IMMOVEJO
ActiveIMMOVEJO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109k and a net result of €-37k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 19% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency20▼-5
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.02 against 1.14 in 2023), and 87.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.1%
Return on assets
-4.1%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€37k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8969 sector peers (2024).
NBB · sector comparisonPosition among 8969 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
57 d late
2022
31 d late
2021
31 d late
2020
1 d early
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€109k▼ 26.3%
2023 · €148k
2018: €159k
2019: €161k
2020: €173k
2021: €157k
2022: €138k
2023: €148k
2018 → 2024
Total assets
€899k▼ 2.2%
2023 · €919k
2018: €1.01M
2019: €996k
2020: €972k
2021: €952k
2022: €932k
2023: €919k
2018 → 2024
Net result
€-37k▼ 44.0%
2023 · €-25k
2018: €5k
2019: €4k
2020: €14k
2021: €-14k
2022: €-17k
2023: €-25k
2018 → 2024
Working capital
€11k▼ 80.4%
2023 · €54k
2018: €192k
2019: €187k
2020: €168k
2021: €108k
2022: €65k
2023: €54k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€173k-€157k▼ 9.2%€138k▼ 12.3%€148k▲ 7.2%€109k▼ 26.3%
Operating result€41k-€14k▼ 66.6%€-13k€-14k▼ 9.3%€-28k▼ 92.0%
Net result€14k-€-14k€-17k▼ 24.6%€-25k▼ 48.8%€-37k▼ 44.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2024 against €14k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €899k
Fixed assets
€454k▼ 5.5%
Current assets
€444k▲ 1.5%
Equity and liabilities €899k
Equity
€109k▼ 26.3%
Debt
€790k▲ 2.4%
The debt ratio rises from 83.9% to 87.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-1k▼
2023 · €12k
Cash flow
€-10k▼
2023 · €1k
Solvency
12.1%▼
2023 · 16.1%
Current ratio
1.02▼
2023 · 1.14
Quick ratio
1.02▼
2023 · 1.13
Debt / equity
7.25▲
2023 · 5.22
ROE
-33.5%▼
2023 · -17.2%
ROA
-4.1%▼
2023 · -2.8%
Interest coverage
-0.06▼
2023 · 0.57
Debt
€790k▲
2023 · €771k
Debt ≤ 1 year
€434k▲
2023 · €384k
Debt > 1 year
€355k▼
2023 · €386k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€919k€899k▼
Fixed assets21/28€481k€454k▼
Tangible fixed assets22/27€481k€454k▼
Land and buildings22€374k€361k▼
Plant, machinery and equipment23€107k€93k▼
Current assets29/58€438k€444k▲
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€427k€438k▲
Trade receivables40€66k€69k▲
Other amounts receivable41€361k€369k▲
Cash at bank and in hand54/58€8k€5k▼
Deferred charges and accrued income490/1€582€604▲
Equity and liabilities
Total equity and liabilities10/49€919k€899k▼
Equity10/15€148k€109k▼
Contributions10/11€88k€88k=
Revaluation surpluses12€119k€117k▼
Reserves13€23k€25k▲
Distributable reserves133€23k€25k▲
Profit (loss) carried forward14€-82k€-121k▼
Amounts payable17/49€771k€790k▲
Amounts payable after more than one year17€386k€355k▼
Financial debts170/4€386k€355k▼
Amounts payable within one year42/48€384k€434k▲
Trade debts44€3k€624▼
Suppliers440/4€3k€624▼
Advances received on contracts in progress46€76k€76k=
Other amounts payable47/48€306k€358k▲
Accrued charges and deferred income492/3€960€968▲
Income statement
Code20232024
Non-recurring operating income76A€2k€2k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€15k€2k▼
Operating profit (loss)9901€-14k€-28k▼
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€21k€20k▼
Recurring financial charges65€21k€20k▼
Profit (loss) for the period before taxes9903€-25k€-37k▼
Profit (loss) for the period9904€-25k€-37k▼
Profit (loss) for the period to be appropriated9905€-25k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-79k€-118k▼
Profit (loss) brought forward from the previous period14P€-54k€-82k▼
Transfer to equity691/2€2k€2k=
To other reserves6921€2k€2k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €14k ▲217%
Operating result €41k, net result €14k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervantstraat 1403583 BeringenGround area
830 m²
Building footprint
226 m²
Volume, LiDAR
7 m³
Parcel 71049B0002/00H000, Flanders · tallest building 1.2 m. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049B0002/00H000 | Flanders | 830 m² | 1 · 226 m² | 1.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 5,565 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2008
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.