ImmoVF
ActiveImmoVF has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €317k and a net result of €76k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 19347 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+22
Solvency76▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.45 against 1.97 in 2023), but 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
36 d early
2022
32 d early
2021
32 d early
2020
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€317k▲ 16.2%
2023 · €273k
2020: €100k
2021: €143k
2022: €231k
2023: €273k
2020 → 2024
Total assets
€921k▼ 11.7%
2023 · €1.04M
2020: €540k
2021: €588k
2022: €971k
2023: €1.04M
2020 → 2024
Net result
€76k▲ 78.0%
2023 · €42k
2020: €22k
2021: €45k
2022: €87k
2023: €42k
2020 → 2024
Working capital
€263k▲ 30.6%
2023 · €201k
2020: €40k
2021: €80k
2022: €-101k
2023: €201k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€100k-€143k▲ 44.1%€231k▲ 60.8%€273k▲ 18.4%€317k▲ 16.2%
Operating result€37k-€71k▲ 90.4%€116k▲ 64.4%€66k▼ 43.4%€114k▲ 74.4%
Net result€22k-€45k▲ 103%€87k▲ 91.9%€42k▼ 51.4%€76k▲ 78.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 74% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €921k
Fixed assets
€582k▼ 8.1%
Current assets
€339k▼ 17.3%
Equity and liabilities €921k
Equity
€317k▲ 16.2%
Debt
€604k▼ 21.6%
The debt ratio falls from 73.8% to 65.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€136k▲
2023 · €98k
Cash flow
€97k▲
2023 · €75k
Solvency
34.4%▲
2023 · 26.2%
Current ratio
4.45▲
2023 · 1.97
Quick ratio
4.45▲
2023 · 1.97
Debt / equity
1.90▼
2023 · 2.82
ROE
23.8%▲
2023 · 15.5%
ROA
8.2%▲
2023 · 4.1%
Interest coverage
17.93▲
2023 · 10.39
Debt
€604k▼
2023 · €770k
Debt ≤ 1 year
€76k▼
2023 · €209k
Debt > 1 year
€527k▼
2023 · €561k
Income taxes
€34k▲
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.04M€921k▼
Fixed assets21/28€633k€582k▼
Tangible fixed assets22/27€607k€556k▼
Land and buildings22€514k€464k▼
Plant, machinery and equipment23€512€2k▲
Furniture and vehicles24-€2k
Other tangible fixed assets26€92k€88k▼
Financial fixed assets28€26k€26k=
Current assets29/58€410k€339k▼
Amounts receivable within one year40/41€72k€149k▲
Trade receivables40€6k€13k▲
Other amounts receivable41€66k€136k▲
Cash at bank and in hand54/58€337k€190k▼
Deferred charges and accrued income490/1€610€218▼
Equity and liabilities
Total equity and liabilities10/49€1.04M€921k▼
Equity10/15€273k€317k▲
Contributions10/11€1k€1k=
Reserves13€267k€312k▲
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€264k€308k▲
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€770k€604k▼
Amounts payable after more than one year17€561k€527k▼
Financial debts170/4€561k€527k▼
Amounts payable within one year42/48€209k€76k▼
Current portion of amounts payable after more than one year42€20k€30k▲
Trade debts44€132k€1k▼
Suppliers440/4€132k€1k▼
Taxes, remuneration and social security45€25k€16k▼
Taxes450/3€25k€16k▼
Other amounts payable47/48€32k€29k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€22k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€101k€140k▲
Operating profit (loss)9901€66k€114k▲
Financial income75/76B€882€2k▲
Recurring financial income75€882€2k▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€57k€109k▲
Income taxes67/77€15k€34k▲
Profit (loss) for the period9904€42k€76k▲
Profit (loss) for the period to be appropriated9905€42k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€80k▲
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer from equity791/2-€31k
Transfer to equity691/2€42k€76k▲
To other reserves6921€42k€76k▲
Profit to be distributed694/7-€31k
Return on contributions (dividend)694-€31k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.45
Current ratio from 1.97 to 4.45; short-term debt falls from €209k to €76k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 1.97
Current ratio from 0.75 to 1.97; short-term debt falls from €410k to €209k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €87k ▲91.9%
Operating result €116k, net result €87k, both a record.
31-12
Financial
Equity above €200kEq €231k ▲60.8%
3 profitable years in a row build equity to €231k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €143k ▲44.1%
2 profitable years in a row build equity to €143k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastorijwegel(SP) 69170 Sint-Gillis-WaasGround area
755 m²
Building footprint
143 m²
Volume, LiDAR
720 m³
Parcel 46022A0146/00V000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMMOVF
since 20092.181.727.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022A0146/00V000 | Flanders | 755 m² | 1 · 143 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 8,175 EUR awarded · 8,175 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,275 EUR | 7,275 EUR |
| 2024 | 1 | 900 EUR | 900 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 4,910 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2009
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
73200Market research and public opinion polling
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.