IMMONATA
ActiveIMMONATA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €571k and a net result of €8k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 38% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+3
Solvency64▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.52 against 2.6 in 2024; short-term debt: 27.3% and cash: 0.1% of total assets), but 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
33 d early
2023
28 d early
2022
41 d early
2021
48 d early
2020
40 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k
2024 · €-29k
2019: €521k
2020: €-75k
2021: €-24k
2022: €9k
2023: €-3k
2024: €-29k
2019 → 2025
Working capital
€614k▲ 2.8%
2024 · €597k
2019: €1.01M
2020: €933k
2021: €926k
2022: €843k
2023: €756k
2024: €597k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€586k-€595k▲ 1.5%€592k▼ 0.5%€563k▼ 5.0%€571k▲ 1.4%
Operating result€-13k-€18k€9k▼ 46.4%€-6k€25k
Net result€-24k-€9k€-3k€-29k▼ 991%€8k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.48M
Fixed assets
€464k▼ 6.4%
Current assets
€1.02M▲ 4.9%
Equity and liabilities €1.48M
Equity
€571k▲ 1.4%
Provisions
€330k=
Debt
€582k▲ 1.4%
The debt ratio rises from 39.1% to 39.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €47k
Cash flow
€60k▲
2024 · €24k
Solvency
38.5%▲
2024 · 38.4%
Current ratio
2.52▼
2024 · 2.60
Quick ratio
2.52▼
2024 · 2.60
Debt / equity
1.02=
2024 · 1.02
ROE
1.4%▲
2024 · -5.2%
ROA
0.5%▲
2024 · -2.0%
Interest coverage
10.92▲
2024 · 5.99
Debt
€582k▲
2024 · €574k
Debt ≤ 1 year
€405k▲
2024 · €374k
Debt > 1 year
€175k▼
2024 · €200k
Income taxes
€10k▼
2024 · €139k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.48M▲
Fixed assets21/28€495k€464k▼
Tangible fixed assets22/27€495k€464k▼
Land and buildings22€472k€449k▼
Furniture and vehicles24€23k€15k▼
Current assets29/58€971k€1.02M▲
Amounts receivable after more than one year29€152k€121k▼
Other amounts receivable291€152k€121k▼
Amounts receivable within one year40/41€817k€897k▲
Trade receivables40€19k€31k▲
Other amounts receivable41€797k€865k▲
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.48M▲
Equity10/15€563k€571k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€73k€73k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€44k€44k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€428k€436k▲
Provisions and deferred taxes16€330k€330k=
Provisions for liabilities and charges160/5€330k€330k=
Pensions and similar obligations160€68k€68k=
Other liabilities and charges164/5€262k€262k=
Amounts payable17/49€574k€582k▲
Amounts payable after more than one year17€200k€175k▼
Financial debts170/4€200k€175k▼
Amounts payable within one year42/48€374k€405k▲
Current portion of amounts payable after more than one year42€27k€25k▼
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€1k€1k=
Suppliers440/4€1k€1k=
Taxes, remuneration and social security45€345k€362k▲
Taxes450/3€345k€362k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€52k▼
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€38k-
Gross operating margin9900€89k€79k▼
Operating profit (loss)9901€-6k€25k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Non-recurring financial income76B€0€0▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€-14k€18k▲
Transfer from deferred taxes780€124k-
Income taxes67/77€139k€10k▼
Profit (loss) for the period9904€-29k€8k▲
Transfer from tax-exempt reserves789€372k-
Profit (loss) for the period to be appropriated9905€343k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€428k€436k▲
Profit (loss) brought forward from the previous period14P€86k€428k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
2024
29-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Weakest financial yearnet €-75k ▼114%
Net result drops to €-75k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 49 days late
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Juliettelaan 13B1180 UkkelGround area
1.7 ha
Building footprint
479 m²
Volume, LiDAR
3,989 m³
2 parcels, Brussels · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Arnold Sohiestraat 10, 1140 Evere
since 19912.051.960.962
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0287/00S002 | Brussels | 1.7 ha | 1 · 479 m² | 13.9 m · 3 fl. |
| 21006A0175/00W003 | Brussels | 139 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SIMPROVED
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DIRK CALUWAERTS
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 33,548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-01-1991
Fiscal year end30-06
Trade name FR
PHB Management
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:philippe@phbmanagement.com