Immoplan
ActiveImmoplan has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-9k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-5
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 29.42 against 9.2 in 2024; short-term debt: 2.8% and cash: 51.5% of total assets), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
-16.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
28 d late
2023
on the day
2022
32 d late
2021
31 d late
2020
90 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 14.7%
2024 · €60k
2018: €51k
2019: €27k
2020: €14k
2021: €25k
2022: €42k
2023: €67k
2024: €60k
2018 → 2025
Total assets
€53k▼ 20.2%
2024 · €66k
2018: €95k
2019: €58k
2020: €37k
2021: €36k
2022: €53k
2023: €71k
2024: €66k
2018 → 2025
Net result
€-9k▼ 17.1%
2024 · €-7k
2018: €-38k
2019: €-24k
2020: €-13k
2021: €11k
2022: €16k
2023: €25k
2024: €-7k
2018 → 2025
Working capital
€42k▼ 12.4%
2024 · €48k
2018: €42k
2019: €17k
2020: €4k
2021: €18k
2022: €36k
2023: €51k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€42k▲ 65.4%€67k▲ 60.8%€60k▼ 11.1%€51k▼ 14.7%
Operating result€16k-€15k▼ 9.0%€28k▲ 89.7%€-8k€-9k▼ 15.6%
Net result€11k-€16k▲ 47.7%€25k▲ 53.8%€-7k€-9k▼ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €8k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€9k▼ 25.1%
Current assets
€44k▼ 19.2%
Equity and liabilities €53k
Equity
€51k▼ 14.7%
Debt
€2k▼ 70.5%
The debt ratio falls from 9.9% to 3.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €-5k
Cash flow
€-6k▼
2024 · €-4k
Solvency
96.3%▲
2024 · 90.1%
Current ratio
29.42▲
2024 · 9.20
Quick ratio
29.42▲
2024 · 9.20
Debt / equity
0.04▼
2024 · 0.11
ROE
-17.2%▼
2024 · -12.5%
ROA
-16.6%▼
2024 · -11.3%
Interest coverage
-7.08▼
2024 · -5.97
Debt
€2k▼
2024 · €7k
Debt ≤ 1 year
€1k▼
2024 · €6k
Income taxes
€246▲
2024 · €235
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€53k▼
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Land and buildings22€925€350▼
Plant, machinery and equipment23€2k€823▼
Furniture and vehicles24€9k€7k▼
Other tangible fixed assets26€669€335▼
Current assets29/58€54k€44k▼
Amounts receivable within one year40/41€36k€13k▼
Trade receivables40€912€1k▲
Other amounts receivable41€35k€12k▼
Cash at bank and in hand54/58€15k€27k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€66k€53k▼
Equity10/15€60k€51k▼
Contributions10/11€6k€6k=
Reserves13€61k€61k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-7k€-16k▼
Amounts payable17/49€7k€2k▼
Amounts payable within one year42/48€6k€1k▼
Trade debts44€117€13▼
Suppliers440/4€117€13▼
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€6k€1k▼
Accrued charges and deferred income492/3€684€451▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€611€3k▲
Gross operating margin9900€-4k€-3k▲
Operating profit (loss)9901€-8k€-9k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€773€915▲
Recurring financial charges65€773€915▲
Profit (loss) for the period before taxes9903€-7k€-8k▼
Income taxes67/77€235€246▲
Profit (loss) for the period9904€-7k€-9k▼
Profit (loss) for the period to be appropriated9905€-7k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-16k▼
Profit (loss) brought forward from the previous period14P-€-7k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 29.42
Current ratio from 9.20 to 29.42; short-term debt falls from €6k to €1k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €25k ▲53.8%
Operating result €28k, net result €25k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 12.65
Current ratio from 4.26 to 12.65; short-term debt falls from €11k to €4k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.79
Current ratio from 1.19 to 2.79; short-term debt falls from €23k to €10k.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaboutermansstraat 743000 LeuvenGround area
287 m²
Building footprint
133 m²
Volume, LiDAR
716 m³
Parcel 24504E0004/00Z000, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Immoplan
since 20082.173.721.302
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24504E0004/00Z000 | Flanders | 287 m² | 1 · 133 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GESTION IMMOBILIERE PRIVEE
BE 0453.056.514
Elsene · Eq €51k
SARAH BRUSSELMANS IMMOBILIER
BE 0842.237.934
Wasseiges · Eq €51k
Niklin
BE 0458.616.790
Antwerpen · Eq €51k
CONFIDIMMO
BE 0873.026.130
Sint-Truiden · Eq €51k
LAURUS DESIGN
BE 0416.764.854
Brugge · Eq €51k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-09-2008
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.