Skip to content

Immoferm

Active
Public limited companyfounded 200124 yrs activeDries(DE) 52, 9450 Haaltert, BelgiumKBO/BCE: BE 0475.723.434
Summary

Immoferm has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €477,650 and a net result of -€9,687. Equity is growing by ~8.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days only on tighter terms
Liquidity ample (current ratio 40.3 against 4.84 in 2023; short-term debt: 2.2% and cash: 90.5% of total assets), and 2.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
97.6%
Return on assets
-2%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
120 d late
2023
131 d late
2022
288 d late
2021
331 d late
2020
19 d early
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 136 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Immoferm was incorporated on 27 September 2001.1 Total assets rose from EUR 402,758 in 2018 to EUR 489,627 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€477,650▼ 2.0%
2023 · €487,338
Total assets
€489,627▼ 18.8%
2023 · €603,187
Net result
-€9,687▲ 4.1%
2023 · -€10,104
Working capital
€432,381▼ 1.7%
2023 · €439,778
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€9,298▲ 167%€327,387▲ 3,421%-€8,997-€9,879▼ 9.8%-€9,169▲ 7.2%
Net result€8,414▲ 147%€217,829▲ 2,489%-€11,420-€10,104▲ 11.5%-€9,687▲ 4.1%
Equity€291,033▲ 3.0%€508,862▲ 74.8%€497,442▼ 2.2%€487,338▼ 2.0%€477,650▼ 2.0%
Total assets€413,642▲ 0.9%€740,595▲ 79.0%€611,222▼ 17.5%€603,187▼ 1.3%€489,627▼ 18.8%
Debt€122,610▼ 3.8%€231,734▲ 89.0%€113,780▼ 50.9%€115,849▲ 1.8%€11,976▼ 89.7%
Working capital-€25,437▲ 38.4%€460,121€447,046▼ 2.8%€439,778▼ 1.6%€432,381▼ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2020: €9,298€9,298Net result 2020: €8,414€8,414Operating result 2021: €327,387€327,387Net result 2021: €217,829€217,829Operating result 2022: -€8,997-€8,997Net result 2022: -€11,420-€11,420Operating result 2023: -€9,879-€9,879Net result 2023: -€10,104-€10,104Operating result 2024: -€9,169-€9,169Net result 2024: -€9,687-€9,68720202021202220232024-€15,000-€10,000-€5,000€0Operating result 2022: -€8,997-€9,000Net result 2022: -€11,420-€11,400Operating result 2023: -€9,879-€9,880Net result 2023: -€10,104-€10,100Operating result 2024: -€9,169-€9,170Net result 2024: -€9,687-€9,690202220232024
The operating result stays negative: a loss of €9,169 in 2024 against €9,879 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €489,627
Fixed assets €46,245 ▼ 5.1%
Current assets €443,382 ▼ 20.0%
Equity and liabilities €489,627
Equity €477,650 ▼ 2.0%
Debt €11,976 ▼ 89.7%
Debt's share of the balance-sheet total falls from 19.2% to 2.4%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
-€6,697▲
2023 · -€7,408
Cash flow
-€7,216▲
2023 · -€7,632
Current ratio
40.30▲
2023 · 4.84
Debt to equity
0.03▼
2023 · 0.24
ROE
-2.0%▲
2023 · -2.1%
ROA
-2.0%▼
2023 · -1.7%
Interest coverage
-8.02▲
2023 · -15.54
Debt ≤ 1 year
€11,001▼
2023 · €114,674
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,594 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,594 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€603,187€489,627▼
Fixed assets21/28€48,735€46,245▼
Tangible fixed assets22/27€48,716€46,245▼
Land and buildings22€48,716€46,245▼
Financial fixed assets28€19-
Current assets29/58€554,452€443,382▼
Cash at bank and in hand54/58€553,939€442,870▼
Deferred charges and accrued income490/1€513€512▼
Equity and liabilities
Total equity and liabilities10/49€603,187€489,627▼
Equity10/15€487,338€477,650▼
Contributions10/11€230,000€230,000=
Capital10€230,000€230,000=
Issued capital100€230,000€230,000=
Reserves13€249,242€249,242=
Non-distributable reserves130/1€23,000€23,000=
Legal reserve130€23,000€23,000=
Distributable reserves133€226,242€226,242=
Profit (loss) carried forward14€8,095-€1,592▼
Amounts payable17/49€115,849€11,976▼
Amounts payable within one year42/48€114,674€11,001▼
Trade debts44€3,149€2,650▼
Suppliers440/4€3,149€2,650▼
Taxes, remuneration and social security45€104,538-
Taxes450/3€104,538-
Other amounts payable47/48€6,987€8,351▲
Accrued charges and deferred income492/3€1,175€976▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,472€2,472=
Other operating charges640/8€2,458€2,417▼
Gross operating margin9900-€4,949-€4,281▲
Operating profit (loss)9901-€9,879-€9,169▲
Financial income75/76B€252€316▲
Recurring financial income75€252€316▲
Financial charges65/66B€477€835▲
Recurring financial charges65€477€835▲
Profit (loss) for the period before taxes9903-€10,104-€9,687▲
Profit (loss) for the period9904-€10,104-€9,687▲
Profit (loss) for the period to be appropriated9905-€10,104-€9,687▲
Appropriation of the result
Profit (loss) to be appropriated9906€8,095-€1,592▼
Profit (loss) brought forward from the previous period14P€18,199€8,095▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€336,115----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,517€2,866€2,472€2,472€2,472=
Other operating charges640/8-€4,219€2,016€2,458€2,417▼ 1.7%
Gross operating margin9900€26,177€334,473-€4,509-€4,949-€4,281▲ 13.5%
Operating profit (loss)9901€9,298€327,387-€8,997-€9,879-€9,169▲ 7.2%
Financial income75/76B---€252€316▲ 25.5%
Recurring financial income75€0--€252€316▲ 25.5%
Financial charges65/66B-€5,021€2,423€477€835▲ 75.1%
Recurring financial charges65€44€5,021€1,131€477€835▲ 75.1%
Non-recurring financial charges66B--€1,292---
Profit (loss) for the period before taxes9903€9,255€322,366-€11,420-€10,104-€9,687▲ 4.1%
Income taxes67/77€841€104,538----
Profit (loss) for the period9904€8,414€217,829-€11,420-€10,104-€9,687▲ 4.1%
Profit (loss) for the period to be appropriated9905€8,414€217,829-€11,420-€10,104-€9,687▲ 4.1%
Line20202021202220232024Change
Assets
Total assets20/58€413,642€740,595€611,222€603,187€489,627▼ 18.8%
Fixed assets21/28€316,580€53,678€51,206€48,735€46,245▼ 5.1%
Tangible fixed assets22/27€316,562€53,659€51,188€48,716€46,245▼ 5.1%
Land and buildings22-€53,659€51,188€48,716€46,245▼ 5.1%
Financial fixed assets28€19€19€19€19--
Current assets29/58€97,062€686,917€560,015€554,452€443,382▼ 20.0%
Cash at bank and in hand54/58€96,442€685,625€560,015€553,939€442,870▼ 20.1%
Deferred charges and accrued income490/1-€1,292-€513€512▼ 0.1%
Equity and liabilities
Total equity and liabilities10/49€413,642€740,595€611,222€603,187€489,627▼ 18.8%
Equity10/15€291,033€508,862€497,442€487,338€477,650▼ 2.0%
Contributions10/11€230,000€230,000€230,000€230,000€230,000=
Capital10-€230,000€230,000€230,000€230,000=
Issued capital100-€230,000€230,000€230,000€230,000=
Reserves13€31,414€249,242€249,242€249,242€249,242=
Non-distributable reserves130/1-€23,000€23,000€23,000€23,000=
Legal reserve130-€23,000€23,000€23,000€23,000=
Distributable reserves133-€226,242€226,242€226,242€226,242=
Profit (loss) carried forward14€29,619€29,619€18,199€8,095-€1,592▼ 120%
Amounts payable17/49€122,610€231,734€113,780€115,849€11,976▼ 89.7%
Amounts payable within one year42/48€122,499€226,796€112,970€114,674€11,001▼ 90.4%
Trade debts44€28€30€2,622€3,149€2,650▼ 15.8%
Suppliers440/4-€30€2,622€3,149€2,650▼ 15.8%
Taxes, remuneration and social security45-€105,379€104,538€104,538--
Taxes450/3-€105,379€104,538€104,538--
Other amounts payable47/48-€121,387€5,810€6,987€8,351▲ 19.5%
Accrued charges and deferred income492/3-€4,938€811€1,175€976▼ 17.0%
Line20202021202220232024Change
Profit (loss) for the period9904€8,414€217,829-€11,420-€10,104-€9,687▲ 4.1%
+ Depreciation and write-downs630€12,517€2,866€2,472€2,472€2,472=
Operating cash flow (approximation)€20,930€220,695-€8,948-€7,632-€7,216▲ 5.5%
Investment in fixed assets (approximation)-€260,036€0€0€19-
Change in cash-€589,183-€125,610-€6,076-€111,069▼ 1,728%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
28-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial Liquidity times 8current ratio 40.30
Current ratio from 4.84 to 40.30; short-term debt falls from €114,674 to €11,001.
09-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
14-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 288 days late
2023
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 331 days late
2022
31-12
Financial Weakest financial yearnet -€11,420
Net result drops to -€11,420, the lowest in the series; recovery starts the following year.
2021
31-12
Financial Highest result since 2018net €217,829 ▲2,489%
Operating result €327,387, net result €217,829, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 3.03
Current ratio from 0.79 to 3.03.
31-12
Financial Equity above €500,000Eq €508,862 ▲74.8%
4 profitable years in a row build equity to €508,862.
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
Show earlier events
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-12
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 151 days late
2016
29-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
5,341 m²
Building footprint
392 m²
Volume, LiDAR
2,225 m³
Parcel 41010C0927/00C000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE BIE-VAN DINGENEN INVEST
Dries(DE) 52, 9450 HaaltertNACE 70201
since 20042.139.528.406
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41010C0927/00C000 Flanders 5,341 m² 1 · 392 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded27-09-2001
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.