IMMOGY
ActiveSummary
IMMOGY has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363k and a net result of €-7k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-20
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 7.93 against 16.63 in 2024; short-term debt: 10.4% and cash: 39.4% of total assets), and 17.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
42 d early
2023
51 d early
2022
50 d early
2021
49 d early
2020
48 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€363k▼ 2.0%
2024 · €370k
2019: €288k
2020: €428k▲ +48.7% vs 2019highest in 7 years
2021: €262k▼ -38.8% vs 2020lowest in 7 years
2022: €265k▲ +1.2% vs 2021
2023: €312k▲ +17.7% vs 2022
2024: €370k▲ +18.6% vs 2023
2025: €363k▼ -2.0% vs 2024
2019 → 2025
Total assets
€440k▲ 12.8%
2024 · €390k
2019: €343k
2020: €484k▲ +41.1% vs 2019highest in 7 years
2021: €316k▼ -34.7% vs 2020
2022: €308k▼ -2.4% vs 2021lowest in 7 years
2023: €341k▲ +10.5% vs 2022
2024: €390k▲ +14.5% vs 2023
2025: €440k▲ +12.8% vs 2024
2019 → 2025
Net result
€-7k
2024 · €58k
2019: €119k
2020: €140k▲ +17.8% vs 2019highest in 7 years
2021: €84k▼ -40.1% vs 2020
2022: €3k▼ -96.2% vs 2021
2023: €47k▲ +1385% vs 2022
2024: €58k▲ +23.4% vs 2023
2025: €-7k▼ -113% vs 2024lowest in 7 years
2019 → 2025
Working capital
€316k▲ 1.9%
2024 · €310k
2019: €119klowest in 7 years
2020: €281k▲ +136% vs 2019
2021: €144k▼ -48.8% vs 2020
2022: €161k▲ +11.8% vs 2021
2023: €237k▲ +47.2% vs 2022
2024: €310k▲ +31.0% vs 2023
2025: €316k▲ +1.9% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€265k▲ 1.2%€312k▲ 17.7%€370k▲ 18.6%€363k▼ 2.0%
2021: €262klowest in 5 years
2022: €265k▲ +1.2% vs 2021
2023: €312k▲ +17.7% vs 2022
2024: €370k▲ +18.6% vs 2023highest in 5 years
2025: €363k▼ -2.0% vs 2024
Operating result€122k-€7k▼ 94.1%€63k▲ 766%€86k▲ 37.9%€-9k
2021: €122khighest in 5 years
2022: €7k▼ -94.1% vs 2021
2023: €63k▲ +766% vs 2022
2024: €86k▲ +37.9% vs 2023
2025: €-9k▼ -111% vs 2024lowest in 5 years
Net result€84k-€3k▼ 96.2%€47k▲ 1,385%€58k▲ 23.4%€-7k
2021: €84khighest in 5 years
2022: €3k▼ -96.2% vs 2021
2023: €47k▲ +1385% vs 2022
2024: €58k▲ +23.4% vs 2023
2025: €-7k▼ -113% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €86k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €440k
Fixed assets
€79k ▲ 30.4%
Current assets
€361k ▲ 9.6%
Equity and liabilities €440k
Equity
€363k ▼ 2.0%
Debt
€77k ▲ 289%
Debt's share of the balance-sheet total rises from 5.1% to 17.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2024 · €114k
Cash flow
€26k▼
2024 · €86k
Current ratio
7.93▼
2024 · 16.63
Debt to equity
0.21▲
2024 · 0.05
ROE
-2.0%▼
2024 · 15.7%
ROA
-1.6%▼
2024 · 14.9%
Interest coverage
10.85▼
2024 · 247.80
Debt ≤ 1 year
€46k▲
2024 · €20k
Debt > 1 year
€32k
Income taxes
€1k▼
2024 · €30k
Staff costs
€56k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€390k€440k▲
Fixed assets21/28€60k€79k▲
Intangible fixed assets21€11k€8k▼
Tangible fixed assets22/27€50k€70k▲
Plant, machinery and equipment23€867€532▼
Furniture and vehicles24€3k€48k▲
Other tangible fixed assets26€46k€22k▼
Current assets29/58€330k€361k▲
Amounts receivable after more than one year29€15k€15k=
Other amounts receivable291€15k€15k=
Amounts receivable within one year40/41€39k€91k▲
Trade receivables40€39k€89k▲
Other amounts receivable41€427€2k▲
Current investments50/53-€81k
Cash at bank and in hand54/58€275k€173k▼
Deferred charges and accrued income490/1-€705
Equity and liabilities
Total equity and liabilities10/49€390k€440k▲
Equity10/15€370k€363k▼
Contributions10/11€6k€6k=
Reserves13€364k€357k▼
Distributable reserves133€364k€357k▼
Amounts payable17/49€20k€77k▲
Amounts payable after more than one year17-€32k
Financial debts170/4-€32k
Amounts payable within one year42/48€20k€46k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€4k€17k▲
Suppliers440/4€4k€17k▲
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€4k€8k▲
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€6k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€49k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€34k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€167k€86k▼
Operating profit (loss)9901€86k€-9k▼
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€462€2k▲
Recurring financial charges65€462€2k▲
Profit (loss) for the period before taxes9903€88k€-6k▼
Income taxes67/77€30k€1k▼
Profit (loss) for the period9904€58k€-7k▼
Profit (loss) for the period to be appropriated9905€58k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€-7k▼
Transfer from equity791/2-€7k
Transfer to equity691/2€58k-
To other reserves6921€58k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €100k | €99k | €49k | €56k | ▲ 13.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31k | €28k | €27k | €28k | €34k | ▲ 19.3% |
| Other operating charges640/8 | - | €4k | €2k | €3k | €5k | ▲ 88.5% |
| Gross operating margin9900 | €245k | €139k | €191k | €167k | €86k | ▼ 48.5% |
| Operating profit (loss)9901 | €122k | €7k | €63k | €86k | €-9k | ▼ 111% |
| Financial income75/76B | - | €2k | €8k | €2k | €6k | ▲ 136% |
| Recurring financial income75 | €0 | €2k | €8k | €2k | €6k | ▲ 136% |
| Financial charges65/66B | - | €1k | €687 | €462 | €2k | ▲ 387% |
| Recurring financial charges65 | €1k | €1k | €687 | €462 | €2k | ▲ 387% |
| Profit (loss) for the period before taxes9903 | €121k | €8k | €70k | €88k | €-6k | ▼ 107% |
| Income taxes67/77 | €37k | €5k | €23k | €30k | €1k | ▼ 95.3% |
| Profit (loss) for the period9904 | €84k | €3k | €47k | €58k | €-7k | ▼ 113% |
| Profit (loss) for the period to be appropriated9905 | €84k | €3k | €47k | €58k | €-7k | ▼ 113% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €316k | €308k | €341k | €390k | €440k | ▲ 12.8% |
| Fixed assets21/28 | €118k | €105k | €76k | €60k | €79k | ▲ 30.4% |
| Intangible fixed assets21 | - | - | - | €11k | €8k | ▼ 23.5% |
| Tangible fixed assets22/27 | €118k | €105k | €76k | €50k | €70k | ▲ 42.3% |
| Plant, machinery and equipment23 | - | €2k | €1k | €867 | €532 | ▼ 38.6% |
| Furniture and vehicles24 | - | €9k | €5k | €3k | €48k | ▲ 1,776% |
| Other tangible fixed assets26 | - | €94k | €70k | €46k | €22k | ▼ 51.9% |
| Current assets29/58 | €198k | €204k | €265k | €330k | €361k | ▲ 9.6% |
| Amounts receivable after more than one year29 | - | - | €15k | €15k | €15k | = |
| Other amounts receivable291 | - | - | €15k | €15k | €15k | = |
| Amounts receivable within one year40/41 | €28k | €32k | €38k | €39k | €91k | ▲ 131% |
| Trade receivables40 | - | €26k | €31k | €39k | €89k | ▲ 128% |
| Other amounts receivable41 | - | €6k | €7k | €427 | €2k | ▲ 470% |
| Current investments50/53 | - | - | - | - | €81k | - |
| Cash at bank and in hand54/58 | €169k | €142k | €211k | €275k | €173k | ▼ 37.1% |
| Deferred charges and accrued income490/1 | - | €30k | - | - | €705 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €316k | €308k | €341k | €390k | €440k | ▲ 12.8% |
| Equity10/15 | €262k | €265k | €312k | €370k | €363k | ▼ 2.0% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €256k | €259k | €306k | €364k | €357k | ▼ 2.0% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €257k | €304k | €364k | €357k | ▼ 2.0% |
| Amounts payable17/49 | €54k | €43k | €28k | €20k | €77k | ▲ 289% |
| Amounts payable after more than one year17 | - | - | - | - | €32k | - |
| Financial debts170/4 | - | - | - | - | €32k | - |
| Amounts payable within one year42/48 | €54k | €43k | €28k | €20k | €46k | ▲ 130% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €9k | - |
| Financial debts43 | - | €20k | - | - | - | - |
| Credit institutions430/8 | - | €20k | - | - | - | - |
| Trade debts44 | €8k | €8k | €15k | €4k | €17k | ▲ 301% |
| Suppliers440/4 | - | €8k | €15k | €4k | €17k | ▲ 301% |
| Taxes, remuneration and social security45 | - | €10k | €9k | €10k | €13k | ▲ 33.8% |
| Taxes450/3 | - | - | €71 | €4k | €8k | ▲ 135% |
| Remuneration and social security454/9 | - | €10k | €9k | €6k | €4k | ▼ 27.1% |
| Other amounts payable47/48 | - | €4k | €4k | €6k | €7k | ▲ 21.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €84k | €3k | €47k | €58k | €-7k | ▼ 113% |
| + Depreciation and write-downs630 | €31k | €28k | €27k | €28k | €34k | ▲ 19.3% |
| Operating cash flow (approximation) | €115k | €31k | €74k | €86k | €26k | ▼ 69.4% |
| Investment in fixed assets (approximation) | - | €-14k | €2k | €-13k | €-52k | ▼ 305% |
| Change in cash | - | €-28k | €70k | €64k | €-102k | ▼ 260% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
State Gazette act
Resignation: Hive BV (director)Permanent representatives: Mous Alexander and Mous Philippe4 facts ▸
State Gazette act
Resignation: Hive BV (director)
Permanent representatives: Mous Alexander and Mous Philippe4 facts ▸
- General meeting, 30/06/2026
- Director resignation, Hive BV (director)
- Permanent representative, Mous Alexander
- Permanent representative, Mous Philippe
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €140k ▲17.8%
Operating result €202k, net result €140k, both a record.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
08-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2026
Resigned as Director
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1993
Ground area
632 m²
Building footprint
240 m²
Volume, LiDAR
1,369 m³
Parcel 11041A0358/00W000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Kerkstraat 7, 2970 Schilde
since 19932.063.261.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041A0358/00W000 | Flanders | 632 m² | 1 · 240 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 667 EUR awarded · 667 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 59 EUR | 59 EUR |
| 2023 | 1 | 270 EUR | 270 EUR |
| 2022 | 1 | 338 EUR | 338 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 4,836 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-08-1993
Fiscal year end30-06
Activities, NACEBEL 2025
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.