IMMOJEMAX
ActiveSummary
IMMOJEMAX has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €9k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 45% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+1
Solvency53▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.84 in 2024; short-term debt: 6.8% and cash: 5.8% of total assets), and 72.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
2.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
31 d early
2023
29 d early
2022
32 d early
2021
24 d early
2020
29 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 9.0%
2024 · €95k
2018: €40k
2019: €42k
2020: €55k
2021: €62k
2022: €75k
2023: €86k
2024: €95k
2018 → 2025
Total assets
€374k▼ 3.0%
2024 · €385k
2018: €158k
2019: €160k
2020: €152k
2021: €137k
2022: €135k
2023: €392k
2024: €385k
2018 → 2025
Net result
€9k▼ 1.7%
2024 · €9k
2018: €21k
2019: €2k
2020: €13k
2021: €7k
2022: €13k
2023: €11k
2024: €9k
2018 → 2025
Working capital
€2k
2024 · €-5k
2018: €776
2019: €-16k
2020: €-17k
2021: €-18k
2022: €-13k
2023: €-3k
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€75k▲ 21.0%€86k▲ 15.1%€95k▲ 10.1%€104k▲ 9.0%
Operating result€11k-€18k▲ 64.3%€17k▼ 5.3%€27k▲ 55.0%€25k▼ 7.2%
Net result€7k-€13k▲ 93.5%€11k▼ 13.1%€9k▼ 22.9%€9k▼ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€314k ▼ 4.1%
Current assets
€28k ▲ 13.0%
Equity and liabilities €374k
Equity
€104k ▲ 9.0%
Debt
€270k ▼ 6.9%
Debt's share of the balance-sheet total falls from 75.3% to 72.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €44k
Cash flow
€23k▼
2024 · €26k
Current ratio
1.08▲
2024 · 0.84
Debt to equity
2.61▼
2024 · 3.05
ROE
8.3%▼
2024 · 9.2%
ROA
2.3%▲
2024 · 2.3%
Interest coverage
2.90▲
2024 · 2.85
Debt ≤ 1 year
€25k▼
2024 · €29k
Debt > 1 year
€245k▼
2024 · €261k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€385k€374k▼
Formation expenses20€33k€32k▼
Fixed assets21/28€328k€314k▼
Tangible fixed assets22/27€321k€308k▼
Land and buildings22€309k€298k▼
Plant, machinery and equipment23€491€167▼
Furniture and vehicles24€12k€10k▼
Financial fixed assets28€6k€6k=
Current assets29/58€24k€28k▲
Amounts receivable within one year40/41€7k€5k▼
Trade receivables40€5k€430▼
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€16k€22k▲
Deferred charges and accrued income490/1€543€538▼
Equity and liabilities
Total equity and liabilities10/49€385k€374k▼
Equity10/15€95k€104k▲
Contributions10/11€50k€50k=
Reserves13€19k€19k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€14k€14k=
Profit (loss) carried forward14€26k€35k▲
Amounts payable17/49€290k€270k▼
Amounts payable after more than one year17€261k€245k▼
Financial debts170/4€261k€245k▼
Amounts payable within one year42/48€29k€25k▼
Current portion of amounts payable after more than one year42€18k€17k▼
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€50€50=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€15k▼
Other operating charges640/8€509€594▲
Gross operating margin9900€45k€40k▼
Operating profit (loss)9901€27k€25k▼
Financial income75/76B€51€59▲
Recurring financial income75€51€59▲
Financial charges65/66B€16k€14k▼
Recurring financial charges65€16k€14k▼
Profit (loss) for the period before taxes9903€11k€11k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€9k€9k▼
Profit (loss) for the period to be appropriated9905€9k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€35k▲
Profit (loss) brought forward from the previous period14P€18k€26k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Equity above €100kEq €104k ▲9%
8 profitable years in a row build equity to €104k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼90.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marche, Rue des Bergeronnettes 276900 Marche-en-FamenneGround area
1,705 m²
Building footprint
92 m²
Parcel 83034B0723/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMOJEMAX
since 20022.098.943.309
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034B0723/00K002 | Wallonia | 1,705 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERS
BE 0730.976.657
Tongeren-Borgloon · Eq €103,329
OMG FOOD
BE 0849.863.619
Sint-Pieters-Woluwe · Eq €103,169
CHICKEN PALACE
BE 0824.031.133
Waregem · Eq €103,011
DYNAMIC BUSINESS CONSULTING
BE 0685.974.102
Esneux · Eq €102,986
WOLF
BE 0789.323.444
Laarne · Eq €104,252
Of 3,827 companies in sector 47210 we hold annual accounts for 966. 780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.