €24,287 | €28,364 | ▲ 16.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.8m | €6.6m | €7.4m | €7.0m | €6.9m | ▼ 1.5% |
| Fixed assets21/28 | €5.5m | €6.0m | €6.7m | €6.9m | €6.7m | ▼ 3.2% |
| Tangible fixed assets22/27 | €5.5m | €6.0m | €6.7m | €6.9m | €6.7m | ▼ 3.2% |
| Land and buildings22 | €5.5m | €6.0m | €6.6m | €6.7m | €6.5m | ▼ 2.3% |
| Furniture and vehicles24 | €21,964 | €10,356 | €6,906 | €172,196 | €136,796 | ▼ 20.6% |
| Assets under construction and advance payments27 | - | - | €70,197 | €27,391 | - | - |
| Current assets29/58 | €1.2m | €547,954 | €655,708 | €103,564 | €218,995 | ▲ 111% |
| Amounts receivable within one year40/41 | €1.0m | €423,664 | €606,236 | €65,543 | €77,674 | ▲ 18.5% |
| Trade receivables40 | €987,172 | €409,795 | €606,221 | €57,018 | €69,164 | ▲ 21.3% |
| Other amounts receivable41 | €13,890 | €13,869 | €15 | €8,525 | €8,510 | ▼ 0.2% |
| Cash at bank and in hand54/58 | €239,264 | €120,805 | €45,997 | €33,300 | €138,812 | ▲ 317% |
| Deferred charges and accrued income490/1 | €4,862 | €3,485 | €3,475 | €4,721 | €2,509 | ▼ 46.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.8m | €6.6m | €7.4m | €7.0m | €6.9m | ▼ 1.5% |
| Equity10/15 | €1.9m | €1.9m | €1.9m | €2.0m | €2.0m | ▲ 1.4% |
| Contributions10/11 | €1.8m | €1.8m | €1.8m | €1.8m | €1.8m | = |
| Capital10 | €1.8m | €1.8m | €1.8m | €1.8m | €1.8m | = |
| Issued capital100 | €1.8m | €1.8m | €1.8m | €1.8m | €1.8m | = |
| Reserves13 | - | - | - | €24,287 | €52,651 | ▲ 117% |
| Distributable reserves133 | - | - | - | €24,287 | €52,651 | ▲ 117% |
| Profit (loss) carried forward14 | €23,019 | €60,484 | €96,885 | €96,885 | €96,885 | = |
| Amounts payable17/49 | €4.9m | €4.6m | €5.4m | €5.0m | €4.9m | ▼ 2.6% |
| Amounts payable after more than one year17 | - | - | - | - | €5,500 | - |
| Other amounts payable178/9 | - | - | - | - | €5,500 | - |
| Amounts payable within one year42/48 | €4.9m | €4.6m | €5.4m | €5.0m | €4.9m | ▼ 2.8% |
| Trade debts44 | €894,186 | €368,169 | €554,226 | €33,776 | €51,978 | ▲ 53.9% |
| Suppliers440/4 | €894,186 | €368,169 | €554,226 | €33,776 | €51,978 | ▲ 53.9% |
| Taxes, remuneration and social security45 | €3,115 | €4,435 | €6,145 | €5,570 | €9,231 | ▲ 65.7% |
| Taxes450/3 | €3,115 | €4,435 | €6,145 | €5,570 | €9,231 | ▲ 65.7% |
| Other amounts payable47/48 | €4.0m | €4.3m | €4.9m | €5.0m | €4.8m | ▼ 3.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €2,520 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,602 | €37,465 | €36,401 | €24,287 | €28,364 | ▲ 16.8% |
| + Depreciation and write-downs630 | €190,283 | €225,818 | €252,961 | €261,684 | €295,756 | ▲ 13.0% |
| Operating cash flow (approximation) | €205,885 | €263,283 | €289,362 | €285,971 | €324,120 | ▲ 13.3% |
| Investment in fixed assets (approximation) | - | -€687,343 | -€945,397 | -€453,028 | -€77,461 | ▲ 82.9% |
| Change in cash | - | -€118,459 | -€74,808 | -€12,697 | €105,512 | ▲ 931% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 255 days late
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €59,594
Net result €59,594 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2005
Ground area
1,619 m²
Building footprint
962 m²
Parcel 92039B0052/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMOKAPI
since 20052.148.871.781
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039B0052/00A000 | Wallonia | 1,619 m² | 1 · 962 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Espace Industriel des Plénesses
BE 0676.997.147
Thimister-Clermont · Eq €1,990,109
EUROPAY BELGIUM
BE 0434.197.536
Sint-Joost-ten-Node · Eq €2,002,377
INEOS STYROLUTION BELGIUM SERVICES
BE 0501.681.129
Beveren-Kruibeke-Zwijndrecht · Eq €2,003,029
Geboers Machines Company
BE 0833.468.144
Balen · Eq €2,003,399
Vastgoed TRading
BE 0547.819.970
Mol · Eq €1,984,673
Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 3,233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0873773030
Also
9925:BE0873773030
Registered
30-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.