Immosign+
ActiveSummary
Immosign+ has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €656k and a net result of €153k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▲+22
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 18.26 against 9.66 in 2023; short-term debt: 4.8% and cash: 40.6% of total assets), and 10.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.4%
Return on assets
20.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
31 d early
2022
31 d early
2021
31 d early
2020
11 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€656k▲ 30.1%
2023 · €505k
2020: €150k
2021: €394k
2022: €485k
2023: €505k
2020 → 2024
Total assets
€734k▲ 20.9%
2023 · €607k
2020: €268k
2021: €610k
2022: €666k
2023: €607k
2020 → 2024
Net result
€153k▲ 655%
2023 · €20k
2020: €140k
2021: €245k
2022: €92k
2023: €20k
2020 → 2024
Working capital
€610k▲ 35.8%
2023 · €449k
2020: €148k
2021: €351k
2022: €428k
2023: €449k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€150k-€394k▲ 163%€485k▲ 23.0%€505k▲ 4.0%€656k▲ 30.1%
Operating result€200k-€350k▲ 75.3%€132k▼ 62.3%€32k▼ 75.6%€208k▲ 546%
Net result€140k-€245k▲ 74.7%€92k▼ 62.6%€20k▼ 77.9%€153k▲ 655%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 546% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €734k
Fixed assets
€88k ▼ 16.4%
Current assets
€646k ▲ 28.8%
Equity and liabilities €734k
Equity
€656k ▲ 30.1%
Debt
€78k ▼ 24.2%
Debt's share of the balance-sheet total falls from 16.9% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€227k▲
2023 · €51k
Cash flow
€172k▲
2023 · €39k
Current ratio
18.26▲
2023 · 9.66
Debt to equity
0.12▼
2023 · 0.20
ROE
23.2%▲
2023 · 4.0%
ROA
20.8%▲
2023 · 3.3%
Interest coverage
143.05▲
2023 · 14.22
Debt ≤ 1 year
€35k▼
2023 · €52k
Debt > 1 year
€42k▼
2023 · €51k
Income taxes
€66k▲
2023 · €8k
Staff costs
€33k▲
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€607k€734k▲
Fixed assets21/28€106k€88k▼
Tangible fixed assets22/27€106k€88k▼
Furniture and vehicles24€11k€8k▼
Other tangible fixed assets26€94k€80k▼
Current assets29/58€501k€646k▲
Amounts receivable within one year40/41€26k€28k▲
Trade receivables40€8k€13k▲
Other amounts receivable41€17k€15k▼
Current investments50/53€300k€310k▲
Cash at bank and in hand54/58€146k€298k▲
Deferred charges and accrued income490/1€30k€10k▼
Equity and liabilities
Total equity and liabilities10/49€607k€734k▲
Equity10/15€505k€656k▲
Contributions10/11€10k€10k=
Reserves13€495k€646k▲
Distributable reserves133€495k€646k▲
Amounts payable17/49€103k€78k▼
Amounts payable after more than one year17€51k€42k▼
Financial debts170/4€51k€42k▼
Amounts payable within one year42/48€52k€35k▼
Current portion of amounts payable after more than one year42€10k€8k▼
Financial debts43€14k-
Credit institutions430/8€14k-
Trade debts44€22k€15k▼
Suppliers440/4€22k€15k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€41€4k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€4k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€29k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€82k€263k▲
Operating profit (loss)9901€32k€208k▲
Financial income75/76B€7€12k▲
Recurring financial income75€7€12k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€29k€219k▲
Income taxes67/77€8k€66k▲
Profit (loss) for the period9904€20k€153k▲
Profit (loss) for the period to be appropriated9905€20k€153k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€153k▲
Transfer from equity791/2€800€800=
Transfer to equity691/2€20k€153k▲
To other reserves6921€20k€153k▲
Profit to be distributed694/7€800€800=
Return on contributions (dividend)694€800€800=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €20k ▼77.9%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 9.66
Current ratio from 4.55 to 9.66; short-term debt falls from €121k to €52k.
31-12
Financial
Equity above €500kEq €505k ▲4%
4 profitable years in a row build equity to €505k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €245k ▲74.7%
Operating result €350k, net result €245k, both a record.
31-12
Financial
Equity above €200kEq €394k ▲163%
2 profitable years in a row build equity to €394k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 153950 BocholtGround area
565 m²
Building footprint
168 m²
Volume, LiDAR
1,410 m³
2 parcels, Flanders · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Immosign+
since 20192.294.328.132
Immosign+
since 20262.387.665.391
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C0464/00R002 | Flanders | 467 m² | 1 · 168 m² | 14.6 m · 3 fl. |
| 72004B0516/00P000 | Flanders | 98 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,723 EUR awarded · 1,723 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,350 EUR | 1,350 EUR |
| 2023 | 1 | 40 EUR | 40 EUR |
| 2022 | 1 | 333 EUR | 333 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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FITFORYOU
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,266 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Business parks
1 parkOffers a parcel on business park:Nolimpark