IMMOGRETOUT
ActiveIMMOGRETOUT has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €197k and a net result of €77k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 18939 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+49
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 9.29 against 4.1 in 2023; short-term debt: 9.9% and cash: 37.5% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.1%
Return on assets
35%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
14 d late
2022
101 d late
2021
24 d late
2020
13 d late
2019
140 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€197k▲ 63.5%
2023 · €121k
2018: €90k
2019: €91k
2020: €98k
2021: €129k
2022: €121k
2023: €121k
2018 → 2024
Total assets
€219k▲ 44.2%
2023 · €152k
2018: €118k
2019: €109k
2020: €159k
2021: €141k
2022: €147k
2023: €152k
2018 → 2024
Net result
€77k
2023 · €-579
2018: €3k
2019: €261
2020: €8k
2021: €31k
2022: €-8k
2023: €-579
2018 → 2024
Working capital
€180k▲ 85.6%
2023 · €97k
2018: €102k
2019: €89k
2020: €93k
2021: €111k
2022: €101k
2023: €97k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€98k-€129k▲ 31.9%€121k▼ 6.2%€121k▼ 0.5%€197k▲ 63.5%
Operating result€6k-€30k▲ 436%€-8k€-157▲ 98.1%€90k
Net result€8k-€31k▲ 315%€-8k€-579▲ 92.8%€77k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €90k after a loss of €157 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€18k▼ 25.7%
Current assets
€201k▲ 57.3%
Equity and liabilities €219k
Equity
€197k▲ 63.5%
Debt
€22k▼ 30.5%
The debt ratio falls from 20.5% to 9.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▲
2023 · €7k
Cash flow
€83k▲
2023 · €6k
Solvency
90.1%▲
2023 · 79.5%
Current ratio
9.29▲
2023 · 4.10
Quick ratio
9.20▲
2023 · 4.04
Debt / equity
0.11▼
2023 · 0.26
ROE
38.8%▲
2023 · -0.5%
ROA
35.0%▲
2023 · -0.4%
Interest coverage
90.88▲
2023 · 3.92
Debt
€22k▼
2023 · €31k
Debt ≤ 1 year
€22k▼
2023 · €31k
Income taxes
€14k▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€152k€219k▲
Fixed assets21/28€24k€18k▼
Tangible fixed assets22/27€24k€18k▼
Plant, machinery and equipment23€14k€11k▼
Furniture and vehicles24€2k€140▼
Other tangible fixed assets26€8k€6k▼
Current assets29/58€128k€201k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€52k€82k▲
Trade receivables40€24k€50k▲
Other amounts receivable41€28k€32k▲
Current investments50/53€35k€35k=
Cash at bank and in hand54/58€39k€82k▲
Deferred charges and accrued income490/1€477€465▼
Equity and liabilities
Total equity and liabilities10/49€152k€219k▲
Equity10/15€121k€197k▲
Contributions10/11€19k€19k=
Reserves13€121k€178k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€119k€176k▲
Profit (loss) carried forward14€-19k€1k▲
Amounts payable17/49€31k€22k▼
Amounts payable within one year42/48€31k€22k▼
Trade debts44€30k€7k▼
Suppliers440/4€30k€7k▼
Taxes, remuneration and social security45€879€15k▲
Taxes450/3€879€15k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€6k€11k▲
Gross operating margin9900€12k€107k▲
Operating profit (loss)9901€-157€90k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-579€91k▲
Income taxes67/77€0€14k▲
Profit (loss) for the period9904€-579€77k▲
Profit (loss) for the period to be appropriated9905€-579€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€58k▲
Profit (loss) brought forward from the previous period14P€-18k€-19k▼
Transfer to equity691/2-€57k
To other reserves6921-€57k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €77k
Net result €77k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 9.29
Current ratio from 4.10 to 9.29; short-term debt falls from €31k to €22k.
31-12
Financial
Equity above €150kEq €197k ▲63.5%
Equity rises from €121k to €197k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
09-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 101 days late
2022
31-12
Financial
Weakest financial yearnet €-8k ▼126%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 10.52
Current ratio from 2.52 to 10.52; short-term debt falls from €61k to €12k.
31-12
Financial
Equity above €100kEq €129k ▲31.9%
4 profitable years in a row build equity to €129k.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
13-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Maugrétout(L.L) 137100 La LouvièreGround area
148 m²
Building footprint
95 m²
Parcel 55372D0047/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LE NEW MATINAL
since 19942.066.138.008
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372D0047/00X000 | Wallonia | 148 m² | 1 · 95 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.066.138.008
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4events
BE 0713.989.878
Grobbendonk · Eq €197k
COMPTOIRS ABC
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BAR LEON
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-1994
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
55100Hotels and similar accommodation
55101Hotels
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.