IMMOTWIN
ActiveSummary
IMMOTWIN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 81% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.53 in 2024; short-term debt: 4.9% and cash: 8.8% of total assets), and 18.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
70 d early
2023
76 d early
2022
52 d early
2021
73 d early
2020
59 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▲ 8.5%
2024 · €6k
Working capital
€16k▲ 62.1%
2024 · €10k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5k▲ 37.9%€7k▲ 43.4%€8k▲ 6.9%€9k▲ 17.4%€12k▲ 36.6%
Net result€3k▲ 134%€4k▲ 19.9%€5k▲ 18.4%€6k▲ 34.2%€7k▲ 8.5%
Equity€301k▲ 1.1%€305k▲ 1.3%€309k▲ 1.5%€316k▲ 2.0%€322k▲ 2.1%
Total assets€378k▼ 2.2%€370k▼ 2.0%€362k▼ 2.1%€404k▲ 11.6%€395k▼ 2.4%
Debt€77k▼ 13.3%€66k▼ 15.0%€53k▼ 19.1%€89k▲ 67.2%€72k▼ 18.5%
Working capital€23k▲ 63.6%€31k▲ 36.4%€33k▲ 5.9%€10k▼ 70.6%€16k▲ 62.1%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €395k
Fixed assets
€360k ▼ 4.5%
Current assets
€35k ▲ 25.7%
Equity and liabilities €395k
Equity
€322k ▲ 2.1%
Debt
€72k ▼ 18.5%
Debt's share of the balance-sheet total falls from 22.0% to 18.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €25k
Cash flow
€24k▲
2024 · €23k
Current ratio
1.80▲
2024 · 1.53
Debt to equity
0.22▼
2024 · 0.28
ROE
2.1%▲
2024 · 2.0%
ROA
1.7%▲
2024 · 1.5%
Interest coverage
13.92▲
2024 · 13.45
Debt ≤ 1 year
€19k▲
2024 · €18k
Debt > 1 year
€53k▼
2024 · €70k
Income taxes
€3k▲
2024 · €671
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €17k | €16k | €17k | €17k | ▲ 1.5% |
| Other operating charges640/8 | €2k | €2k | €3k | €2k | €3k | ▲ 3.1% |
| Gross operating margin9900 | €25k | €26k | €26k | €28k | €31k | ▲ 12.7% |
| Operating profit (loss)9901 | €5k | €7k | €8k | €9k | €12k | ▲ 36.6% |
| Financial charges65/66B | €1k | €1k | €652 | €2k | €2k | ▲ 9.8% |
| Recurring financial charges65 | €1k | €1k | €652 | €2k | €2k | ▲ 9.8% |
| Profit (loss) for the period before taxes9903 | €4k | €6k | €7k | €7k | €10k | ▲ 44.0% |
| Income taxes67/77 | €230 | €2k | €2k | €671 | €3k | ▲ 374% |
| Profit (loss) for the period9904 | €3k | €4k | €5k | €6k | €7k | ▲ 8.5% |
| Profit (loss) for the period to be appropriated9905 | €3k | €4k | €5k | €6k | €7k | ▲ 8.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €378k | €370k | €362k | €404k | €395k | ▼ 2.4% |
| Fixed assets21/28 | €342k | €325k | €315k | €376k | €360k | ▼ 4.5% |
| Tangible fixed assets22/27 | €342k | €325k | €315k | €376k | €360k | ▼ 4.5% |
| Land and buildings22 | €342k | €325k | €315k | €376k | €360k | ▼ 4.5% |
| Current assets29/58 | €36k | €45k | €47k | €28k | €35k | ▲ 25.7% |
| Amounts receivable within one year40/41 | €1k | €235 | €2k | €2k | €199 | ▼ 90.0% |
| Trade receivables40 | - | - | €61 | €1k | - | - |
| Other amounts receivable41 | €1k | €235 | €2k | €932 | €199 | ▼ 78.7% |
| Cash at bank and in hand54/58 | €34k | €45k | €45k | €26k | €35k | ▲ 34.9% |
| Deferred charges and accrued income490/1 | €249 | €268 | €302 | €314 | €316 | ▲ 0.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €378k | €370k | €362k | €404k | €395k | ▼ 2.4% |
| Equity10/15 | €301k | €305k | €309k | €316k | €322k | ▲ 2.1% |
| Contributions10/11 | €290k | €290k | €290k | €290k | €290k | = |
| Reserves13 | €10k | €14k | €19k | €25k | €32k | ▲ 27.0% |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | - | - |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | - | - |
| Distributable reserves133 | €7k | €11k | €16k | €22k | €32k | ▲ 43.8% |
| Profit (loss) carried forward14 | €687 | €719 | €773 | €818 | €895 | ▲ 9.4% |
| Amounts payable17/49 | €77k | €66k | €53k | €89k | €72k | ▼ 18.5% |
| Amounts payable after more than one year17 | €64k | €51k | €39k | €70k | €53k | ▼ 25.0% |
| Financial debts170/4 | €64k | €51k | €39k | €70k | €53k | ▼ 25.0% |
| Amounts payable within one year42/48 | €13k | €14k | €14k | €18k | €19k | ▲ 6.4% |
| Current portion of amounts payable after more than one year42 | €12k | €13k | €13k | €17k | €18k | ▲ 1.7% |
| Trade debts44 | - | €137 | - | - | - | - |
| Suppliers440/4 | - | €137 | - | - | - | - |
| Taxes, remuneration and social security45 | €745 | €1k | €2k | €901 | €2k | ▲ 108% |
| Taxes450/3 | €745 | €1k | €2k | €901 | €2k | ▲ 108% |
| Other amounts payable47/48 | - | - | €85 | €85 | - | - |
| Accrued charges and deferred income492/3 | €64 | €53 | €42 | €32 | €22 | ▼ 33.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €4k | €5k | €6k | €7k | ▲ 8.5% |
| + Depreciation and write-downs630 | €18k | €17k | €16k | €17k | €17k | ▲ 1.5% |
| Operating cash flow (approximation) | €21k | €21k | €21k | €23k | €24k | ▲ 3.4% |
| Investment in fixed assets (approximation) | - | €0 | €-6k | €-78k | €0 | ▲ 100% |
| Change in cash | - | €10k | €565 | €-20k | €9k | ▲ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €7k ▲8.5%
Operating result €12k, net result €7k, both a record.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2016
Ground area
426 m²
Building footprint
106 m²
Volume, LiDAR
484 m³
Parcel 56078A0294/00E000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMOTWIN
since 20162.254.133.114
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078A0294/00E000 | Wallonia | 426 m² | 1 · 106 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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RETIMMO
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ORTIMA
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QUENTHOM
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 3,834 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.