Immothib
ActiveSummary
Immothib has been active since 1965 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249,866 and a net result of -€9,498. Equity is shrinking by ~13.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-47
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
cash: 31.9% of total assets, and 0% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€9,498
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
28 d late
2022
6 d early
2021
on the day
2020
4 d late
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 11 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 25 January (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€13,433
EBIT margin
-85.0%
Net result
-€9,498▼ 37.9%
2024 · -€6,889
Working capital
€113,976▲ 1.0%
2023 · €112,836
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€13,433
Operating result-€3,858▲ 67.1%-€11,412▼ 196%-€7,279▲ 36.2%-€6,916▲ 5.0%-€9,598▼ 38.8%
Net result-€3,523▲ 69.2%-€78,163▼ 2,118%-€7,169▲ 90.8%-€6,889▲ 3.9%-€9,498▼ 37.9%
EBIT margin-85.0%
Equity€524,584▼ 0.7%€273,421▼ 47.9%€266,252▼ 2.6%€259,364▼ 2.6%€249,866▼ 3.7%
Total assets€524,584▼ 0.8%€322,865▼ 38.5%€295,572▼ 8.5%€271,891▼ 8.0%€249,866▼ 8.1%
Debt€49,444€29,319▼ 40.7%€12,528▼ 57.3%
Working capital€110,204€112,836▲ 2.4%€113,976▲ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,598 in 2025 against €6,916 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249,866
Fixed assets
€136,030 ▼ 6.4%
Current assets
€113,836 ▼ 10.0%
Key figures and ratios
EBITDA
€203▼
2024 · €2,885
Cash flow
€303▼
2024 · €2,912
Solvency
100.0%▲
2024 · 95.4%
ROE
-3.8%▼
2024 · -2.7%
ROA
-3.8%▼
2024 · -2.5%
Interest coverage
0.59▼
2024 · 8.51
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €13,433 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €11,608 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €9,801 | €9,801 | €9,801 | €9,801 | = |
| Other operating charges640/8 | - | €3,436 | €3,520 | €3,853 | €4,004 | ▲ 3.9% |
| Gross operating margin9900 | -€445 | €1,825 | €6,042 | €6,738 | €4,207 | ▼ 37.6% |
| Operating profit (loss)9901 | -€3,858 | -€11,412 | -€7,279 | -€6,916 | -€9,598 | ▼ 38.8% |
| Financial income75/76B | - | €402 | €449 | €366 | €444 | ▲ 21.3% |
| Recurring financial income75 | €545 | €402 | €449 | €366 | €444 | ▲ 21.3% |
| Financial charges65/66B | - | €67,153 | €339 | €339 | €344 | ▲ 1.3% |
| Recurring financial charges65 | €210 | €316 | €339 | €339 | €344 | ▲ 1.3% |
| Non-recurring financial charges66B | - | €66,838 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€3,523 | -€78,163 | -€7,169 | -€6,889 | -€9,498 | ▼ 37.9% |
| Profit (loss) for the period9904 | -€3,523 | -€78,163 | -€7,169 | -€6,889 | -€9,498 | ▼ 37.9% |
| Profit (loss) for the period to be appropriated9905 | -€3,523 | -€78,163 | -€7,169 | -€6,889 | -€9,498 | ▼ 37.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €524,584 | €322,865 | €295,572 | €271,891 | €249,866 | ▼ 8.1% |
| Fixed assets21/28 | €180,519 | €163,217 | €153,416 | €145,387 | €136,030 | ▼ 6.4% |
| Tangible fixed assets22/27 | €171,385 | €161,584 | €151,784 | €141,983 | €132,183 | ▼ 6.9% |
| Land and buildings22 | - | €161,584 | €151,784 | €141,983 | €132,183 | ▼ 6.9% |
| Financial fixed assets28 | €9,134 | €1,633 | €1,633 | €3,404 | €3,847 | ▲ 13.0% |
| Current assets29/58 | €344,066 | €159,648 | €142,155 | €126,504 | €113,836 | ▼ 10.0% |
| Amounts receivable within one year40/41 | €215,249 | €30,196 | €27,965 | €28,330 | €30,423 | ▲ 7.4% |
| Other amounts receivable41 | - | €30,196 | €27,965 | €28,330 | €30,423 | ▲ 7.4% |
| Cash at bank and in hand54/58 | €128,716 | €129,452 | €114,190 | €98,174 | €79,813 | ▼ 18.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €3,600 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €524,584 | €322,865 | €295,572 | €271,891 | €249,866 | ▼ 8.1% |
| Equity10/15 | €524,584 | €273,421 | €266,252 | €259,364 | €249,866 | ▼ 3.7% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €498,652 | €211,421 | €204,252 | €197,364 | €187,866 | ▼ 4.8% |
| Non-distributable reserves130/1 | - | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Legal reserve130 | - | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Distributable reserves133 | - | €205,121 | €197,952 | €191,064 | €181,566 | ▼ 5.0% |
| Profit (loss) carried forward14 | -€36,067 | - | - | - | - | - |
| Amounts payable17/49 | - | €49,444 | €29,319 | €12,528 | - | - |
| Amounts payable within one year42/48 | - | €49,444 | €29,319 | €12,528 | - | - |
| Trade debts44 | - | €2,237 | €2,198 | - | - | - |
| Suppliers440/4 | - | €2,237 | €2,198 | - | - | - |
| Taxes, remuneration and social security45 | - | €8,650 | - | - | - | - |
| Taxes450/3 | - | €8,650 | - | - | - | - |
| Other amounts payable47/48 | - | €38,557 | €27,122 | €12,528 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,523 | -€78,163 | -€7,169 | -€6,889 | -€9,498 | ▼ 37.9% |
| + Depreciation and write-downs630 | - | €9,801 | €9,801 | €9,801 | €9,801 | = |
| Operating cash flow (approximation) | -€3,523 | -€68,362 | €2,631 | €2,912 | €303 | ▼ 89.6% |
| Investment in fixed assets (approximation) | - | €7,501 | €0 | -€1,772 | -€443 | ▲ 75.0% |
| Change in cash | - | €736 | -€15,261 | -€16,017 | -€18,360 | ▼ 14.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 10.10
Current ratio from 4.85 to 10.10; short-term debt falls from €29,319 to €12,528.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€78,163
Net result drops to -€78,163, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1956
Ground area
1,004 m²
Building footprint
255 m²
Volume, LiDAR
2,594 m³
Parcel 31013A0051/00_000, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Sterrenlaan 1, 8300 Knokke-Heist
since 19562.003.183.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0051/00_000 | Flanders | 1,004 m² | 1 · 255 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded15-09-1965
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID
0208:0404800004
Registered
28-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.