IMMOPITET
ActiveIMMOPITET has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €-5k. Equity is shrinking by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 27% of 4500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency10▼-28
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.53 against 0.01 in 2024), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
34 d early
2023
5 d early
2022
17 d early
2021
38 d early
2020
21 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k▲ 75.8%
2024 · €-22k
2018: €-16k
2019: €-13k
2020: €-47k
2021: €-21k
2022: €-21k
2023: €-21k
2024: €-22k
2018 → 2025
Working capital
€-395k▼ 22.7%
2024 · €-322k
2018: €136k
2019: €127k
2020: €84k
2021: €-179k
2022: €-176k
2023: €-292k
2024: €-322k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€191k▼ 9.8%€170k▼ 11.0%€148k▼ 13.2%€142k▼ 3.7%
Operating result€-18k-€-17k▲ 8.8%€-16k▲ 5.1%€-22k▼ 40.5%€-5k▲ 76.6%
Net result€-21k-€-21k▲ 2.3%€-21k▼ 0.4%€-22k▼ 7.1%€-5k▲ 75.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €22k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €980k
Fixed assets
€538k▲ 14.4%
Current assets
€443k▲ 23,763%
Equity and liabilities €980k
Equity
€142k▼ 3.7%
Debt
€838k▲ 159%
The debt ratio rises from 68.6% to 85.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€22k▲
2024 · €2k
Cash flow
€22k▲
2024 · €2k
Solvency
14.5%▼
2024 · 31.4%
Current ratio
0.53▲
2024 · 0.01
Quick ratio
0.53▲
2024 · 0.01
Debt / equity
5.88▲
2024 · 2.19
ROE
-3.8%▲
2024 · -15.2%
ROA
-0.6%▲
2024 · -4.8%
Interest coverage
92.99▲
2024 · 9.16
Debt
€838k▲
2024 · €324k
Debt ≤ 1 year
€838k▲
2024 · €324k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€472k€980k▲
Fixed assets21/28€470k€538k▲
Tangible fixed assets22/27€470k€538k▲
Land and buildings22€470k€538k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€2k€443k▲
Amounts receivable within one year40/41-€24k
Trade receivables40-€24k
Cash at bank and in hand54/58€2k€415k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€472k€980k▲
Equity10/15€148k€142k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€11k€11k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€75k€69k▼
Amounts payable17/49€324k€838k▲
Amounts payable within one year42/48€324k€838k▲
Trade debts44€0€4k▲
Suppliers440/4€0€4k▲
Taxes, remuneration and social security45€750€8k▲
Taxes450/3€750€8k▲
Other amounts payable47/48€323k€825k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€28k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€6k€26k▲
Operating profit (loss)9901€-22k€-5k▲
Financial charges65/66B€259€241▼
Recurring financial charges65€259€241▼
Profit (loss) for the period before taxes9903€-22k€-5k▲
Profit (loss) for the period9904€-22k€-5k▲
Profit (loss) for the period to be appropriated9905€-22k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€69k▼
Profit (loss) brought forward from the previous period14P€97k€75k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
09-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Florenville · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Crépin,Muno 46820 FlorenvilleGround area
3,276 m²
Building footprint
262 m²
Volume, LiDAR
1,895 m³
2 parcels, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Sauveur 1, 4260 Braives
since 19932.064.692.510
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64024B0720/00T000 ProtectedSite or landscape |
Wallonia | 2,285 m² | 1 · 149 m² | 10.9 m · 3 fl. |
| 85025B1422/00K002 | Wallonia | 991 m² | 1 · 112 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
TEYC BELGIUM
BE 0506.812.627
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BEHEER E & S
BE 0716.704.888
Beringen · Eq €143k
ROVAR INVEST
BE 0760.696.269
Antwerpen · Eq €143k
Cardenis Immo
BE 0436.330.843
Leuven · Eq €143k
LME IMMO
BE 0773.807.897
Beersel · Eq €142k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,026 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-12-1993
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
01700Crop and animal production, hunting and related service activities
02200Logging
68204Real estate activities
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.