Equity
€2.0m ▼ 5.0%
IMMOTOPIA paid out €391,570 in dividends. That is 137% of the 2025 profit.
IMMOTOPIA
Lifetime
19 annual accounts with figures on one time axis, 28 filings since 1996peak €654,407 (2024)
€626,782▼ 4.2%
lowest -€30,434 (2010)
€286,255unchanged
peak €2.1m (2024)
€2.0m▼ 5.0%
€1.6m▲ 10.6%
Board3 names since 2018
2 directorsChristine Cornelissen and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025abbreviated format
1 director appointed, 2 reappointments 07-01Dividend €391,570Cash from €189,945 to €540,815
Key points
from the 2025 annual accountsFilings
28 annual accounts since 1996
Five of the last ten came late. The 2015 accounts came latest: 64 days after the end of the period.
Position in the sector
€286,255
Higher net result than 85% of companies in head offices and management consultancy. Sector median €37,464 · 10,858 companies.
Checked score
95
Excellent
Financially stronger than 58% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Size: total assets €3.6m
Figures for financial year 2025 (filed on 15-07-2026)
Liquidity: current ratio 1.65, cash €540,815
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 53% of them on solvency, 84% on liquidity, 76% on profitability and 20% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as IMMOTOPIA has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of IMMOTOPIA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for IMMOTOPIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €190,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.65 (3.36 in 2024), above the usual 1.5. Short-term debt is 18.5% and cash 15% of total assets. 44.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 days early
2024
31 days late
2023
on the day
2022
on the day
2021
31 days late
2020
31 days late
2018
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Christine Cornelissen 3,625 sharesdeed of 21-06-2019
- Erik Defillet 3,625 sharesdeed of 21-06-2019
- FITOPIA 750 sharesdeed of 21-06-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457100028
Environmental permit granted
Nieuwbouw of aanleggen, Slopen van niet vrijstaande gebouwen of constructies · Edegem
1 director appointed, 2 reappointments
Reappointments: Christine Cornelissen (director) and Erik Defillet (director) · Appointment: Christine Cornelissen (day-to-day manager) · General meeting of 03-06-2024 · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden van bijgebouwen en niet overdekte lage constructies · Edegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMOTOPIA Edegem | €3.6m | €626,782 | 55.5% | - |
| AQUADRILL Sint-Katelijne-Waver | €3.6m | €593,862 | 89.4% | - |
| FRONTA CONSULTANTS Brasschaat | €4.2m | €612,627 | 90.6% | - |
| WUYTS Zandhoven | €3.2m | €749,496 | -13.6% | 18.1 |
| BELNICHA Brasschaat | €3.2m | €509,275 | 74.8% | - |
| GS NIVELLES Nivelles | €3.9m | €600,919 | 48.1% | 0.2 |
| CATALANO FRERES Charleroi | €3.6m | €727,475 | 17.0% | - |
These companies have the same main activity as IMMOTOPIA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3.2m and €4.2m, founded between 1993 and 1998.
Official details
Source: KBO- Status
- Active since 19-01-1996Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.076.478.8022650 Edegem, since 09-05-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2025
- ≈ €950,000estimated
- €3.6m▲ 1.3%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on IMMOTOPIA
IMMOTOPIA files the abbreviated format. That format states no turnover. The gross margin rose from €92,937 in 2006 to €626,782 in 2025.
The balance sheet grew most in 2012 through fixed assets, financed with long-term debt.
In January 2025, the Official Gazette published the appointment of Erik Defillet as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMOTOPIA
- What is the company number of IMMOTOPIA?
- The company number of IMMOTOPIA is 0457.100.028. The VAT number is the same number with BE in front: BE 0457.100.028.
- Where is IMMOTOPIA based?
- The registered office is at Mechelsesteenweg 154, 2650 Edegem.Company details
- What does IMMOTOPIA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of IMMOTOPIA?
- IMMOTOPIA is a public limited company (NV).
- When was IMMOTOPIA founded?
- IMMOTOPIA was founded on 19-01-1996.
- Is IMMOTOPIA still active?
- Yes, IMMOTOPIA is an active enterprise in the KBO register.
- What is the turnover of IMMOTOPIA?
- The turnover in financial year 2025 is ≈ €950,000. This figure is estimated from the gross margin of €626,782 and 74 comparable companies (NACE 70200). It probably lies between €740,000 and €1.7m.Financials
- Is IMMOTOPIA profitable?
- In financial year 2025, IMMOTOPIA made a profit of €286,255.
- Where can I find the annual accounts of IMMOTOPIA?
- IMMOTOPIA filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMOTOPIA due?
- IMMOTOPIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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