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IMMOMER

Active
Coöperatieve vennootschap met onbeperkte aansprakelijkheidfounded 200422 yrs activeIndustriepark-West 75, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0865.935.430
Summary

IMMOMER has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,409 and a net result of -€4,213. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability34=
Solvency79=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.18 in 2024; short-term debt: 46.4% and cash: 99.9% of total assets), and 46.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
20 d early
2024
8 d early
2023
35 d early
2022
31 d early
2021
36 d early
2020
23 d early
2019
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMOMER was incorporated on 23 June 2004.1 Total assets rose from EUR 205,654 in 2018 to EUR 321,497 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€172,409▼ 2.4%
2024 · €176,621
Total assets
€321,497▼ 1.4%
2024 · €326,013
Net result
-€4,213▲ 5.3%
2024 · -€4,448
Working capital
€172,049▼ 2.6%
2024 · €176,621
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€462,526▲ 1,486%-€11,068-€11,494▼ 3.8%-€6,399▲ 44.3%-€5,686▲ 11.1%
Net result€394,249▲ 2,999%-€10,882-€11,006▼ 1.1%-€4,448▲ 59.6%-€4,213▲ 5.3%
Equity€202,957€192,075▼ 5.4%€181,069▼ 5.7%€176,621▼ 2.5%€172,409▼ 2.4%
Total assets€352,256▲ 83.0%€341,363▼ 3.1%€330,134▼ 3.3%€326,013▼ 1.2%€321,497▼ 1.4%
Debt€149,299▼ 61.1%€149,288=€149,064▼ 0.1%€149,391▲ 0.2%€149,088▼ 0.2%
Working capital€202,957€192,075▼ 5.4%€181,069▼ 5.7%€176,621▼ 2.5%€172,049▼ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000Operating result 2021: €462,526€462,526Net result 2021: €394,249€394,249Operating result 2022: -€11,068-€11,068Net result 2022: -€10,882-€10,882Operating result 2023: -€11,494-€11,494Net result 2023: -€11,006-€11,006Operating result 2024: -€6,399-€6,399Net result 2024: -€4,448-€4,448Operating result 2025: -€5,686-€5,686Net result 2025: -€4,213-€4,21320212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€11,494-€11,500Net result 2023: -€11,006-€11,000Operating result 2024: -€6,399-€6,400Net result 2024: -€4,448-€4,450Operating result 2025: -€5,686-€5,690Net result 2025: -€4,213-€4,210202320242025
The operating result stays negative: a loss of €5,686 in 2025 against €6,399 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321,497
Fixed assets €360
Current assets €321,137
Equity and liabilities €321,497
Equity €172,409 ▼ 2.4%
Debt €149,088 ▼ 0.2%
Debt's share of the balance-sheet total rises from 45.8% to 46.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.15▼
2024 · 2.18
Debt to equity
0.86▲
2024 · 0.85
ROE
-2.4%▲
2024 · -2.5%
ROA
-1.3%▲
2024 · -1.4%
Debt ≤ 1 year
€149,088▼
2024 · €149,391
Income taxes
€660▲
2024 · €541
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€326,013€321,497▼
Fixed assets21/28-€360
Financial fixed assets28-€360
Current assets29/58€326,013€321,137▼
Cash at bank and in hand54/58€326,013€321,137▼
Equity and liabilities
Total equity and liabilities10/49€326,013€321,497▼
Equity10/15€176,621€172,409▼
Contributions10/11€37,500€37,500=
Reserves13€165,128€165,128=
Non-distributable reserves130/1€325€325=
Reserves not available under the articles1311€325€325=
Distributable reserves133€164,803€164,803=
Profit (loss) carried forward14-€26,007-€30,220▼
Amounts payable17/49€149,391€149,088▼
Amounts payable within one year42/48€149,391€149,088▼
Trade debts44€303-
Suppliers440/4€303-
Other amounts payable47/48€149,088€149,088=
Income statement Code20242025
Other operating charges640/8€118€120▲
Gross operating margin9900-€6,281-€5,566▲
Operating profit (loss)9901-€6,399-€5,686▲
Financial income75/76B€2,532€2,199▼
Recurring financial income75€1,805€2,199▲
Non-recurring financial income76B€727-
Financial charges65/66B€39€66▲
Recurring financial charges65€39€66▲
Profit (loss) for the period before taxes9903-€3,906-€3,553▲
Income taxes67/77€541€660▲
Profit (loss) for the period9904-€4,448-€4,213▲
Profit (loss) for the period to be appropriated9905-€4,448-€4,213▲
Appropriation of the result
Profit (loss) to be appropriated9906-€26,007-€30,220▼
Profit (loss) brought forward from the previous period14P-€21,559-€26,007▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€3,490€270€109€118€120▲ 1.7%
Non-recurring operating charges66A€185,201-----
Gross operating margin9900€651,216-€10,798-€11,385-€6,281-€5,566▲ 11.4%
Operating profit (loss)9901€462,526-€11,068-€11,494-€6,399-€5,686▲ 11.1%
Financial income75/76B--€767€2,532€2,199▼ 13.1%
Recurring financial income75--€767€1,805€2,199▲ 21.9%
Non-recurring financial income76B---€727--
Financial charges65/66B€7,969€48€48€39€66▲ 69.2%
Recurring financial charges65€7,969€48€48€39€66▲ 69.2%
Profit (loss) for the period before taxes9903€454,557-€11,116-€10,776-€3,906-€3,553▲ 9.0%
Income taxes67/77€60,308-€234€230€541€660▲ 21.9%
Profit (loss) for the period9904€394,249-€10,882-€11,006-€4,448-€4,213▲ 5.3%
Profit (loss) for the period to be appropriated9905€394,249-€10,882-€11,006-€4,448-€4,213▲ 5.3%
Line20212022202320242025Change
Assets
Total assets20/58€352,256€341,363€330,134€326,013€321,497▼ 1.4%
Fixed assets21/28----€360-
Financial fixed assets28----€360-
Current assets29/58€352,256€341,363€330,134€326,013€321,137▼ 1.5%
Amounts receivable within one year40/41€6,900€6,900----
Other amounts receivable41€6,900€6,900----
Cash at bank and in hand54/58€345,356€334,463€330,134€326,013€321,137▼ 1.5%
Equity and liabilities
Total equity and liabilities10/49€352,256€341,363€330,134€326,013€321,497▼ 1.4%
Equity10/15€202,957€192,075€181,069€176,621€172,409▼ 2.4%
Contributions10/11€37,500€37,500€37,500€37,500€37,500=
Reserves13€165,128€165,128€165,128€165,128€165,128=
Non-distributable reserves130/1€325€325€325€325€325=
Reserves not available under the articles1311€325€325€325€325€325=
Distributable reserves133€164,803€164,803€164,803€164,803€164,803=
Profit (loss) carried forward14€329-€10,553-€21,559-€26,007-€30,220▼ 16.2%
Amounts payable17/49€149,299€149,288€149,064€149,391€149,088▼ 0.2%
Amounts payable within one year42/48€149,299€149,288€149,064€149,391€149,088▼ 0.2%
Trade debts44-€223-€303--
Suppliers440/4-€223-€303--
Taxes, remuneration and social security45€234-----
Taxes450/3€234-----
Other amounts payable47/48€149,064€149,064€149,064€149,088€149,088=
Line20212022202320242025Change
Profit (loss) for the period9904€394,249-€10,882-€11,006-€4,448-€4,213▲ 5.3%
Operating cash flow (approximation)€394,249-€10,882-€11,006-€4,448-€4,213▲ 5.3%
Change in cash--€10,893-€4,329-€4,121-€4,876▼ 18.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €394,249 ▲2,999%
Operating result €462,526, net result €394,249, both a record.
31-12
Financial Liquidity times 41current ratio 2.36
Current ratio from 0.06 to 2.36; short-term debt falls from €164,151 to €149,299.
31-12
Financial Equity above €200,000Eq €202,957
2 profitable years in a row build equity to €202,957.
08-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €12,720
Net result €12,720 after 2 loss-making years.
07-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet -€33,331
Net result drops to -€33,331, the lowest in the series; recovery starts the following year.
Show earlier events
04-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas
approximate (street level) On OpenStreetMap
Ground area
581 m²
Parcel 46445D1776/00R000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46445D1776/00R000 Flanders 581 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded23-06-2004
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0865935430
Also 9925:BE0865935430
Registered 25-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.