IMO - CAR
ActiveIMO - CAR has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €551k and a net result of €37k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 8967 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-1
Solvency64▼-30
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 14.73 against 3.92 in 2023; short-term debt: 3.9% and cash: 8.7% of total assets), but 61.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
36 d early
2022
47 d early
2021
31 d early
2020
2 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€551k▲ 7.1%
2023 · €514k
2018: €357k
2019: €370k
2020: €424k
2021: €458k
2022: €487k
2023: €514k
2018 → 2024
Total assets
€1.42M▲ 91.7%
2023 · €742k
2018: €772k
2019: €738k
2020: €785k
2021: €737k
2022: €748k
2023: €742k
2018 → 2024
Net result
€37k▲ 34.7%
2023 · €27k
2018: €53k
2019: €18k
2020: €54k
2021: €34k
2022: €29k
2023: €27k
2018 → 2024
Working capital
€759k▲ 647%
2023 · €102k
2018: €-212k
2019: €-220k
2020: €-92k
2021: €-26k
2022: €30k
2023: €102k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€424k-€458k▲ 8.1%€487k▲ 6.2%€514k▲ 5.6%€551k▲ 7.1%
Operating result€76k-€53k▼ 30.5%€43k▼ 18.2%€44k▲ 1.9%€70k▲ 58.6%
Net result€54k-€34k▼ 36.6%€29k▼ 17.0%€27k▼ 4.6%€37k▲ 34.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 59% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.42M
Fixed assets
€609k▲ 0.5%
Current assets
€814k▲ 497%
Equity and liabilities €1.42M
Equity
€551k▲ 7.1%
Debt
€872k▲ 283%
The debt ratio rises from 30.7% to 61.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113k▲
2023 · €88k
Cash flow
€80k▲
2023 · €71k
Solvency
38.7%▼
2023 · 69.3%
Current ratio
14.73▲
2023 · 3.92
Quick ratio
2.52▼
2023 · 3.80
Debt / equity
1.58▲
2023 · 0.44
ROE
6.7%▲
2023 · 5.3%
ROA
2.6%▼
2023 · 3.7%
Interest coverage
6.17▼
2023 · 11.46
Debt
€872k▲
2023 · €228k
Debt ≤ 1 year
€55k▲
2023 · €35k
Debt > 1 year
€810k▲
2023 · €190k
Income taxes
€15k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€742k€1.42M▲
Fixed assets21/28€606k€609k▲
Tangible fixed assets22/27€606k€609k▲
Land and buildings22€589k€563k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€14k€44k▲
Financial fixed assets28€90€90=
Current assets29/58€136k€814k▲
Stocks and contracts in progress3€4k€675k▲
Stocks30/36€4k€675k▲
Amounts receivable within one year40/41€7k€9k▲
Trade receivables40€6k€4k▼
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€118k€124k▲
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€742k€1.42M▲
Equity10/15€514k€551k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€43k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133-€37k
Profit (loss) carried forward14€446k€446k=
Amounts payable17/49€228k€872k▲
Amounts payable after more than one year17€190k€810k▲
Financial debts170/4-€620k
Other amounts payable178/9€190k€190k=
Amounts payable within one year42/48€35k€55k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€59€4k▲
Suppliers440/4€59€4k▲
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€32k€35k▲
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€43k▼
Other operating charges640/8€26k€22k▼
Gross operating margin9900€114k€135k▲
Operating profit (loss)9901€44k€70k▲
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€8k€18k▲
Recurring financial charges65€8k€18k▲
Profit (loss) for the period before taxes9903€36k€52k▲
Income taxes67/77€9k€15k▲
Profit (loss) for the period9904€27k€37k▲
Profit (loss) for the period to be appropriated9905€27k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€446k€483k▲
Profit (loss) brought forward from the previous period14P€419k€446k▲
Transfer to equity691/2-€37k
To other reserves6921-€37k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 14.73
Current ratio from 3.92 to 14.73.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.92
Current ratio from 1.45 to 3.92; short-term debt falls from €68k to €35k.
31-12
Financial
Equity above €500kEq €514k ▲5.6%
6 profitable years in a row build equity to €514k.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 1.45
Current ratio from 0.68 to 1.45; short-term debt falls from €82k to €68k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €54k ▲199%
Net result €54k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €18k ▼65.9%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
10-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Itterbeekse Laan 1441070 AnderlechtGround area
1,304 m²
Building footprint
768 m²
Volume, LiDAR
9,633 m³
2 parcels, Brussels · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
IMO-CAR SA
since 19932.061.856.447
IMOCAR
since 20262.386.274.234
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2208/00Z002 | Brussels | 969 m² | 1 · 657 m² | 16.6 m · 5 fl. |
| 21308H0433/00H002 | Brussels | 335 m² | 1 · 111 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 1,258 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-02-1993
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:tapismidif@yahoo.fr
Phone:0479290789