IMOJA
ActiveSummary
IMOJA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7k and a net result of €3k. Its solvency ranks better than 21% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability59▲+4
Solvency26=
Growth82
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.1%
Return on assets
0.5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 19356 sector peers (2024).
NBB · sector comparisonPosition among 19356 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
2 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€71k▲ 17.6%
2023 · €60k
2023: €60k
2023 → 2024
EBIT margin
37.0%▲ 4.3pp
2023 · 32.7%
2023: 32.7%
2023 → 2024
Net result
€3k
2023 · €-1k
2023: €-1k
2023 → 2024
Working capital
€-70k▼ 149%
2023 · €-28k
2023: €-28k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€60k-€71k▲ 17.6%
Equity€4k-€7k▲ 82.7%
Operating result€20k-€26k▲ 33.1%
Net result€-1k-€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 33% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €631k
Fixed assets
€629k ▲ 19.8%
Current assets
€2k ▼ 85.1%
Equity and liabilities €631k
Equity
€7k ▲ 82.7%
Debt
€624k ▲ 17.0%
Debt's share of the balance-sheet total falls from 99.3% to 98.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▲
2023 · €36k
Cash flow
€30k▲
2023 · €15k
Current ratio
0.03▼
2023 · 0.30
Debt to equity
89.42
ROE
45.3%▲
2023 · -30.9%
ROA
0.5%▲
2023 · -0.2%
Interest coverage
2.38▲
2023 · 1.74
Debt ≤ 1 year
€72k▲
2023 · €40k
Debt > 1 year
€552k▲
2023 · €493k
Income taxes
€494
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€537k€631k▲
Formation expenses20€0-
Fixed assets21/28€525k€629k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€525k€629k▲
Land and buildings22€525k€629k▲
Current assets29/58€12k€2k▼
Cash at bank and in hand54/58€12k€2k▼
Equity and liabilities
Total equity and liabilities10/49€537k€631k▲
Equity10/15€4k€7k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-1k€2k▲
Amounts payable17/49€533k€624k▲
Amounts payable after more than one year17€493k€552k▲
Financial debts170/4€493k€552k▲
Amounts payable within one year42/48€40k€72k▲
Current portion of amounts payable after more than one year42€29k€36k▲
Trade debts44€5k€12k▲
Bills of exchange payable441€5k€12k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€5k€20k▲
Income statement
Code20232024
Turnover70€60k€71k▲
Goods, raw materials, services and sundry goods60/61€75k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€27k▲
Other operating charges640/8€6k€11k▲
Gross operating margin9900€43k€64k▲
Operating profit (loss)9901€20k€26k▲
Financial charges65/66B€21k€22k▲
Recurring financial charges65€21k€22k▲
Profit (loss) for the period before taxes9903€-1k€4k▲
Income taxes67/77-€494
Profit (loss) for the period9904€-1k€3k▲
Profit (loss) for the period to be appropriated9905€-1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€2k▲
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2022
Ground area
1,376 m²
Building footprint
119 m²
Parcel 92034D0156/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMOJA
since 20222.337.646.946
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92034D0156/00D000 | Wallonia | 1,376 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 1,210 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.