IMO
ActiveThe computed 12-month bankruptcy probability of IMO is 1.6% (moderate). The 2025 annual accounts show equity of €26k and a net result of €-2k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 13071 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy▼ -26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-51
Solvency100▲+17
Growth52=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.22 in 2024), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
-7.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
57 d late
2022
60 d late
2021
59 d late
2020
60 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 8.4%
2024 · €28k
2018: €19k
2019: €15k
2020: €32k
2021: €48k
2022: €34k
2023: €25k
2024: €28k
2018 → 2025
Total assets
€31k▼ 23.1%
2024 · €41k
2018: €24k
2019: €17k
2020: €69k
2021: €78k
2022: €57k
2023: €44k
2024: €41k
2018 → 2025
Net result
€-2k
2024 · €3k
2018: €7k
2019: €-4k
2020: €18k
2021: €15k
2022: €-13k
2023: €-9k
2024: €3k
2018 → 2025
Working capital
€6k▲ 114%
2024 · €3k
2018: €8k
2019: €6k
2020: €19k
2021: €25k
2022: €-298
2023: €-5k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€34k▼ 28.1%€25k▼ 25.6%€28k▲ 11.5%€26k▼ 8.4%
Operating result€18k-€-11k€-7k▲ 39.1%€5k€-1k
Net result€15k-€-13k€-9k▲ 34.9%€3k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€20k▼ 21.1%
Current assets
€11k▼ 26.6%
Equity and liabilities €31k
Equity
€26k▼ 8.4%
Debt
€5k▼ 57.7%
The debt ratio falls from 29.9% to 16.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€4k▼
2024 · €16k
Cash flow
€3k▼
2024 · €14k
Solvency
83.5%▲
2024 · 70.1%
Current ratio
2.12▲
2024 · 1.22
Quick ratio
2.12▲
2024 · 1.22
Debt / equity
0.20▼
2024 · 0.43
ROE
-9.1%▼
2024 · 10.3%
ROA
-7.6%▼
2024 · 7.2%
Interest coverage
3.93▼
2024 · 8.44
Debt
€5k▼
2024 · €12k
Debt ≤ 1 year
€5k▼
2024 · €12k
Income taxes
€198▲
2024 · €177
Staff costs
€16k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€31k▼
Fixed assets21/28€26k€20k▼
Tangible fixed assets22/27€24k€19k▼
Plant, machinery and equipment23€24k€19k▼
Furniture and vehicles24€599-
Financial fixed assets28€2k€2k=
Current assets29/58€15k€11k▼
Amounts receivable within one year40/41€1k€1k▼
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€10k€8k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€41k€31k▼
Equity10/15€28k€26k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€10k€7k▼
Amounts payable17/49€12k€5k▼
Amounts payable within one year42/48€12k€5k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€162€1k▲
Taxes450/3€14€275▲
Remuneration and social security454/9€148€774▲
Other amounts payable47/48€1k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€5k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€29k€22k▼
Operating profit (loss)9901€5k€-1k▼
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€3k€-2k▼
Income taxes67/77€177€198▲
Profit (loss) for the period9904€3k€-2k▼
Profit (loss) for the period to be appropriated9905€3k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€7k▼
Profit (loss) brought forward from the previous period14P€7k€10k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-13k ▼188%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Couëtstraat 107700 MouscronGround area
120 m²
Building footprint
49 m²
Volume, LiDAR
304 m³
Parcel 54434F1021/00N006, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMO
since 20042.142.170.269
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54434F1021/00N006 | Wallonia | 120 m² | 1 · 49 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMouscron/Moeskroen2.142.170.269
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 8,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2004
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.