IMMOSFEER
ActiveThe computed 12-month bankruptcy probability of IMMOSFEER is 1.9% (moderate). The 2025 annual accounts show equity of €60k and a net result of €31k. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 7431 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.52 against 3.88 in 2024; short-term debt: 26.6% and cash: 47.1% of total assets), and 26.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.4%
Return on assets
38.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
on the day
2023
28 d late
2022
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 4.1%
2024 · €63k
2022: €18k
2023: €29k
2024: €63k
2022 → 2025
Total assets
€82k▲ 0.2%
2024 · €82k
2022: €50k
2023: €63k
2024: €82k
2022 → 2025
Net result
€31k▼ 7.5%
2024 · €34k
2022: €15k
2023: €11k
2024: €34k
2022 → 2025
Working capital
€55k▼ 0.4%
2024 · €55k
2022: €15k
2023: €23k
2024: €55k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€18k-€29k▲ 57.0%€63k▲ 118%€60k▼ 4.1%
Operating result€22k-€15k▼ 28.5%€39k▲ 154%€42k▲ 6.1%
Net result€15k-€11k▼ 31.9%€34k▲ 224%€31k▼ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€5k▼ 30.2%
Current assets
€77k▲ 3.4%
Equity and liabilities €82k
Equity
€60k▼ 4.1%
Debt
€22k▲ 14.2%
The debt ratio rises from 23.3% to 26.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €41k
Cash flow
€35k▼
2024 · €36k
Solvency
73.4%▼
2024 · 76.7%
Current ratio
3.52▼
2024 · 3.88
Quick ratio
3.52▼
2024 · 3.88
Debt / equity
0.36▲
2024 · 0.30
ROE
52.1%▼
2024 · 54.0%
ROA
38.3%▼
2024 · 41.5%
Interest coverage
1394.71▲
2024 · 229.14
Debt
€22k▲
2024 · €19k
Debt ≤ 1 year
€22k▲
2024 · €19k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€82k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€8k€5k▼
Current assets29/58€74k€77k▲
Amounts receivable within one year40/41€20k€17k▼
Trade receivables40€13k€13k▲
Other amounts receivable41€7k€4k▼
Current investments50/53€3k€21k▲
Cash at bank and in hand54/58€51k€39k▼
Deferred charges and accrued income490/1-€102
Equity and liabilities
Total equity and liabilities10/49€82k€82k▲
Equity10/15€63k€60k▼
Contributions10/11€3k€3k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€34k€31k▼
Amounts payable17/49€19k€22k▲
Amounts payable within one year42/48€19k€22k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€15k€17k▲
Taxes450/3€15k€17k▲
Other amounts payable47/48€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€190€83▼
Gross operating margin9900€41k€45k▲
Operating profit (loss)9901€39k€42k▲
Financial charges65/66B€180€32▼
Recurring financial charges65€180€32▼
Profit (loss) for the period before taxes9903€39k€42k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€34k€31k▼
Profit (loss) for the period to be appropriated9905€34k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€66k▲
Profit (loss) brought forward from the previous period14P-€34k
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2022net €34k ▲224%
Net result €34k, the highest in the series.
30-06
Financial
Liquidity doublescurrent ratio 3.88
Current ratio from 1.68 to 3.88; short-term debt falls from €34k to €19k.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-06
Financial
Weakest financial yearnet €11k ▼31.9%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beauduinstraat 41/33300 TienenGround area
1,847 m²
Building footprint
155 m²
Volume, LiDAR
1,580 m³
Parcel 24593H0677/00A002, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMOSFEER
since 20212.312.790.893
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24593H0677/00A002 | Flanders | 1,847 m² | 1 · 155 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 132 EUR awarded · 49 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 83 EUR | 0 EUR |
| 2022 | 1 | 49 EUR | 49 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2021
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@immosfeer.com