IMMOLOUK
ActiveIMMOLOUK has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €14k. Equity is growing by ~74.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency27▲+1
Growth85=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 66.6% and cash: 0.6% of total assets), and 98.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.7%
Return on assets
1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
19 d late
2023
63 d early
2022
42 d early
2021
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€90k▲ 8.8%
2022 · €83k
2021: €29k
2022: €83k
2021 → 2023
EBIT margin
23.8%▲ 0.4pp
2022 · 23.4%
2021: -101.5%
2022: 23.4%
2021 → 2023
Net result
€14k▼ 11.1%
2024 · €16k
2021: €-32k
2022: €11k
2023: €14k
2024: €16k
2021 → 2025
Working capital
€-951k▼ 35.2%
2024 · €-704k
2021: €-309k
2022: €-550k
2023: €-718k
2024: €-704k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€29k-€83k▲ 189%€90k▲ 8.8%
Equity€-30k-€-19k▲ 38.0%€-5k▲ 75.1%€11k€25k▲ 126%
Operating result€-29k-€19k€21k▲ 10.8%€25k▲ 17.9%€27k▲ 7.2%
Net result€-32k-€11k€14k▲ 22.4%€16k▲ 11.9%€14k▼ 11.1%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€1.43M▲ 18.1%
Current assets
€11k▲ 21.9%
Equity and liabilities €1.44M
Equity
€25k▲ 126%
Debt
€1.42M▲ 17.2%
The debt ratio falls from 99.1% to 98.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▲
2024 · €73k
Cash flow
€71k▲
2024 · €64k
Solvency
1.7%▲
2024 · 0.9%
Current ratio
0.01▼
2024 · 0.01
Quick ratio
0.01▼
2024 · 0.01
Debt / equity
56.76
ROE
55.8%▼
2024 · 142.2%
ROA
1.0%▼
2024 · 1.3%
Interest coverage
13.18▲
2024 · 10.68
Debt
€1.42M▲
2024 · €1.21M
Debt ≤ 1 year
€962k▲
2024 · €712k
Debt > 1 year
€458k▼
2024 · €500k
Income taxes
€7k▲
2024 · €3k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.44M▲
Fixed assets21/28€1.21M€1.43M▲
Tangible fixed assets22/27€1.21M€1.43M▲
Land and buildings22€1.21M€1.43M▲
Assets under construction and advance payments27-€2k
Current assets29/58€9k€11k▲
Amounts receivable within one year40/41-€715
Trade receivables40-€715
Cash at bank and in hand54/58€9k€8k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.44M▲
Equity10/15€11k€25k▲
Contributions10/11€2k€2k=
Reserves13-€14k
Distributable reserves133-€14k
Profit (loss) carried forward14€9k€9k=
Amounts payable17/49€1.21M€1.42M▲
Amounts payable after more than one year17€500k€458k▼
Financial debts170/4€500k€452k▼
Other amounts payable178/9-€6k
Amounts payable within one year42/48€712k€962k▲
Current portion of amounts payable after more than one year42€49k€47k▼
Trade debts44€0€38▲
Suppliers440/4€0€38▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9-€150
Other amounts payable47/48€661k€910k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€57k▲
Other operating charges640/8€6k€10k▲
Gross operating margin9900€79k€96k▲
Operating profit (loss)9901€25k€27k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€18k€21k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€16k€14k▼
Profit (loss) for the period to be appropriated9905€16k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€23k▲
Profit (loss) brought forward from the previous period14P€-7k€9k▲
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2021net €16k ▲11.9%
Net result €16k, the highest in the series.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Dufrane 507080 FrameriesGround area
165 m²
Building footprint
49 m²
Volume, LiDAR
421 m³
Parcel 53028D0298/00W004, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMOLOUK
since 20212.317.918.532
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53028D0298/00W004 | Wallonia | 165 m² | 1 · 49 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0465.673.937
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GVS INVESTMENT
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DROMEN ENZO VASTGOED
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 2,514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2021
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0471313011