IMMOJUMED
ActiveIMMOJUMED has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €35k. Equity is shrinking by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+38
Solvency42▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.13 in 2024; short-term debt: 16.7% and cash: 4.9% of total assets), and 82.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.4%
Return on assets
4.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 16491 sector peers (2025).
NBB · sector comparisonPosition among 16491 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
7 d early
2023
29 d late
2022
52 d early
2021
17 d late
2020
58 d late
2019
151 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 34.5%
2024 · €102k
2018: €270k
2019: €231k
2020: €197k
2021: €170k
2022: €149k
2023: €129k
2024: €102k
2018 → 2025
Total assets
€787k▼ 1.4%
2024 · €798k
2018: €435k
2019: €958k
2020: €866k
2021: €794k
2022: €742k
2023: €744k
2024: €798k
2018 → 2025
Net result
€35k
2024 · €-27k
2018: €182k
2019: €-43k
2020: €-34k
2021: €-27k
2022: €-21k
2023: €-20k
2024: €-27k
2018 → 2025
Working capital
€-82k▲ 29.7%
2024 · €-116k
2018: €268k
2019: €118k
2020: €69k
2021: €29k
2022: €-3k
2023: €-74k
2024: €-116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€149k▼ 12.5%€129k▼ 13.2%€102k▼ 21.1%€137k▲ 34.5%
Operating result€-20k-€-14k▲ 27.1%€-13k▲ 6.4%€-19k▼ 44.3%€40k
Net result€-27k-€-21k▲ 21.7%€-20k▲ 8.0%€-27k▼ 38.6%€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €40k after a loss of €19k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €787k
Fixed assets
€738k▼ 5.5%
Current assets
€49k▲ 173%
Equity and liabilities €787k
Equity
€137k▲ 34.5%
Provisions
€22k▼ 10.7%
Debt
€628k▼ 6.5%
The debt ratio falls from 84.1% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▲
2024 · €28k
Cash flow
€80k▲
2024 · €20k
Solvency
17.4%▲
2024 · 12.8%
Current ratio
0.38▲
2024 · 0.13
Quick ratio
0.38▲
2024 · 0.13
Debt / equity
4.58▼
2024 · 6.59
ROE
25.6%▲
2024 · -26.7%
ROA
4.5%▲
2024 · -3.4%
Interest coverage
11.05▲
2024 · 2.64
Debt
€628k▼
2024 · €672k
Debt ≤ 1 year
€131k▼
2024 · €134k
Debt > 1 year
€497k▼
2024 · €537k
Staff costs
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€798k€787k▼
Fixed assets21/28€780k€738k▼
Tangible fixed assets22/27€780k€737k▼
Land and buildings22€735k€705k▼
Plant, machinery and equipment23€10k€9k▼
Furniture and vehicles24€16k€4k▼
Other tangible fixed assets26€20k€19k▼
Financial fixed assets28€363€363=
Current assets29/58€18k€49k▲
Amounts receivable within one year40/41€15k€7k▼
Trade receivables40€1k-
Other amounts receivable41€13k€7k▼
Cash at bank and in hand54/58€2k€39k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€798k€787k▼
Equity10/15€102k€137k▲
Contributions10/11€19k€19k=
Reserves13€204k€196k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€112k€104k▼
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-120k€-77k▲
Provisions and deferred taxes16€25k€22k▼
Deferred taxes168€25k€22k▼
Amounts payable17/49€672k€628k▼
Amounts payable after more than one year17€537k€497k▼
Financial debts170/4€537k€497k▼
Amounts payable within one year42/48€134k€131k▼
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€510-
Suppliers440/4€510-
Taxes, remuneration and social security45€399-
Remuneration and social security454/9€399-
Other amounts payable47/48€94k€90k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€5k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€45k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€38k€95k▲
Operating profit (loss)9901€-19k€40k▲
Financial income75/76B-€180
Recurring financial income75-€180
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€-30k€32k▲
Transfer from deferred taxes780€3k€3k=
Profit (loss) for the period9904€-27k€35k▲
Transfer from tax-exempt reserves789€8k€8k=
Profit (loss) for the period to be appropriated9905€-19k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-120k€-77k▲
Profit (loss) brought forward from the previous period14P€-101k€-120k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after 6 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 151 days late
2019
31-12
Financial
Weakest financial yearnet €-43k ▼124%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Daubresse 186040 CharleroiGround area
645 m²
Building footprint
50 m²
Volume, LiDAR
433 m³
Parcel 52034C0256/00K003, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMOJUMED
since 20072.241.555.479
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034C0256/00K003 | Wallonia | 645 m² | 1 · 50 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Al-ANI RADIOCONSULT
BE 1011.478.089
Grimbergen · Eq €140k
CENTRE DE RADIOLOGIE DE WATERLOO
BE 0438.145.931
Waterloo · Eq €133k
Dr. Julia Kovaleva, Klinisch Bioloog
BE 0641.674.004
Lokeren · Eq €132k
Dr. Rutger Maris, algemene geneeskunde
BE 0839.211.732
Tielt-Winge · Eq €130k
RADI-X
BE 0745.578.226
Esneux · Eq €145k
Of 699 companies in sector 86910 we hold annual accounts for 521. 379 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2007
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
86901Human health activities
86910Medical imaging and medical laboratories
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:pierre.bets@betsmedical.be