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IMMOTEXTILE

Active
Public limited companyfounded 199036 yrs activeRue Victor Nonet(JB) 1, 5100 Namur, BelgiumKBO/BCE: BE 0440.574.493
Summary

IMMOTEXTILE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €678,759 and a net result of €18,857. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
IMMOTEXTILEActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of household textiles and bedding
NACE 47512NACE 52410
4 sites
Size
€702,332total assets 2025
Equity
€678,759
Profit
€18,857
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
TEXTILDECOR · 100%
Accounts filed 6 d late0 of 5 deeds read
Why 96+ Liquidity: current ratio 14.65, cash €234,899+ Equity €678,759 (96.6% of total assets)+ Size: total assets €702,332+ Founded in 1990Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.6% of total assets
Liquidity 92-3
short-term debt 3.4% · cash 33.4%
Profitability 72-8
return on assets 2.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -2.9% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +2.9% vs 02-2025 04-2025: < 0.1%▲ +2.9% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +13.9% vs 06-2025 08-2025: 0.1%▲ +51.2% vs 07-2025highest value 09-2025: < 0.1%▼ -46.8% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +3.0% vs 03-2026 05-2026: < 0.1%▲ +2.9% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +5.7% vs 06-2026 08-2026: 0.1%▲ +62.2% vs 07-2026 09-2026: < 0.1%▼ -40.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 14.65, cash €234,899 lowers the probability
  • Equity €678,759 (96.6% of total assets) lowers the probability
  • Size: total assets €702,332 lowers the probability for this profile
  • Founded in 1990 lowers the probability for this profile
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 14.65 against 15.87 in 2024; short-term debt: 3.4% and cash: 33.4% of total assets), and 3.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 92%, profitability 55%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 14.65, cash €234,899
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €678,759 (96.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €702,332
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
1 d late
2020
31 d late
2019
59 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 37.2% · 11,770 companies 96.6% View
  • Positive: 8 profitable years in a rowprofit 2025: €18,857 8 years View
  • Controlled by TEXTILDECOR 100% View

By topic

Financials

Fiscal year
2025
Total assets
€702,332
Profit
€18,857
Solvency
96.6%
Total assets▲ 3.3%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 06-08-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
4
Legal form
Public limited company
Activity
Retail sale of household textiles and beddingNACE 47512
Founded
05-04-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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