IMMOFRANC
ActiveSummary
IMMOFRANC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+22
Solvency49▼-5
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
-6.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
28 d late
2023
24 d late
2022
31 d late
2021
28 d late
2020
27 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 20.7%
2024 · €9k
2018: €7k
2019: €165k
2020: €158k
2021: €153k
2022: €-64k
2023: €21k
2024: €9k
2018 → 2025
Total assets
€30k▼ 5.6%
2024 · €31k
2018: €193k
2019: €350k
2020: €333k
2021: €294k
2022: €111k
2023: €68k
2024: €31k
2018 → 2025
Net result
€-2k▲ 84.9%
2024 · €-12k
2018: €8k
2019: €158k
2020: €-8k
2021: €-4k
2022: €-217k
2023: €85k
2024: €-12k
2018 → 2025
Working capital
€7k▼ 20.7%
2024 · €9k
2018: €3k
2019: €317k
2020: €275k
2021: €151k
2022: €-100k
2023: €21k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€-64k€21k€9k▼ 57.9%€7k▼ 20.7%
Operating result€-641-€-248k▼ 38,636%€86k€-12k€-2k▲ 85.8%
Net result€-4k-€-217k▼ 4,825%€85k€-12k€-2k▲ 84.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €30k
Equity
€7k ▼ 20.7%
Debt
€22k ▲ 0.6%
Debt's share of the balance-sheet total rises from 71.3% to 75.9%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.32▼
2024 · 1.40
Debt to equity
3.15▲
2024 · 2.48
ROE
-26.2%▲
2024 · -137.5%
ROA
-6.3%▲
2024 · -39.5%
Debt ≤ 1 year
€22k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet
Code20242025
Assets
Total assets20/58€31k€30k▼
Current assets29/58€31k€30k▼
Amounts receivable within one year40/41€559€801▲
Other amounts receivable41€559€801▲
Cash at bank and in hand54/58€31k€29k▼
Equity and liabilities
Total equity and liabilities10/49€31k€30k▼
Equity10/15€9k€7k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-10k€-11k▼
Amounts payable17/49€22k€22k▲
Amounts payable within one year42/48€22k€22k▲
Trade debts44-€126
Suppliers440/4-€126
Taxes, remuneration and social security45€741€741=
Taxes450/3€741€741=
Other amounts payable47/48€22k€22k=
Income statement
Code20242025
Other operating charges640/8€10k€592▼
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-12k€-2k▲
Financial charges65/66B€130€125▼
Recurring financial charges65€130€125▼
Profit (loss) for the period before taxes9903€-12k€-2k▲
Profit (loss) for the period9904€-12k€-2k▲
Profit (loss) for the period to be appropriated9905€-12k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-11k▼
Profit (loss) brought forward from the previous period14P€3k€-10k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-12
Financial
Back to profitnet €85k
Net result €85k after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 1.46
Current ratio from 0.41 to 1.46; short-term debt falls from €171k to €46k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-217k
Net result drops to €-217k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Highest result since 2018net €158k ▲1798%
Operating result €210k, net result €158k, both a record.
31-12
Financial
Liquidity times 10current ratio 10.49
Current ratio from 1.08 to 10.49; short-term debt falls from €40k to €33k.
Show earlier events
31-12
Financial
Equity above €150kEq €165k ▲2163%
2 profitable years in a row build equity to €165k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Chaussée 191430 RebecqGround area
937 m²
Building footprint
81 m²
2 parcels, Brussels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Delhaize Shop & Go
since 20222.330.823.985
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25088B0216/00M005 | Wallonia | 774 m² | 1 · 81 m² | - |
| 21362B0037/00X005 | Brussels | 163 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AJA FOOD SRL
BE 0783.248.373
Bastogne · Eq €7,116
LM International
BE 0745.726.694
Asse · Eq €7,165
MOBARAK
BE 0715.611.560
Sint-Joost-ten-Node · Eq €7,113
FOUR STAR
BE 0743.914.972
Anderlecht · Eq €7,107
EMIRIM
BE 0824.098.142
Waregem · Eq €7,185
Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 3,074 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:francis.vanclaire@gmail.com
Phone:+32497820380