IMMOSTAD
ActiveIMMOSTAD has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.23M and a net result of €90k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 90% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+65
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 13.57 against 12.99 in 2024; short-term debt: 6.4% and cash: 33% of total assets), and 10.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.4%
Return on assets
3.6%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-03-2026, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
9 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.23M▲ 4.2%
2024 · €2.14M
2019: €1.92M
2020: €2.03M
2021: €2.20M
2022: €2.39M
2023: €2.35M
2024: €2.14M
2019 → 2025
Total assets
€2.50M▲ 2.5%
2024 · €2.44M
2019: €2.54M
2020: €2.59M
2021: €2.75M
2022: €2.92M
2023: €2.74M
2024: €2.44M
2019 → 2025
Net result
€90k
2024 · €-207k
2019: €140k
2020: €111k
2021: €172k
2022: €187k
2023: €-37k
2024: €-207k
2019 → 2025
Working capital
€1.99M▲ 5.9%
2024 · €1.88M
2019: €1.74M
2020: €1.84M
2021: €2.00M
2022: €2.18M
2023: €2.07M
2024: €1.88M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.20M-€2.39M▲ 8.5%€2.35M▼ 1.5%€2.14M▼ 8.8%€2.23M▲ 4.2%
Operating result€244k-€271k▲ 11.2%€-52k€-216k▼ 312%€74k
Net result€172k-€187k▲ 9.1%€-37k€-207k▼ 460%€90k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €74k after a loss of €216k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.50M
Fixed assets
€345k▼ 12.8%
Current assets
€2.15M▲ 5.5%
Equity and liabilities €2.50M
Equity
€2.23M▲ 4.2%
Debt
€265k▼ 9.8%
The debt ratio falls from 12.0% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€149k▲
2024 · €-135k
Cash flow
€165k▲
2024 · €-126k
Solvency
89.4%▲
2024 · 88.0%
Current ratio
13.57▲
2024 · 12.99
Quick ratio
13.57▲
2024 · 12.99
Debt / equity
0.12▼
2024 · 0.14
ROE
4.0%▲
2024 · -9.7%
ROA
3.6%▲
2024 · -8.5%
Interest coverage
15.06▲
2024 · -12.23
Debt
€265k▼
2024 · €293k
Debt ≤ 1 year
€159k▲
2024 · €157k
Debt > 1 year
€106k▼
2024 · €134k
Income taxes
€1k▼
2024 · €2k
Staff costs
€288k▲
2024 · €278k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.44M€2.50M▲
Fixed assets21/28€396k€345k▼
Tangible fixed assets22/27€396k€345k▼
Land and buildings22€33k€37k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€52k€47k▼
Leasing and similar rights25€308k€259k▼
Current assets29/58€2.04M€2.15M▲
Amounts receivable within one year40/41€1.26M€1.31M▲
Trade receivables40€328k€313k▼
Other amounts receivable41€932k€1,000k▲
Cash at bank and in hand54/58€769k€824k▲
Deferred charges and accrued income490/1€10k€15k▲
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.50M▲
Equity10/15€2.14M€2.23M▲
Contributions10/11€19k€19k=
Reserves13€2.37M€2.37M=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2.36M€2.36M=
Profit (loss) carried forward14€-242k€-152k▲
Amounts payable17/49€293k€265k▼
Amounts payable after more than one year17€134k€106k▼
Financial debts170/4€134k€106k▼
Amounts payable within one year42/48€157k€159k▲
Current portion of amounts payable after more than one year42€27k€28k▲
Trade debts44€69k€59k▼
Suppliers440/4€69k€59k▼
Taxes, remuneration and social security45€61k€71k▲
Taxes450/3€15k€27k▲
Remuneration and social security454/9€46k€44k▼
Accrued charges and deferred income492/3€3k€76▼
Income statement
Code20242025
Non-recurring operating income76A€8k€13k▲
Remuneration, social security and pensions62€278k€288k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€75k▼
Other operating charges640/8€21k€14k▼
Gross operating margin9900€163k€452k▲
Operating profit (loss)9901€-216k€74k▲
Financial income75/76B€22k€27k▲
Recurring financial income75€22k€27k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-205k€91k▲
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€-207k€90k▲
Profit (loss) for the period to be appropriated9905€-207k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-242k€-152k▲
Profit (loss) brought forward from the previous period14P€-35k€-242k▼
Social balance
Average headcount (FTE)90875.25.4▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
30-06
Financial
Back to profitnet €90k
Net result €90k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-207k
Net result drops to €-207k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €187k ▲9.1%
Operating result €271k, net result €187k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
30-06
Financial
Equity above €2MEq €2.03M ▲5.8%
2 profitable years in a row build equity to €2.03M.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Izegemsestraat(Heu) 3558501 KortrijkGround area
2,240 m²
Building footprint
207 m²
Volume, LiDAR
1,382 m³
Parcel 34016B0647/00H000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMOSTAD
since 20012.116.691.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016B0647/00H000 | Flanders | 2,240 m² | 1 · 207 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 2,641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2001
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
68110Buying and selling of own real estate
70120
70321
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.