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IMMONICO

Active
Private limited companyfounded 20206 yrs activeHoogvlaktestraat 8, 7700 Mouscron, BelgiumKBO/BCE: BE 0749.837.219
Summary

The computed 12-month bankruptcy probability of IMMONICO is 3.5% (moderate). The 2025 annual accounts show negative equity (-€6,401) and a net result of -€3,190. Equity is shrinking by ~85.8% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability18=
Solvency24=
Growth58=
Track record100
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.02 in 2024; short-term debt: 14.3% and cash: 0.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-1.1%
Return on assets
-0.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€6,401
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
24 d late
2024
20 d late
2023
23 d late
2022
239 d late
2021
5 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 62 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 July 2020, IMMONICO was incorporated as a Private limited company.1 Total assets went from EUR 578,360 in 2021 to EUR 575,958 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,190▲ 26.4%
2024 · -€4,332
Working capital
-€81,578▼ 3.9%
2024 · -€78,533
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€5,296--€2,707▲ 48.9%-€632▲ 76.6%-€4,275▼ 576%-€3,143▲ 26.5%
Net result-€5,343--€2,825▲ 47.1%-€711▲ 74.8%-€4,332▼ 509%-€3,190▲ 26.4%
Equity€4,657-€1,832▼ 60.7%€1,121▼ 38.8%-€3,211-€6,401▼ 99.3%
Total assets€578,360-€576,832▼ 0.3%€576,121▼ 0.1%€576,820▲ 0.1%€575,958▼ 0.1%
Debt€573,703-€575,000▲ 0.2%€575,000=€580,031▲ 0.9%€582,359▲ 0.4%
Working capital-€71,408--€73,985▼ 3.6%-€74,449▼ 0.6%-€78,533▼ 5.5%-€81,578▼ 3.9%
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2021: -€5,296-€5,296Net result 2021: -€5,343-€5,343Operating result 2022: -€2,707-€2,707Net result 2022: -€2,825-€2,825Operating result 2023: -€632-€632Net result 2023: -€711-€711Operating result 2024: -€4,275-€4,275Net result 2024: -€4,332-€4,332Operating result 2025: -€3,143-€3,143Net result 2025: -€3,190-€3,19020212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€632-€632Net result 2023: -€711-€711Operating result 2024: -€4,275-€4,270Net result 2024: -€4,332-€4,330Operating result 2025: -€3,143-€3,140Net result 2025: -€3,190-€3,190202320242025
The operating result stays negative: a loss of €3,143 in 2025 against €4,275 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €575,958
Fixed assets €575,177 =
Current assets €781 ▼ 47.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€2,999▲
2024 · -€4,027
Cash flow
-€3,045▲
2024 · -€4,084
Solvency
-1.1%▼
2024 · -0.6%
Current ratio
0.01▼
2024 · 0.02
Debt to equity
-90.98
ROA
-0.6%▲
2024 · -0.8%
Interest coverage
-64.74▲
2024 · -69.90
Debt ≤ 1 year
€82,359▲
2024 · €80,031
Debt > 1 year
€500,000=
2024 · €500,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,171 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 95% are still going.

  • Small
  • 5 to 10 years old
  • negative equity
  • a small loss
1.7% went bankrupt
2.6% stopped otherwise
95% still going

A further 1.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,171 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€576,820€575,958▼
Formation expenses20€145€0▼
Fixed assets21/28€575,177€575,177=
Intangible fixed assets21-€0
Tangible fixed assets22/27€575,177€575,177=
Land and buildings22€575,177€575,177=
Current assets29/58€1,498€781▼
Cash at bank and in hand54/58€1,498€781▼
Equity and liabilities
Total equity and liabilities10/49€576,820€575,958▼
Equity10/15-€3,211-€6,401▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€13,211-€16,401▼
Amounts payable17/49€580,031€582,359▲
Amounts payable after more than one year17€500,000€500,000=
Financial debts170/4€500,000€500,000=
Amounts payable within one year42/48€80,031€82,359▲
Other amounts payable47/48€80,031€82,359▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€248€145▼
Other operating charges640/8€2,269€2,328▲
Gross operating margin9900-€1,758-€671▲
Operating profit (loss)9901-€4,275-€3,143▲
Financial charges65/66B€58€46▼
Recurring financial charges65€58€46▼
Profit (loss) for the period before taxes9903-€4,332-€3,190▲
Profit (loss) for the period9904-€4,332-€3,190▲
Profit (loss) for the period to be appropriated9905-€4,332-€3,190▲
Appropriation of the result
Profit (loss) to be appropriated9906-€13,211-€16,401▼
Profit (loss) brought forward from the previous period14P-€8,879-€13,211▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€351€248€248€248€145▼ 41.7%
Other operating charges640/8€3,070€348€384€2,269€2,328▲ 2.6%
Gross operating margin9900-€1,874-€2,111€0-€1,758-€671▲ 61.9%
Operating profit (loss)9901-€5,296-€2,707-€632-€4,275-€3,143▲ 26.5%
Financial charges65/66B€47€118€79€58€46▼ 19.6%
Recurring financial charges65€47€118€79€58€46▼ 19.6%
Profit (loss) for the period before taxes9903-€5,343-€2,825-€711-€4,332-€3,190▲ 26.4%
Profit (loss) for the period9904-€5,343-€2,825-€711-€4,332-€3,190▲ 26.4%
Profit (loss) for the period to be appropriated9905-€5,343-€2,825-€711-€4,332-€3,190▲ 26.4%
Line20212022202320242025Change
Assets
Total assets20/58€578,360€576,832€576,121€576,820€575,958▼ 0.1%
Formation expenses20€888€640€392€145€0▼ 100%
Fixed assets21/28€575,177€575,177€575,177€575,177€575,177=
Intangible fixed assets21----€0-
Tangible fixed assets22/27€575,177€575,177€575,177€575,177€575,177=
Land and buildings22€575,177€575,177€575,177€575,177€575,177=
Current assets29/58€2,295€1,015€551€1,498€781▼ 47.9%
Cash at bank and in hand54/58€2,295€1,015€551€1,498€781▼ 47.9%
Equity and liabilities
Total equity and liabilities10/49€578,360€576,832€576,121€576,820€575,958▼ 0.1%
Equity10/15€4,657€1,832€1,121-€3,211-€6,401▼ 99.3%
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€5,343-€8,168-€8,879-€13,211-€16,401▼ 24.1%
Amounts payable17/49€573,703€575,000€575,000€580,031€582,359▲ 0.4%
Amounts payable after more than one year17€500,000€500,000€500,000€500,000€500,000=
Financial debts170/4€500,000€500,000€500,000€500,000€500,000=
Amounts payable within one year42/48€73,703€75,000€75,000€80,031€82,359▲ 2.9%
Trade debts44€703-----
Suppliers440/4€703-----
Other amounts payable47/48€73,000€75,000€75,000€80,031€82,359▲ 2.9%
Line20212022202320242025Change
Profit (loss) for the period9904-€5,343-€2,825-€711-€4,332-€3,190▲ 26.4%
+ Depreciation and write-downs630€351€248€248€248€145▼ 41.7%
Operating cash flow (approximation)-€4,992-€2,577-€463-€4,084-€3,045▲ 25.4%
Investment in fixed assets (approximation)--€248-€248-€248-€145▲ 41.7%
Change in cash--€1,280-€463€947-€717▼ 176%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
26-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 239 days late
2022
05-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 5 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
3,918 m²
Building footprint
331 m²
Parcel 54436A0254/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMONICO
Hoogvlaktestraat 8, 7700 MouscronReal estate activities
since 20202.305.049.008
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54436A0254/00C000 Wallonia 3,918 m² 1 · 331 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded06-07-2020
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.