IMMOTOPIA
ActiveSummary
IMMOTOPIA has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.00M and a net result of €286k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79=
Solvency81▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 3.36 in 2024; short-term debt: 18.5% and cash: 15% of total assets), and 44.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
31 d late
2023
on the day
2022
on the day
2021
31 d late
2020
31 d late
2018
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.00M▼ 5.0%
2024 · €2.11M
Total assets
€3.60M▲ 1.3%
2024 · €3.56M
Net result
€286k=
2024 · €286k
Working capital
€435k▼ 43.0%
2024 · €762k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22k▼ 89.7%€206k▲ 854%€270k▲ 30.9%€407k▲ 50.6%€403k▼ 0.9%
Net result€22k▼ 81.3%€136k▲ 513%€174k▲ 27.8%€286k▲ 64.7%€286k=
Equity€1.69M▲ 0.2%€1.70M▲ 1.0%€1.85M▲ 8.6%€2.11M▲ 13.9%€2.00M▼ 5.0%
Total assets€3.84M▼ 5.4%€3.39M▼ 11.7%€3.51M▲ 3.5%€3.56M▲ 1.4%€3.60M▲ 1.3%
Debt€2.15M▼ 9.4%€1.69M▼ 21.7%€1.66M▼ 1.7%€1.45M▼ 12.5%€1.60M▲ 10.6%
Working capital€592k▲ 111%€665k▲ 12.2%€698k▲ 5.0%€762k▲ 9.3%€435k▼ 43.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.60M
Fixed assets
€2.50M ▲ 1.2%
Current assets
€1.10M ▲ 1.7%
Equity and liabilities €3.60M
Equity
€2.00M ▼ 5.0%
Debt
€1.60M ▲ 10.6%
Debt's share of the balance-sheet total rises from 40.8% to 44.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€571k▼
2024 · €604k
Cash flow
€454k▼
2024 · €483k
Current ratio
1.65▼
2024 · 3.36
Debt to equity
0.80▲
2024 · 0.69
ROE
14.3%▲
2024 · 13.6%
ROA
7.9%▼
2024 · 8.0%
Interest coverage
23.41▼
2024 · 25.19
Debt ≤ 1 year
€668k▲
2024 · €322k
Debt > 1 year
€885k▼
2024 · €1.13M
Income taxes
€98k▼
2024 · €134k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €275k | €259k | €256k | €197k | €168k | ▼ 14.9% |
| Other operating charges640/8 | €52k | €49k | €57k | €50k | €56k | ▲ 11.1% |
| Gross operating margin9900 | €349k | €514k | €584k | €654k | €627k | ▼ 4.2% |
| Operating profit (loss)9901 | €22k | €206k | €270k | €407k | €403k | ▼ 0.9% |
| Financial income75/76B | €33k | €12k | €500 | €38k | €5k | ▼ 85.7% |
| Recurring financial income75 | €33k | €12k | €500 | €38k | €5k | ▼ 85.7% |
| Non-recurring financial income76B | - | - | - | €28 | €0 | ▼ 100% |
| Financial charges65/66B | €24k | €21k | €21k | €24k | €24k | ▲ 1.7% |
| Recurring financial charges65 | €24k | €21k | €21k | €24k | €24k | ▲ 1.7% |
| Profit (loss) for the period before taxes9903 | €30k | €197k | €250k | €420k | €384k | ▼ 8.7% |
| Income taxes67/77 | €8k | €61k | €76k | €134k | €98k | ▼ 27.2% |
| Profit (loss) for the period9904 | €22k | €136k | €174k | €286k | €286k | = |
| Profit (loss) for the period to be appropriated9905 | €22k | €136k | €174k | €286k | €286k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.84M | €3.39M | €3.51M | €3.56M | €3.60M | ▲ 1.3% |
| Fixed assets21/28 | €2.70M | €2.49M | €2.52M | €2.47M | €2.50M | ▲ 1.2% |
| Tangible fixed assets22/27 | €2.70M | €2.49M | €2.52M | €2.47M | €2.50M | ▲ 1.2% |
| Land and buildings22 | €2.62M | €2.44M | €2.49M | €2.38M | €2.43M | ▲ 2.0% |
| Plant, machinery and equipment23 | €33k | €27k | €21k | €17k | €13k | ▼ 25.0% |
| Furniture and vehicles24 | €37k | €18k | €8k | €74k | €59k | ▼ 19.7% |
| Current assets29/58 | €1.14M | €904k | €988k | €1.08M | €1.10M | ▲ 1.7% |
| Amounts receivable within one year40/41 | €644k | €406k | €413k | €367k | €62k | ▼ 83.1% |
| Trade receivables40 | €77k | €53k | €54k | €75k | €61k | ▼ 19.3% |
| Other amounts receivable41 | €567k | €353k | €359k | €291k | €1k | ▼ 99.6% |
| Current investments50/53 | - | - | €400k | €500k | €500k | = |
| Cash at bank and in hand54/58 | €499k | €496k | €174k | €190k | €541k | ▲ 185% |
| Deferred charges and accrued income490/1 | €2k | €2k | €2k | €28k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.84M | €3.39M | €3.51M | €3.56M | €3.60M | ▲ 1.3% |
| Equity10/15 | €1.69M | €1.70M | €1.85M | €2.11M | €2.00M | ▼ 5.0% |
| Contributions10/11 | €198k | €198k | €198k | €198k | €198k | = |
| Capital10 | €198k | €198k | €198k | €198k | €198k | = |
| Issued capital100 | €198k | €198k | €198k | €198k | €198k | = |
| Reserves13 | €1.49M | €1.50M | €1.65M | €1.91M | €1.80M | ▼ 5.5% |
| Non-distributable reserves130/1 | €22k | €22k | €22k | €22k | €22k | = |
| Legal reserve130 | €22k | €22k | €22k | €22k | €22k | = |
| Tax-exempt reserves132 | €165k | €165k | €165k | €165k | €165k | = |
| Distributable reserves133 | €1.30M | €1.32M | €1.47M | €1.72M | €1.62M | ▼ 6.1% |
| Profit (loss) carried forward14 | - | - | €0 | - | €0 | - |
| Amounts payable17/49 | €2.15M | €1.69M | €1.66M | €1.45M | €1.60M | ▲ 10.6% |
| Amounts payable after more than one year17 | €1.56M | €1.41M | €1.37M | €1.13M | €885k | ▼ 21.5% |
| Financial debts170/4 | €1.56M | €1.41M | €1.37M | €1.13M | €885k | ▼ 21.5% |
| Amounts payable within one year42/48 | €553k | €239k | €291k | €322k | €668k | ▲ 107% |
| Current portion of amounts payable after more than one year42 | €270k | €221k | €238k | €239k | €243k | ▲ 1.4% |
| Trade debts44 | €8k | €7k | €10k | €31k | €90 | ▼ 99.7% |
| Suppliers440/4 | €8k | €7k | €10k | €31k | €90 | ▼ 99.7% |
| Taxes, remuneration and social security45 | €9k | €1k | €32k | €51k | €69k | ▲ 34.6% |
| Taxes450/3 | €9k | - | €31k | €51k | €69k | ▲ 34.6% |
| Remuneration and social security454/9 | - | €1k | €1k | - | - | - |
| Other amounts payable47/48 | €266k | €10k | €10k | €600 | €356k | ▲ 59,289% |
| Accrued charges and deferred income492/3 | €38k | €41k | - | - | €51k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €136k | €174k | €286k | €286k | = |
| + Depreciation and write-downs630 | €275k | €259k | €256k | €197k | €168k | ▼ 14.9% |
| Operating cash flow (approximation) | €298k | €395k | €430k | €483k | €454k | ▼ 6.1% |
| Investment in fixed assets (approximation) | - | €-50k | €-289k | €-150k | €-198k | ▼ 31.8% |
| Change in cash | - | €-3k | €-322k | €16k | €351k | ▲ 2,047% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
General meeting · Name change
Purpose change · Registered-office move
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €286k ▲0%
Net result €286k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €2MEq €2.11M ▲13.9%
6 profitable years in a row build equity to €2.11M.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €22k ▼81.3%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 31current ratio 1.35
Current ratio from 0.04 to 1.35; short-term debt falls from €887k to €797k.
31-12
Financial
Equity above €1MEq €1.68M ▲273%
2 profitable years in a row build equity to €1.68M.
Show earlier events
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
03-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 64 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 1996
Ground area
6,825 m²
Building footprint
5,670 m²
Parcel 11472B0157/00E007, Flanders. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
IMMOTOPIA
since 19962.076.478.802
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0157/00E007 | Flanders | 6,825 m² | 1 · 5,670 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 20,174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-01-1996
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.