IMMONOP
ActiveSummary
IMMONOP has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€4,124. Equity is growing by ~5.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 87.72 against 94.95 in 2024; short-term debt: 0.7% and cash: 9% of total assets), and 6.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
64 d late
2023
29 d late
2022
31 d late
2021
59 d late
2020
13 d late
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 37 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.2m▼ 0.3%
2024 · €1.2m
Total assets
€1.3m▼ 0.7%
2024 · €1.3m
Net result
-€4,124
2024 · €27,842
Working capital
€760,271▲ 3.2%
2024 · €736,750
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,367▼ 63.2%€308,565▲ 2,208%€17,435▼ 94.3%€20,372▲ 16.8%-€5,071
Net result€13,330▼ 64.2%€218,879▲ 1,542%€32,500▼ 85.2%€27,842▼ 14.3%-€4,124
Equity€915,368▲ 1.5%€1.1m▲ 23.9%€1.2m▲ 2.9%€1.2m▲ 2.4%€1.2m▼ 0.3%
Total assets€945,568▲ 1.6%€1.2m▲ 30.7%€1.3m▲ 2.8%€1.3m▲ 1.1%€1.3m▼ 0.7%
Debt€13,285▲ 57.7%€13,684▲ 3.0%€18,565▲ 35.7%€10,199▼ 45.1%€9,919▼ 2.7%
Working capital€651,888▲ 9.6%€960,629▲ 47.4%€706,048▼ 26.5%€736,750▲ 4.3%€760,271▲ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,071 after €20,372 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€506,477 ▼ 6.3%
Current assets
€769,038 ▲ 3.3%
Equity and liabilities €1.3m
Equity
€1.2m ▼ 0.3%
Provisions
€75,130 ▼ 6.3%
Debt
€9,919 ▼ 2.7%
Debt's share of the balance-sheet total stays at 0.8%.
Key figures and ratios
EBITDA
€34,482▼
2024 · €60,660
Cash flow
€35,429▼
2024 · €68,129
Current ratio
87.72▼
2024 · 94.95
Debt to equity
0.01▼
2024 · 0.01
ROE
-0.3%▼
2024 · 2.3%
ROA
-0.3%▼
2024 · 2.2%
Interest coverage
6.99▼
2024 · 16.53
Debt ≤ 1 year
€8,767▲
2024 · €7,842
Income taxes
€5,934▼
2024 · €18,092
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €312,601 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €37,840 | €36,053 | €30,595 | €40,287 | €39,553 | ▼ 1.8% |
| Other operating charges640/8 | €8,064 | €8,247 | €9,461 | €8,403 | €14,566 | ▲ 73.3% |
| Gross operating margin9900 | €59,271 | €352,865 | €57,491 | €69,063 | €49,048 | ▼ 29.0% |
| Operating profit (loss)9901 | €13,367 | €308,565 | €17,435 | €20,372 | -€5,071 | ▼ 125% |
| Financial income75/76B | €3,818 | €3,644 | €9,816 | €24,236 | €6,800 | ▼ 71.9% |
| Recurring financial income75 | €3,818 | €3,644 | €9,816 | €24,236 | €6,800 | ▼ 71.9% |
| Financial charges65/66B | -€1,609 | €11,815 | -€15,144 | €3,670 | €4,935 | ▲ 34.5% |
| Recurring financial charges65 | -€1,609 | €11,815 | -€15,144 | €3,670 | €4,935 | ▲ 34.5% |
| Profit (loss) for the period before taxes9903 | €18,794 | €300,394 | €42,395 | €40,938 | -€3,206 | ▼ 108% |
| Transfer from deferred taxes780 | €3,716 | €2,991 | €2,847 | €4,996 | €5,017 | ▲ 0.4% |
| Transfer to deferred taxes680 | - | €74,067 | - | - | - | - |
| Income taxes67/77 | €9,180 | €10,439 | €12,742 | €18,092 | €5,934 | ▼ 67.2% |
| Profit (loss) for the period9904 | €13,330 | €218,879 | €32,500 | €27,842 | -€4,124 | ▼ 115% |
| Transfer from tax-exempt reserves789 | €11,147 | €11,871 | €8,542 | €14,989 | €15,050 | ▲ 0.4% |
| Transfer to tax-exempt reserves689 | - | €222,200 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €24,476 | €8,550 | €41,042 | €42,831 | €10,926 | ▼ 74.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €945,568 | €1.2m | €1.3m | €1.3m | €1.3m | ▼ 0.7% |
| Fixed assets21/28 | €289,926 | €263,039 | €547,003 | €540,343 | €506,477 | ▼ 6.3% |
| Tangible fixed assets22/27 | €289,926 | €263,039 | €547,003 | €540,343 | €506,477 | ▼ 6.3% |
| Land and buildings22 | €282,932 | €250,074 | €547,003 | €540,343 | €506,477 | ▼ 6.3% |
| Furniture and vehicles24 | €6,994 | - | - | - | - | - |
| Assets under construction and advance payments27 | - | €12,965 | - | - | - | - |
| Current assets29/58 | €655,642 | €972,883 | €723,452 | €744,592 | €769,038 | ▲ 3.3% |
| Amounts receivable within one year40/41 | €11,904 | €18,515 | €17,707 | €18,681 | €12,707 | ▼ 32.0% |
| Trade receivables40 | €3,219 | €11,549 | €17,707 | €16,122 | €9,332 | ▼ 42.1% |
| Other amounts receivable41 | €8,685 | €6,966 | - | €2,559 | €3,375 | ▲ 31.9% |
| Current investments50/53 | €520,556 | €511,454 | €557,314 | €533,148 | €639,656 | ▲ 20.0% |
| Cash at bank and in hand54/58 | €121,527 | €441,280 | €147,282 | €189,909 | €115,264 | ▼ 39.3% |
| Deferred charges and accrued income490/1 | €1,654 | €1,633 | €1,149 | €2,854 | €1,411 | ▼ 50.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €945,568 | €1.2m | €1.3m | €1.3m | €1.3m | ▼ 0.7% |
| Equity10/15 | €915,368 | €1.1m | €1.2m | €1.2m | €1.2m | ▼ 0.3% |
| Contributions10/11 | €520,576 | €520,576 | €520,576 | €520,576 | €520,576 | = |
| Reserves13 | €394,346 | €613,225 | €645,725 | €673,567 | €669,443 | ▼ 0.6% |
| Tax-exempt reserves132 | €50,746 | €261,075 | €252,532 | €237,544 | €222,494 | ▼ 6.3% |
| Distributable reserves133 | €343,600 | €352,150 | €393,193 | €436,023 | €446,949 | ▲ 2.5% |
| Profit (loss) carried forward14 | €445 | €445 | €445 | €445 | €445 | = |
| Provisions and deferred taxes16 | €16,915 | €87,991 | €85,143 | €80,147 | €75,130 | ▼ 6.3% |
| Deferred taxes168 | €16,915 | €87,991 | €85,143 | €80,147 | €75,130 | ▼ 6.3% |
| Amounts payable17/49 | €13,285 | €13,684 | €18,565 | €10,199 | €9,919 | ▼ 2.7% |
| Amounts payable within one year42/48 | €3,755 | €12,254 | €17,403 | €7,842 | €8,767 | ▲ 11.8% |
| Trade debts44 | €2,030 | - | €340 | €560 | €264 | ▼ 52.8% |
| Suppliers440/4 | €2,030 | - | €340 | €560 | €264 | ▼ 52.8% |
| Taxes, remuneration and social security45 | €1,724 | €9,346 | €10,472 | €929 | €929 | = |
| Taxes450/3 | €1,724 | €9,346 | €10,472 | €929 | €929 | = |
| Other amounts payable47/48 | - | €2,907 | €6,592 | €6,353 | €7,573 | ▲ 19.2% |
| Accrued charges and deferred income492/3 | €9,531 | €1,430 | €1,162 | €2,358 | €1,153 | ▼ 51.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,330 | €218,879 | €32,500 | €27,842 | -€4,124 | ▼ 115% |
| + Depreciation and write-downs630 | €37,840 | €36,053 | €30,595 | €40,287 | €39,553 | ▼ 1.8% |
| Operating cash flow (approximation) | €51,169 | €254,932 | €63,095 | €68,129 | €35,429 | ▼ 48.0% |
| Investment in fixed assets (approximation) | - | -€9,165 | -€314,559 | -€33,627 | -€5,687 | ▲ 83.1% |
| Change in cash | - | €319,753 | -€293,999 | €42,627 | -€74,645 | ▼ 275% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 94.95
Current ratio from 41.57 to 94.95; short-term debt falls from €17,403 to €7,842.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €218,879 ▲1,542%
Operating result €308,565, net result €218,879, both a record.
31-12
Financial
Equity above €1mEq €1.1m ▲23.9%
4 profitable years in a row build equity to €1.1m.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 174.63
Current ratio from 71.61 to 174.63; short-term debt falls from €8,425 to €3,755.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 71.61
Current ratio from 28.77 to 71.61; short-term debt falls from €21,820 to €8,425.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €23,983
Net result €23,983 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neufchâteau · 1 establishment unit since 1992
Ground area
1,745 m²
Building footprint
397 m²
Volume, LiDAR
5,286 m³
2 parcels, Wallonia · tallest building 15.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue Lucien Burnotte,NEU 48, 6840 Neufchâteau
since 19922.059.062.748
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84043A0240/00K002 | Wallonia | 1,395 m² | 1 · 323 m² | 15.6 m · 5 fl. |
| 84043A0586/00G000indicative | Wallonia | 350 m² | 1 · 74 m² | 15.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded09-07-1992
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447889283
Also
9925:BE0447889283
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.