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Immofy

Active Risk: not assessed
Foreign entityfounded 20188 yrs activeCarrer del Magraner - Fanadix D6, 03720 Benissa, SpainKBO/BCE: BE 0699.986.246
Summary

Immofy is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €212,407 and a net result of -€10,605. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 6167 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
12 d early
2022
33 d early
2021
61 d late
2020
18 d early
2019
53 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled

History

Immofy was incorporated on 17 July 2018.1 Total assets rose from EUR 133,167 in 2019 to EUR 272,999 in 2024 and headcount from 0.9 full-time equivalents in 2019 to 0.8 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019, 2022 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€212,407▼ 4.8%
2023 · €223,011
Net result
-€10,605
2023 · €2,594
Total assets
€272,999▲ 2.5%
2023 · €266,399
Solvency
77.8%▼ 5.9pp
2023 · 83.7%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€37,956-€27€125,559€2,504▼ 98.0%-€11,909
Net result€33,078within the sector's middle half-€1,113below the sector's middle half€121,838within the sector's middle half€2,594below the sector's middle half▼ 97.9%-€10,605below the sector's middle half
Equity€99,693within the sector's middle half€98,579within the sector's middle half▼ 1.1%€220,417within the sector's middle half▲ 124%€223,011within the sector's middle half▲ 1.2%€212,407within the sector's middle half▼ 4.8%
Total assets€127,710within the sector's middle half▼ 4.1%€141,363within the sector's middle half▲ 10.7%€297,300below the sector's middle half▲ 110%€266,399below the sector's middle half▼ 10.4%€272,999below the sector's middle half▲ 2.5%
Debt€28,017▼ 83.2%€42,783▲ 52.7%€76,883▲ 79.7%€43,388▼ 43.6%€60,593▲ 39.7%
Working capital€20,133within the sector's middle half€49,700within the sector's middle half▲ 147%€174,788within the sector's middle half▲ 252%€179,213within the sector's middle half▲ 2.5%€176,031within the sector's middle half▼ 1.8%
Solvency78.1%above the sector's middle half▲ 103.1pp69.7%within the sector's middle half▼ 8.3pp74.1%within the sector's middle half▲ 4.4pp83.7%above the sector's middle half▲ 9.6pp77.8%within the sector's middle half▼ 5.9pp
Current ratio1.85within the sector's middle half▲ 1.702.17within the sector's middle half▲ 0.334.91above the sector's middle half▲ 2.735.68above the sector's middle half▲ 0.774.22above the sector's middle half▼ 1.46
Return on assets (ROA)25.9%above the sector's middle half▲ 140.0pp-0.8%below the sector's middle half▼ 26.7pp41.0%above the sector's middle half▲ 41.8pp1.0%within the sector's middle half▼ 40.0pp-3.9%below the sector's middle half▼ 4.9pp
Staff (FTE)0.8within the sector's middle half0within the sector's middle half▼ 100%0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2020: €37,956€37,956Net result 2020: €33,078€33,078Operating result 2021: -€27-€27Net result 2021: -€1,113-€1,113Operating result 2022: €125,559€125,559Net result 2022: €121,838€121,838Operating result 2023: €2,504€2,504Net result 2023: €2,594€2,594Operating result 2024: -€11,909-€11,909Net result 2024: -€10,605-€10,60520202021202220232024-€50,000€0€50,000€100,000€150,000Operating result 2022: €125,559€126,000Net result 2022: €121,838€122,000Operating result 2023: €2,504€2,500Net result 2023: €2,594€2,590Operating result 2024: -€11,909-€11,900Net result 2024: -€10,605-€10,600202220232024
The operating result turns negative in 2024: a loss of €11,909 after €2,504 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €272,999
Fixed assets €42,260 ▼ 13.5%
Current assets €230,739 ▲ 6.1%
Equity and liabilities €272,999
Equity €212,407 ▼ 4.8%
Debt €60,593 ▲ 39.7%
Debt's share of the balance-sheet total rises from 16.3% to 22.2%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
ROE
-5.0%▼
2023 · 1.2%
Debt ≤ 1 year
€54,708▲
2023 · €38,327
Income taxes
€2,067▲
2023 · €1,067
Staff costs
€0▼
2023 · €96
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€266,399€272,999▲
Fixed assets21/28€48,859€42,260▼
Intangible fixed assets21€30,561€29,822▼
Tangible fixed assets22/27€5,860€0▼
Furniture and vehicles24€0-
Other tangible fixed assets26€5,860€0▼
Financial fixed assets28€12,438€12,438=
Current assets29/58€217,540€230,739▲
Amounts receivable within one year40/41€173,520€221,845▲
Trade receivables40€64,992€96,555▲
Other amounts receivable41€108,527€125,290▲
Cash at bank and in hand54/58€42,270€3,145▼
Deferred charges and accrued income490/1€1,750€5,750▲
Equity and liabilities
Total equity and liabilities10/49€266,399€272,999▲
Equity10/15€223,011€212,407▼
Contributions10/11€218,600€218,600=
Reserves13€4,411€4,411=
Distributable reserves133€4,411€4,411=
Profit (loss) carried forward14--€10,605
Amounts payable17/49€43,388€60,593▲
Amounts payable within one year42/48€38,327€54,708▲
Trade debts44€3,085€97▼
Suppliers440/4€3,085€97▼
Taxes, remuneration and social security45€1,907€2,006▲
Taxes450/3€1,907€2,006▲
Other amounts payable47/48€33,336€52,605▲
Accrued charges and deferred income492/3€5,061€5,884▲
Income statement Code20232024
Remuneration, social security and pensions62€96€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,533€19,550▼
Other operating charges640/8€338€505▲
Non-recurring operating charges66A-€5,860
Gross operating margin9900€26,471€14,006▼
Operating profit (loss)9901€2,504-€11,909▼
Financial income75/76B€1,670€4,259▲
Recurring financial income75€1,670€4,259▲
Financial charges65/66B€513€888▲
Recurring financial charges65€513€888▲
Profit (loss) for the period before taxes9903€3,661-€8,538▼
Income taxes67/77€1,067€2,067▲
Profit (loss) for the period9904€2,594-€10,605▼
Profit (loss) for the period to be appropriated9905€2,594-€10,605▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,594-€10,605▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€2,594€0▼
To other reserves6921€2,594€0▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62-€18,097€49,415€96€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46,936€50,566€38,367€23,533€19,550▼ 16.9%
Other operating charges640/8-€1,235€1,031€338€505▲ 49.7%
Non-recurring operating charges66A----€5,860-
Gross operating margin9900€94,386€69,871€214,371€26,471€14,006▼ 47.1%
Operating profit (loss)9901€37,956-€27€125,559€2,504-€11,909▼ 576%
Financial income75/76B-€0-€1,670€4,259▲ 155%
Recurring financial income75€285€0-€1,670€4,259▲ 155%
Financial charges65/66B-€782€377€513€888▲ 73.1%
Recurring financial charges65€4,861€782€377€513€888▲ 73.1%
Profit (loss) for the period before taxes9903€33,380-€809€125,182€3,661-€8,538▼ 333%
Income taxes67/77€302€304€3,344€1,067€2,067▲ 93.7%
Profit (loss) for the period9904€33,078-€1,113€121,838€2,594-€10,605▼ 509%
Profit (loss) for the period to be appropriated9905€33,078-€1,113€121,838€2,594-€10,605▼ 509%
Line20202021202220232024Change
Assets
Total assets20/58€127,710€141,363€297,300€266,399€272,999▲ 2.5%
Fixed assets21/28€83,870€49,339€77,787€48,859€42,260▼ 13.5%
Intangible fixed assets21€69,658€37,716€52,259€30,561€29,822▼ 2.4%
Tangible fixed assets22/27€14,212€10,123€13,089€5,860€0▼ 100%
Furniture and vehicles24-€1,658€5,927€0--
Other tangible fixed assets26-€8,465€7,163€5,860€0▼ 100%
Financial fixed assets28-€1,500€12,438€12,438€12,438=
Current assets29/58€43,840€92,024€219,513€217,540€230,739▲ 6.1%
Amounts receivable within one year40/41€12,343€29,428€108,161€173,520€221,845▲ 27.9%
Trade receivables40-€25,141€101,326€64,992€96,555▲ 48.6%
Other amounts receivable41-€4,287€6,835€108,527€125,290▲ 15.4%
Cash at bank and in hand54/58€29,901€61,755€110,635€42,270€3,145▼ 92.6%
Deferred charges and accrued income490/1-€841€717€1,750€5,750▲ 229%
Equity and liabilities
Total equity and liabilities10/49€127,710€141,363€297,300€266,399€272,999▲ 2.5%
Equity10/15€99,693€98,579€220,417€223,011€212,407▼ 4.8%
Contributions10/11€218,600€218,600€218,600€218,600€218,600=
Reserves13--€1,817€4,411€4,411=
Distributable reserves133--€1,817€4,411€4,411=
Profit (loss) carried forward14-€118,907-€120,021€0--€10,605-
Amounts payable17/49€28,017€42,783€76,883€43,388€60,593▲ 39.7%
Amounts payable within one year42/48€23,707€42,323€44,726€38,327€54,708▲ 42.7%
Trade debts44€301€8,275€0€3,085€97▼ 96.9%
Suppliers440/4-€8,275€0€3,085€97▼ 96.9%
Taxes, remuneration and social security45-€15,689€5,151€1,907€2,006▲ 5.2%
Taxes450/3-€3,630€5,151€1,907€2,006▲ 5.2%
Remuneration and social security454/9-€12,059€0---
Other amounts payable47/48-€18,360€39,575€33,336€52,605▲ 57.8%
Accrued charges and deferred income492/3-€460€32,157€5,061€5,884▲ 16.3%
Line20202021202220232024Change
Profit (loss) for the period9904€33,078-€1,113€121,838€2,594-€10,605▼ 509%
+ Depreciation and write-downs630€46,936€50,566€38,367€23,533€19,550▼ 16.9%
Operating cash flow (approximation)€80,015€49,453€160,205€26,127€8,945▼ 65.8%
Investment in fixed assets (approximation)--€16,035-€66,814€5,394-€12,950▼ 340%
Change in cash-€31,853€48,880-€68,365-€39,126▲ 42.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
11-05
KBO administration Address strikeout annulled
13-04
KBO administration Address struck
event 29-03-2026
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
19-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €121,838
Net result €121,838 after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 4.91
Current ratio from 2.17 to 4.91.
31-12
Financial Equity above €200,000Eq €220,417 ▲124%
Equity rises from €98,579 to €220,417.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
13-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €33,078
Net result €33,078 after one loss-making year.
31-12
Financial Liquidity times 13current ratio 1.85
Current ratio from 0.15 to 1.85; short-term debt falls from €166,552 to €23,707.
22-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

  • Lamoral Premium PropertiesESsubsidiary
    100%+ 100% via subsidiaries

According to the 2024 annual accounts of Immofy and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 14,352 EUR awarded · 14,352 EUR paid
Year Entries awardedpaid
2023 1 7,200 EUR7,200 EUR
2022 1 7,152 EUR7,152 EUR
Schemes
2 entries · 14,352 EUR · 14,352 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,544 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formForeign entity
Founded17-07-2018
Fiscal year end31-12
Legal name NL THE IMMOFY REALTY GROUP
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
E-invoicing
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Register as of 28 September 2026 · Peppol Directory

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