Skip to content

IMMOLIVY

Active
Private limited company (pre-2019)founded 2013active for 12 yearsRue Grand'rue 38, 4870 Trooz, BelgiumKBO/BCE: BE 0541.952.658
Summary

IMMOLIVY has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€363,857) and a net result of -€53,146. Equity has been shrinking by about 26% per year since 2018. Its solvency ranks better than 8% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 18-11-2013 Normal situation
Activity
Development of residential building projects NACE 68121
Establishment units
2.234.525.652 4870 Trooz, since 13-03-2014
2.267.179.911 4870 Trooz, since 10-07-2017
Financial year end
31 December
Peppol
Reachable since 21-01-2026

Board and ownership

Board
  • RATTI LivianaDirector · since 14-11-2013

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€37,666
Turnover
≈ €93,000
estimated
Loss
€53,146
▼ 46.1%
Equity
-€363,857
▼ 17.1%
Total assets
€1.5m
▼ 10.6%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€363,857Last filed accounts filed 31 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.99, cash €12,426, halvedlowers riskSize: total assets €1.5mShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 13% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 1-6
equity -24.2% of total assets
Liquidity 1-3
short-term debt 94.1% · cash 0.8%
Profitability 15+4
return on assets -3.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.3%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.5%▼ -0.8 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 0.6%▼ -0.4 percentage points vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.99 (1.02 in 2024), below 1. Short-term debt is 94.1% and cash 0.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 9% of them on solvency, 4% on liquidity, 17% on profitability and 23% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €1.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€363,857
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.99, cash €12,426, halved
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€363,857
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
9 days late
2023
4 days early
2022
30 days late
2021
17 days late
2020
27 days late
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€363,857 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€53,146 View
  • Caution: Less equity than 95% of companies in real estatesector median €301,146 · 11,266 companies -€363,857 View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as IMMOLIVY: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €1.2m and €1.6m, founded between 2011 and 2014.

CompanyTotal assetsGross margin
IMMOLIVY Trooz€1.5m€0.04m
BE HOME Balen€1.6m€0.04m
CHAMEU Asse€1.3m€0.04m
VAN CAILLE INVEST Knokke-Heist€1.3m€0.03m
Projects @ VDV Zonnebeke€1.2m€0.04m
IMONTE Mons€1.3m€0.03m
MACOB Oostkamp€1.3m€0.06m
Full comparison

Key facts about IMMOLIVY

What is the company number of IMMOLIVY?
The company number of IMMOLIVY is 0541.952.658. The VAT number is the same number with BE in front: BE 0541.952.658.
Where is IMMOLIVY based?
The registered office is at Rue Grand'rue 38, 4870 Trooz.Company details
What does IMMOLIVY do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of IMMOLIVY?
The legal form of IMMOLIVY is Private limited company (pre-2019) (BVBA).
When was IMMOLIVY founded?
IMMOLIVY was founded on 18-11-2013.
Is IMMOLIVY still active?
Yes, IMMOLIVY is an active enterprise in the KBO register.
What is the turnover of IMMOLIVY?
The turnover in financial year 2025 is ≈ €93,000. This figure is estimated from the gross margin of €37,666 and 33 comparable companies (NACE 681). It probably lies between €58,000 and €190,000.Financials
Is IMMOLIVY profitable?
In financial year 2025, IMMOLIVY made a loss of €53,146.
Where can I find the annual accounts of IMMOLIVY?
IMMOLIVY filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMMOLIVY due?
IMMOLIVY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.