IMMOPAR
ActiveIMMOPAR has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €589k and a net result of €70k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 60% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-10
Solvency79▲+19
Growth50=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.17 in 2024), but 56.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.8%
Return on assets
5.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
23 d late
2022
on the day
2021
31 d late
2020
on the day
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€350k▲ 1.4%
2021 · €345k
2019: €312k
2020: €352k
2021: €345k
2019 → 2022
EBIT margin
28.5%▼ 17.4pp
2021 · 46.0%
2019: 0.3%
2020: 37.5%
2021: 46.0%
2019 → 2022
Net result
€70k▼ 2.8%
2024 · €72k
2018: €107k
2019: €-18k
2020: €94k
2021: €111k
2022: €45k
2023: €88k
2024: €72k
2018 → 2025
Working capital
€98k▲ 149%
2024 · €39k
2018: €-101k
2019: €-240k
2020: €-201k
2021: €-113k
2022: €-79k
2023: €-6k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€345k-€350k▲ 1.4%
Equity€314k-€359k▲ 14.3%€447k▲ 24.5%€519k▲ 16.1%€589k▲ 13.5%
Operating result€158k-€100k▼ 37.1%€142k▲ 42.5%€145k▲ 2.3%€111k▼ 23.7%
Net result€111k-€45k▼ 59.8%€88k▲ 96.7%€72k▼ 18.5%€70k▼ 2.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€1.07M▼ 8.0%
Current assets
€272k▼ 1.8%
Equity and liabilities €1.34M
Equity
€589k▲ 13.5%
Debt
€755k▼ 18.3%
The debt ratio falls from 64.0% to 56.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€224k▼
2024 · €258k
Cash flow
€183k▼
2024 · €184k
Solvency
43.8%▲
2024 · 36.0%
Current ratio
1.56▲
2024 · 1.17
Quick ratio
1.56▲
2024 · 1.17
Debt / equity
1.28▼
2024 · 1.78
ROE
11.9%▼
2024 · 13.8%
ROA
5.2%▲
2024 · 5.0%
Interest coverage
9.14▲
2024 · 6.15
Debt
€755k▼
2024 · €924k
Debt ≤ 1 year
€174k▼
2024 · €238k
Debt > 1 year
€579k▼
2024 · €683k
Income taxes
€23k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.44M€1.34M▼
Fixed assets21/28€1.17M€1.07M▼
Tangible fixed assets22/27€1.17M€1.07M▼
Land and buildings22€1.17M€1.07M▼
Current assets29/58€277k€272k▼
Amounts receivable within one year40/41€185k€256k▲
Trade receivables40€85k€49k▼
Other amounts receivable41€100k€206k▲
Cash at bank and in hand54/58€53k€7k▼
Deferred charges and accrued income490/1€39k€9k▼
Equity and liabilities
Total equity and liabilities10/49€1.44M€1.34M▼
Equity10/15€519k€589k▲
Contributions10/11€51k€51k=
Reserves13€131k€131k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€126k€126k=
Profit (loss) carried forward14€337k€406k▲
Amounts payable17/49€924k€755k▼
Amounts payable after more than one year17€683k€579k▼
Financial debts170/4€683k€569k▼
Other amounts payable178/9-€10k
Amounts payable within one year42/48€238k€174k▼
Current portion of amounts payable after more than one year42€114k€114k=
Trade debts44€70k€9k▼
Suppliers440/4€70k€9k▼
Taxes, remuneration and social security45€54k€51k▼
Taxes450/3€54k€51k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€113k▲
Other operating charges640/8€34k€36k▲
Gross operating margin9900€292k€260k▼
Operating profit (loss)9901€145k€111k▼
Financial income75/76B€21k€7k▼
Recurring financial income75€21k€7k▼
Financial charges65/66B€42k€25k▼
Recurring financial charges65€42k€25k▼
Profit (loss) for the period before taxes9903€125k€93k▼
Income taxes67/77€53k€23k▼
Profit (loss) for the period9904€72k€70k▼
Profit (loss) for the period to be appropriated9905€72k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€337k€406k▲
Profit (loss) brought forward from the previous period14P€265k€337k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial
Equity above €500kEq €519k ▲16.1%
5 profitable years in a row build equity to €519k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €111k ▲19.1%
Net result €111k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €94k
Net result €94k after one loss-making year.
31-12
Financial
Equity above €200kEq €203k ▲85.7%
Equity rises from €109k to €203k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-18k ▼117%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tirlemont 755030 GemblouxGround area
8.1 ha
Building footprint
1.4 ha
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMOPAR
since 20162.298.807.057
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253D0287/00F000 | Wallonia | 7.8 ha | 1 · 1.4 ha | - |
| 57463L0149/00E003 | Wallonia | 3,166 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALBES
BE 0899.687.569
Hoogstraten · Eq €589k
CHAJULOU
BE 0547.679.321
Aalter · Eq €589k
Fl. Heynen en Co.
BE 0413.123.592
Schilde · Eq €589k
COVIMMO
BE 0763.908.355
Beveren-Kruibeke-Zwijndrecht · Eq €588k
DEMIM
BE 0424.889.197
Overijse · Eq €589k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2016
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.