Summary
Imoca is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.0m and a net result of -€1.6m. Its solvency ranks better than 12% of 2413 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
Click a name to add, emphasise or remove a line.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Operating charges60/66A | €3,850 | €8,790 | ▲ 128% |
| Services and other goods61 | €3,850 | €8,790 | ▲ 128% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0 | - | - |
| Other operating charges640/8 | €0 | - | - |
| Operating profit (loss)9901 | -€3,850 | -€8,790 | ▼ 128% |
| Financial income75/76B | €1.6m | €1.6m | ▼ 2.7% |
| Recurring financial income75 | €1.6m | €1.6m | ▼ 2.7% |
| Income from financial fixed assets750 | €1.6m | €1.6m | ▼ 2.7% |
| Other financial income752/9 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €2.8m | €3.2m | ▲ 12.2% |
| Recurring financial charges65 | €2.8m | €3.2m | ▲ 12.2% |
| Debt charges650 | €2.8m | €3.2m | ▲ 12.2% |
| Other financial charges652/9 | €3,338 | €3,640 | ▲ 9.0% |
| Profit (loss) for the period before taxes9903 | -€1.2m | -€1.6m | ▼ 32.8% |
| Profit (loss) for the period9904 | -€1.2m | -€1.6m | ▼ 32.8% |
| Profit (loss) for the period to be appropriated9905 | -€1.2m | -€1.6m | ▼ 32.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €35.2m | €34.1m | ▼ 3.1% |
| Formation expenses20 | €677,169 | €457,366 | ▼ 32.5% |
| Fixed assets21/28 | €34.5m | €33.6m | ▼ 2.5% |
| Financial fixed assets28 | €34.5m | €33.6m | ▼ 2.5% |
| Affiliated companies280/1 | €34.5m | €33.6m | ▼ 2.5% |
| Participating interests280 | €18.0m | €18.0m | = |
| Amounts receivable281 | €16.5m | €15.6m | ▼ 5.3% |
| Companies linked by participating interests282/3 | €0 | - | - |
| Participating interests282 | €0 | - | - |
| Current assets29/58 | €142 | €3,453 | ▲ 2,325% |
| Stocks and contracts in progress3 | - | €0 | - |
| Amounts receivable within one year40/41 | €0 | - | - |
| Other amounts receivable41 | €0 | - | - |
| Cash at bank and in hand54/58 | €142 | €3,453 | ▲ 2,325% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €35.2m | €34.1m | ▼ 3.1% |
| Equity10/15 | €5.6m | €4.0m | ▼ 28.7% |
| Contributions10/11 | €6.8m | €6.8m | = |
| Profit (loss) carried forward14 | -€1.2m | -€2.8m | ▼ 133% |
| Amounts payable17/49 | €29.6m | €30.1m | ▲ 1.7% |
| Amounts payable after more than one year17 | €28.9m | €29.4m | ▲ 1.7% |
| Financial debts170/4 | €28.9m | €29.4m | ▲ 1.7% |
| Other loans174 | €28.9m | €29.4m | ▲ 1.7% |
| Amounts payable within one year42/48 | €0 | €6,111 | - |
| Trade debts44 | €0 | €6,111 | - |
| Suppliers440/4 | €0 | €6,111 | - |
| Other amounts payable47/48 | €0 | - | - |
| Accrued charges and deferred income492/3 | €684,959 | €701,803 | ▲ 2.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1.2m | -€1.6m | ▼ 32.8% |
| + Depreciation and write-downs630 | €0 | - | - |
| Operating cash flow (approximation) | -€1.2m | -€1.6m | ▼ 32.8% |
| Investment in fixed assets (approximation) | - | €877,711 | - |
| Change in cash | - | €3,311 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028B0322/00N000 | Wallonia | 6,489 m² | 1 · 999 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 owner · 6 holdingsChain of control
- Immo - Sambre
- Imoca
Highest known parent: Immo - Sambre. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 6
-
100%
-
100%
-
100%
- HOTEL FLEURUSsubsidiaryEquity €3.3mResult €445,504100%
-
100%
- WATERLOO HOTELsubsidiaryEquity €8.3mResult -€179,211100%
According to the 2025 annual accounts of Imoca and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.