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IMMOW

Active
Private limited companyfounded 20251 yr activeChaussée Romaine (War) 228, 4300 Waremme, BelgiumKBO/BCE: BE 1021.434.447
Summary

IMMOW has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€71,205) and a net result of -€81,205. Its solvency ranks better than 18% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes
Profitability22
Solvency23
Growth-
Track record67
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.09; short-term debt: 12.6% and cash: 12.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-1.9%
Return on assets
-2.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 March 2025, IMMOW was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€71,205
Total assets
€3.7m
Net result
-€81,205
Working capital
€40,719

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €3.7m
Fixed assets €3.2m
Current assets €506,136
Key figures and ratios
2025 value
EBITDA
€46,118
Cash flow
-€12,321
Solvency
-1.9%
Current ratio
1.09
Debt to equity
-53.06
ROA
-2.2%
Interest coverage
0.76
Debt
€3.8m
Debt ≤ 1 year
€465,417
Debt > 1 year
€3.3m

Peer companies

Historical observation

Of the 152 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 99% are still going.

  • Small
  • under 2 years old
  • negative equity
  • a small loss
0% went bankrupt
0.7% stopped otherwise
99% still going

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 152 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€3.7m
Fixed assets21/28€3.2m
Tangible fixed assets22/27€3.2m
Land and buildings22€2.9m
Plant, machinery and equipment23€297,948
Furniture and vehicles24€21,232
Current assets29/58€506,136
Amounts receivable within one year40/41€39,955
Trade receivables40€2,761
Other amounts receivable41€37,194
Cash at bank and in hand54/58€463,895
Deferred charges and accrued income490/1€2,286
Equity and liabilities
Total equity and liabilities10/49€3.7m
Equity10/15-€71,205
Contributions10/11€10,000
Profit (loss) carried forward14-€81,205
Amounts payable17/49€3.8m
Amounts payable after more than one year17€3.3m
Financial debts170/4€2.6m
Other amounts payable178/9€730,000
Amounts payable within one year42/48€465,417
Current portion of amounts payable after more than one year42€166,099
Financial debts43€210,000
Credit institutions430/8€210,000
Trade debts44€89,268
Suppliers440/4€89,268
Other amounts payable47/48€50
Accrued charges and deferred income492/3€13,546
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68,884
Gross operating margin9900€46,118
Operating profit (loss)9901-€22,766
Financial income75/76B€2,379
Recurring financial income75€2,379
Financial charges65/66B€60,818
Recurring financial charges65€60,818
Profit (loss) for the period before taxes9903-€81,205
Profit (loss) for the period9904-€81,205
Profit (loss) for the period to be appropriated9905-€81,205
Appropriation of the result
Profit (loss) to be appropriated9906-€81,205

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68,884
Gross operating margin9900€46,118
Operating profit (loss)9901-€22,766
Financial income75/76B€2,379
Recurring financial income75€2,379
Financial charges65/66B€60,818
Recurring financial charges65€60,818
Profit (loss) for the period before taxes9903-€81,205
Profit (loss) for the period9904-€81,205
Profit (loss) for the period to be appropriated9905-€81,205
Line2025
Assets
Total assets20/58€3.7m
Fixed assets21/28€3.2m
Tangible fixed assets22/27€3.2m
Land and buildings22€2.9m
Plant, machinery and equipment23€297,948
Furniture and vehicles24€21,232
Current assets29/58€506,136
Amounts receivable within one year40/41€39,955
Trade receivables40€2,761
Other amounts receivable41€37,194
Cash at bank and in hand54/58€463,895
Deferred charges and accrued income490/1€2,286
Equity and liabilities
Total equity and liabilities10/49€3.7m
Equity10/15-€71,205
Contributions10/11€10,000
Profit (loss) carried forward14-€81,205
Amounts payable17/49€3.8m
Amounts payable after more than one year17€3.3m
Financial debts170/4€2.6m
Other amounts payable178/9€730,000
Amounts payable within one year42/48€465,417
Current portion of amounts payable after more than one year42€166,099
Financial debts43€210,000
Credit institutions430/8€210,000
Trade debts44€89,268
Suppliers440/4€89,268
Other amounts payable47/48€50
Accrued charges and deferred income492/3€13,546
Line2025
Profit (loss) for the period9904-€81,205
+ Depreciation and write-downs630€68,884
Operating cash flow (approximation)-€12,321

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 2025
seat establishment approximate The establishment unit on the map
Ground area
3,953 m²
Building footprint
1,915 m²
Volume, LiDAR
8,316 m³
Parcel 64074B0010/00G000, Wallonia · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMMOW
Chaussée Romaine (War) 228, 4300 WaremmeRenting and operating of own or leased residential real estate, excluding social housing
since 20252.371.709.485
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64074B0010/00G000 Wallonia 3,953 m² 1 · 1,915 m² 7.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,042 companies in sector 68203 we hold annual accounts for 6,005. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
77225Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021434447
Also 9925:BE1021434447
Registered 15-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.