IMMOKJ
ActiveIMMOKJ has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €-107k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 46% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-12
Solvency49▼-12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.58 in 2024; short-term debt: 14.8% and cash: 3.4% of total assets), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-107k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
9 d late
2024
28 d late
2023
85 d early
2022
43 d early
2021
44 d early
2020
85 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-107k▼ 446%
2024 · €-20k
2019: €326k
2020: €-2k
2021: €-2k
2022: €3k
2023: €4k
2024: €-20k
2019 → 2025
Working capital
€5k▼ 93.3%
2024 · €70k
2019: €-69k
2020: €-71k
2021: €-74k
2022: €-71k
2023: €-67k
2024: €70k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€346k-€349k▲ 0.8%€353k▲ 1.1%€334k▼ 5.6%€226k▼ 32.2%
Operating result€-2k-€-2k▼ 0.5%€-2k▼ 2.3%€-15k▼ 788%€-87k▼ 482%
Net result€-2k-€3k€4k▲ 36.0%€-20k€-107k▼ 446%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €87k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €927k
Fixed assets
€784k▲ 5.1%
Current assets
€142k▼ 25.6%
Equity and liabilities €927k
Equity
€226k▼ 32.2%
Debt
€700k▲ 16.0%
The debt ratio rises from 64.4% to 75.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-16k▼
2024 · €-18
Cash flow
€-36k▼
2024 · €-5k
Solvency
24.4%▼
2024 · 35.6%
Current ratio
1.03▼
2024 · 1.58
Quick ratio
1.03▼
2024 · 1.58
Debt / equity
3.10▲
2024 · 1.81
ROE
-47.5%▼
2024 · -5.9%
ROA
-11.6%▼
2024 · -2.1%
Interest coverage
-0.82▼
2024 · 0.00
Debt
€700k▲
2024 · €604k
Debt ≤ 1 year
€138k▲
2024 · €121k
Debt > 1 year
€558k▲
2024 · €480k
Income taxes
€1k
Staff costs
€132k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€937k€927k▼
Fixed assets21/28€746k€784k▲
Intangible fixed assets21€265k€238k▼
Tangible fixed assets22/27€480k€545k▲
Land and buildings22€445k€516k▲
Furniture and vehicles24€35k€29k▼
Financial fixed assets28€2k€2k=
Current assets29/58€191k€142k▼
Amounts receivable within one year40/41€115k€111k▼
Trade receivables40€45k€31k▼
Other amounts receivable41€70k€80k▲
Cash at bank and in hand54/58€76k€31k▼
Equity and liabilities
Total equity and liabilities10/49€937k€927k▼
Equity10/15€334k€226k▼
Contributions10/11€25k€25k=
Reserves13€308k€201k▼
Distributable reserves133€308k€201k▼
Profit (loss) carried forward14€1k€217▼
Amounts payable17/49€604k€700k▲
Amounts payable after more than one year17€480k€558k▲
Financial debts170/4€480k€558k▲
Amounts payable within one year42/48€121k€138k▲
Current portion of amounts payable after more than one year42€17k€21k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€16k€27k▲
Suppliers440/4€16k€27k▲
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€525€3k▲
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€75k€75k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€132k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€71k▲
Other operating charges640/8€2k€14k▲
Gross operating margin9900€40k€131k▲
Operating profit (loss)9901€-15k€-87k▼
Financial charges65/66B€5k€19k▲
Recurring financial charges65€5k€19k▲
Profit (loss) for the period before taxes9903€-20k€-106k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€-20k€-107k▼
Transfer from tax-exempt reserves789€17k€0▼
Transfer to tax-exempt reserves689€17k€0▼
Profit (loss) for the period to be appropriated9905€-20k€-107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€306k€-106k▼
Profit (loss) brought forward from the previous period14P€326k€1k▼
Transfer from equity791/2-€107k
Transfer to equity691/2€305k€0▼
To other reserves6921€305k€0▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
30-03
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 6 MARS 2026
- Registered-office move, Rue Victor Libert n° 54 - 6900 Marche-En-Famenne
2025
31-12
Financial
Weakest financial yearnet €-107k
Net result drops to €-107k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity times 10current ratio 1.58
Current ratio from 0.15 to 1.58.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marche, Rue Victor Libert 546900 Marche-en-FamenneGround area
1,950 m²
Building footprint
243 m²
Parcel 83034A0830/00L003, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMOKJ
since 20182.283.164.719
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0830/00L003 | Wallonia | 1,950 m² | 1 · 243 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionTook over:GATY GASPAR ET ASSOCIES
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Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2018
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bram@immomca.be
Phone:+32473309391