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IMMOTOBIE

Active
Public limited companyfounded 199135 yrs activeRue de Floreffe,Spy 69, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0444.444.201
Summary

IMMOTOBIE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €278,373 and a net result of €3,509. Equity is growing by ~4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+4
Solvency97=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 2.54 against 2.4 in 2024; short-term debt: 28.3% and cash: 0.5% of total assets), and 28.3% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.7%
Return on assets
0.9%
Age of the figures
18 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
1 d early
2023
on the day
2022
14 d early
2021
53 d late
2020
18 d early
2019
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 3 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMOTOBIE was incorporated on 11 June 1991.1 Total assets rose from EUR 237,717 in 2019 to EUR 388,033 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€278,373▲ 1.3%
2024 · €274,864
Total assets
€388,033▲ 1.2%
2024 · €383,348
Net result
€3,509
2024 · -€7,964
Working capital
€169,308▲ 11.5%
2024 · €151,818
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€27,839▲ 31.1%€27,084▼ 2.7%€5,349▼ 80.2%-€7,925€3,555
Net result€20,399▲ 41.1%€27,039▲ 32.6%€4,821▼ 82.2%-€7,964€3,509
Equity€250,968▲ 8.8%€278,007▲ 10.8%€282,828▲ 1.7%€274,864▼ 2.8%€278,373▲ 1.3%
Total assets€269,297▲ 8.8%€389,949▲ 44.8%€416,300▲ 6.8%€383,348▼ 7.9%€388,033▲ 1.2%
Debt€18,329▲ 8.1%€111,942▲ 511%€133,471▲ 19.2%€108,485▼ 18.7%€109,660▲ 1.1%
Working capital€199,784▲ 18.4%€127,747▼ 36.1%€144,103▲ 12.8%€151,818▲ 5.4%€169,308▲ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2021: €27,839€27,839Net result 2021: €20,399€20,399Operating result 2022: €27,084€27,084Net result 2022: €27,039€27,039Operating result 2023: €5,349€5,349Net result 2023: €4,821€4,821Operating result 2024: -€7,925-€7,925Net result 2024: -€7,964-€7,964Operating result 2025: €3,555€3,555Net result 2025: €3,509€3,50920212022202320242025-€10,000-€5,000€0€5,000Operating result 2023: €5,349€5,350Net result 2023: €4,821€4,820Operating result 2024: -€7,925-€7,930Net result 2024: -€7,964-€7,960Operating result 2025: €3,555€3,550Net result 2025: €3,509€3,510202320242025
The operating result returns to profit in 2025: €3,555 after a loss of €7,925 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €388,033
Fixed assets €109,065 ▼ 11.4%
Current assets €278,968 ▲ 7.2%
Equity and liabilities €388,033
Equity €278,373 ▲ 1.3%
Debt €109,660 ▲ 1.1%
Debt's share of the balance-sheet total stays at 28.3%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,535▲
2024 · €7,754
Cash flow
€17,490▲
2024 · €7,714
Current ratio
2.54▲
2024 · 2.40
Debt to equity
0.39▼
2024 · 0.39
ROE
1.3%▲
2024 · -2.9%
ROA
0.9%▲
2024 · -2.1%
Interest coverage
377.10▲
2024 · 184.61
Debt ≤ 1 year
€109,660▲
2024 · €108,485
Income taxes
€1▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€383,348€388,033▲
Fixed assets21/28€123,046€109,065▼
Tangible fixed assets22/27€123,046€109,065▼
Land and buildings22€116,405€104,768▼
Plant, machinery and equipment23€6,641€4,298▼
Current assets29/58€260,302€278,968▲
Amounts receivable within one year40/41€257,664€274,954▲
Other amounts receivable41€257,664€274,954▲
Cash at bank and in hand54/58€509€1,772▲
Deferred charges and accrued income490/1€2,129€2,242▲
Equity and liabilities
Total equity and liabilities10/49€383,348€388,033▲
Equity10/15€274,864€278,373▲
Contributions10/11€125,000€125,000=
Capital10€125,000€125,000=
Issued capital100€125,000€125,000=
Reserves13€51,661€51,661=
Non-distributable reserves130/1€12,500€12,500=
Legal reserve130€12,500€12,500=
Distributable reserves133€39,161€39,161=
Profit (loss) carried forward14€98,203€101,712▲
Amounts payable17/49€108,485€109,660▲
Amounts payable within one year42/48€108,485€109,660▲
Other amounts payable47/48€108,485€109,660▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,679€13,981▼
Other operating charges640/8€5,836€6,014▲
Gross operating margin9900€13,590€23,549▲
Operating profit (loss)9901-€7,925€3,555▲
Financial income75/76B€3€2▼
Recurring financial income75€3€2▼
Financial charges65/66B€42€47▲
Recurring financial charges65€42€47▲
Profit (loss) for the period before taxes9903-€7,964€3,510▲
Income taxes67/77€1€1▲
Profit (loss) for the period9904-€7,964€3,509▲
Profit (loss) for the period to be appropriated9905-€7,964€3,509▲
Appropriation of the result
Profit (loss) to be appropriated9906€98,203€101,712▲
Profit (loss) brought forward from the previous period14P€106,167€98,203▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,704€17,732€16,821€15,679€13,981▼ 10.8%
Other operating charges640/8-€5,164€5,281€5,836€6,014▲ 3.0%
Gross operating margin9900€43,671€49,979€27,451€13,590€23,549▲ 73.3%
Operating profit (loss)9901€27,839€27,084€5,349-€7,925€3,555▲ 145%
Financial income75/76B--€1€3€2▼ 36.0%
Recurring financial income75--€1€3€2▼ 36.0%
Financial charges65/66B-€45€42€42€47▲ 10.7%
Recurring financial charges65€33€45€42€42€47▲ 10.7%
Profit (loss) for the period before taxes9903€27,806€27,039€5,308-€7,964€3,510▲ 144%
Income taxes67/77€7,407-€487€1€1▲ 17.6%
Profit (loss) for the period9904€20,399€27,039€4,821-€7,964€3,509▲ 144%
Profit (loss) for the period to be appropriated9905€20,399€27,039€4,821-€7,964€3,509▲ 144%
Line20212022202320242025Change
Assets
Total assets20/58€269,297€389,949€416,300€383,348€388,033▲ 1.2%
Fixed assets21/28€51,184€150,260€138,725€123,046€109,065▼ 11.4%
Tangible fixed assets22/27€51,184€150,260€138,725€123,046€109,065▼ 11.4%
Land and buildings22-€138,055€128,043€116,405€104,768▼ 10.0%
Plant, machinery and equipment23-€12,205€10,681€6,641€4,298▼ 35.3%
Current assets29/58€218,113€239,688€277,575€260,302€278,968▲ 7.2%
Amounts receivable within one year40/41€190,418€231,064€272,064€257,664€274,954▲ 6.7%
Other amounts receivable41-€231,064€272,064€257,664€274,954▲ 6.7%
Cash at bank and in hand54/58€25,925€6,286€3,485€509€1,772▲ 248%
Deferred charges and accrued income490/1-€2,339€2,026€2,129€2,242▲ 5.3%
Equity and liabilities
Total equity and liabilities10/49€269,297€389,949€416,300€383,348€388,033▲ 1.2%
Equity10/15€250,968€278,007€282,828€274,864€278,373▲ 1.3%
Contributions10/11€125,000€125,000€125,000€125,000€125,000=
Capital10-€125,000€125,000€125,000€125,000=
Issued capital100-€125,000€125,000€125,000€125,000=
Reserves13€51,661€51,661€51,661€51,661€51,661=
Non-distributable reserves130/1-€12,500€12,500€12,500€12,500=
Legal reserve130-€12,500€12,500€12,500€12,500=
Distributable reserves133-€39,161€39,161€39,161€39,161=
Profit (loss) carried forward14€74,307€101,346€106,167€98,203€101,712▲ 3.6%
Amounts payable17/49€18,329€111,942€133,471€108,485€109,660▲ 1.1%
Amounts payable within one year42/48€18,329€111,942€133,471€108,485€109,660▲ 1.1%
Trade debts44€2,577€322€24,500---
Suppliers440/4-€322€24,500---
Taxes, remuneration and social security45-€3,170€487---
Taxes450/3-€3,170€487---
Other amounts payable47/48-€108,450€108,485€108,485€109,660▲ 1.1%
Line20212022202320242025Change
Profit (loss) for the period9904€20,399€27,039€4,821-€7,964€3,509▲ 144%
+ Depreciation and write-downs630€10,704€17,732€16,821€15,679€13,981▼ 10.8%
Operating cash flow (approximation)€31,103€44,771€21,642€7,714€17,490▲ 127%
Investment in fixed assets (approximation)--€116,808-€5,285€0€0-
Change in cash--€19,639-€2,801-€2,976€1,262▲ 142%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
21-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
31-03
Financial Back to profitnet €3,509
Net result €3,509 after one loss-making year.
2024
30-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Weakest financial yearnet -€7,964
Net result drops to -€7,964, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
17-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2020
13-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
10-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
26-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
09-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
21-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 113 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
2,435 m²
Building footprint
285 m²
Volume, LiDAR
1,069 m³
2 parcels, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Place Verte 28, 5620 Florennes
NACE 70201
since 19932.060.833.987
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92119D0495/00K000 Wallonia 1,460 m² 1 · 165 m² 8.7 m · 2 fl.
93022K0225/00H000 Wallonia 975 m² 1 · 120 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. HOLDTOBIE 100%
  2. IMMOTOBIE

Highest known parent: HOLDTOBIE. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Company details

Identification
Legal formPublic limited company
Founded11-06-1991
Fiscal year end31-03
Contact
E-mail cedric.biot@yahoo.fr
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

General meetings

1 convocation
Extraordinary general meeting
on 16-08-2004 at 11u · published 10-08-2004
Agenda
1. Uitdrukken kapitaal in euro, vaststellen dat het kapitaal 1.250.000 BEF of 30.986,69 EUR bedraagt. 2. Verhoging van de maat- schappelijk kapital met 30.513,31 EUR om het te brengen op 61.500 EUR door incorporatie in het kapitaal van beschikbare reserves, zonder creatie van nieuwe aandelen, maar mits verhoging van de fractie- waarde van de bestaande aandelen. 3. Vaststelling dat de kapitaal- verhoging is gerealiseerd en dat het kapitaal effectief werd verhoogd tot 61.500 EUR. 4. Aanpassing van artikel 5 aan de genomen beslis- singen inzake kapitaal. 5. Zetelverplaatsing. 6. Aanpassen van de statuten, ondermeer aan de nieuwe terminologie van het Wetboek van Vennootschappen en de wetgeving C ...

Scores and ratios are computed by Checked and are not a credit decision.