ImmoEko
ActiveSummary
ImmoEko has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,049 and a net result of €38,372. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+9
Solvency39▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.08 in 2024; short-term debt: 79% and cash: 34.8% of total assets), and 86.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
11.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
107 d early
2024
12 d late
2023
33 d early
2022
26 d early
2021
31 d late
2020
52 d early
2019
35 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€45,049▼ 16.9%
2024 · €54,239
Total assets
€323,026▼ 45.1%
2024 · €588,503
Net result
€38,372▼ 31.8%
2024 · €56,257
Working capital
€52,378▲ 22.5%
2024 · €42,774
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,152▼ 46.5%€183,917▲ 1,414%€73,363▼ 60.1%€107,551▲ 46.6%€60,162▼ 44.1%
Net result€3,806▼ 78.7%€118,849▲ 3,022%€36,988▼ 68.9%€56,257▲ 52.1%€38,372▼ 31.8%
Equity€31,716▲ 13.6%€150,565▲ 375%€156,553▲ 4.0%€54,239▼ 65.4%€45,049▼ 16.9%
Total assets€218,392▲ 206%€515,282▲ 136%€691,275▲ 34.2%€588,503▼ 14.9%€323,026▼ 45.1%
Debt€186,676▲ 330%€364,718▲ 95.4%€534,723▲ 46.6%€534,264▼ 0.1%€277,977▼ 48.0%
Working capital€27,755▲ 17.0%€201,632▲ 626%€204,169▲ 1.3%€42,774▼ 79.0%€52,378▲ 22.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €323,026
Fixed assets
€15,528 ▲ 35.4%
Current assets
€307,498 ▼ 46.7%
Equity and liabilities €323,026
Equity
€45,049 ▼ 16.9%
Debt
€277,977 ▼ 48.0%
Debt's share of the balance-sheet total falls from 90.8% to 86.1%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.21▲
2024 · 1.08
Quick ratio
1.05▲
2024 · 0.50
Debt to equity
6.17▼
2024 · 9.85
ROE
85.2%▼
2024 · 103.7%
ROA
11.9%▲
2024 · 9.6%
Debt ≤ 1 year
€255,120▼
2024 · €534,264
Debt > 1 year
€22,457
Income taxes
€13,780▼
2024 · €19,435
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,254 | €2,027 | €1,675 | €258 | - | - |
| Other operating charges640/8 | €448 | €348 | €1,529 | €387 | €17,508 | ▲ 4,420% |
| Non-recurring operating charges66A | - | - | - | - | €19,276 | - |
| Gross operating margin9900 | €14,853 | €186,292 | €76,567 | €108,196 | €96,946 | ▼ 10.4% |
| Operating profit (loss)9901 | €12,152 | €183,917 | €73,363 | €107,551 | €60,162 | ▼ 44.1% |
| Financial income75/76B | €0 | €119 | €320 | €1,555 | €0 | ▼ 100.0% |
| Recurring financial income75 | €0 | €119 | €320 | €1,555 | €0 | ▼ 100.0% |
| Financial charges65/66B | €7,258 | €17,847 | €22,755 | €33,413 | €8,010 | ▼ 76.0% |
| Recurring financial charges65 | €7,258 | €17,847 | €22,755 | €33,413 | €8,010 | ▼ 76.0% |
| Profit (loss) for the period before taxes9903 | €4,894 | €166,190 | €50,928 | €75,693 | €52,151 | ▼ 31.1% |
| Income taxes67/77 | €1,088 | €47,341 | €13,939 | €19,435 | €13,780 | ▼ 29.1% |
| Profit (loss) for the period9904 | €3,806 | €118,849 | €36,988 | €56,257 | €38,372 | ▼ 31.8% |
| Profit (loss) for the period to be appropriated9905 | €3,806 | €118,849 | €36,988 | €56,257 | €38,372 | ▼ 31.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €218,392 | €515,282 | €691,275 | €588,503 | €323,026 | ▼ 45.1% |
| Fixed assets21/28 | €3,961 | €3,023 | €6,473 | €11,465 | €15,528 | ▲ 35.4% |
| Intangible fixed assets21 | €2,436 | €1,191 | - | - | - | - |
| Tangible fixed assets22/27 | €1,525 | €743 | €258 | - | - | - |
| Furniture and vehicles24 | €1,525 | €743 | €258 | - | - | - |
| Financial fixed assets28 | - | €1,089 | €6,215 | €11,465 | €15,528 | ▲ 35.4% |
| Current assets29/58 | €214,431 | €512,260 | €684,802 | €577,038 | €307,498 | ▼ 46.7% |
| Stocks and contracts in progress3 | €71,678 | €284,616 | €502,022 | €309,717 | €39,444 | ▼ 87.3% |
| Contracts in progress37 | €71,678 | €284,616 | €502,022 | €309,717 | €39,444 | ▼ 87.3% |
| Amounts receivable within one year40/41 | €96,335 | €125,321 | €61,548 | €85,061 | €136,451 | ▲ 60.4% |
| Trade receivables40 | €96,293 | €125,223 | €61,541 | €84,682 | €136,451 | ▲ 61.1% |
| Other amounts receivable41 | €42 | €97 | €7 | €378 | - | - |
| Cash at bank and in hand54/58 | €34,130 | €77,075 | €97,992 | €159,287 | €112,473 | ▼ 29.4% |
| Deferred charges and accrued income490/1 | €12,290 | €25,248 | €23,240 | €22,974 | €19,131 | ▼ 16.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €218,392 | €515,282 | €691,275 | €588,503 | €323,026 | ▼ 45.1% |
| Equity10/15 | €31,716 | €150,565 | €156,553 | €54,239 | €45,049 | ▼ 16.9% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | - | €80,000 | €80,000 | - | €35,000 | - |
| Distributable reserves133 | - | €80,000 | €80,000 | - | €35,000 | - |
| Profit (loss) carried forward14 | €21,716 | €60,565 | €66,553 | €44,239 | €49 | ▼ 99.9% |
| Amounts payable17/49 | €186,676 | €364,718 | €534,723 | €534,264 | €277,977 | ▼ 48.0% |
| Amounts payable after more than one year17 | - | €54,090 | €54,090 | - | €22,457 | - |
| Financial debts170/4 | - | €54,090 | €54,090 | - | €22,457 | - |
| Amounts payable within one year42/48 | €186,676 | €310,628 | €480,633 | €534,264 | €255,120 | ▼ 52.2% |
| Current portion of amounts payable after more than one year42 | €1,202 | €487 | - | - | €12,012 | - |
| Financial debts43 | €75,611 | €40,802 | €301,025 | €205,064 | - | - |
| Credit institutions430/8 | €75,611 | €40,802 | €301,025 | €205,064 | - | - |
| Trade debts44 | €59,878 | €140,274 | €46,163 | €121,393 | €144,050 | ▲ 18.7% |
| Suppliers440/4 | €59,878 | €140,274 | €46,163 | €121,393 | €144,050 | ▲ 18.7% |
| Taxes, remuneration and social security45 | €49,984 | €129,066 | €120,752 | €207,808 | €84,567 | ▼ 59.3% |
| Taxes450/3 | €49,984 | €129,066 | €120,752 | €207,808 | €84,567 | ▼ 59.3% |
| Other amounts payable47/48 | - | - | €12,692 | - | €14,490 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €400 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,806 | €118,849 | €36,988 | €56,257 | €38,372 | ▼ 31.8% |
| + Depreciation and write-downs630 | €2,254 | €2,027 | €1,675 | €258 | - | - |
| Operating cash flow (approximation) | €6,060 | €120,875 | €38,664 | €56,516 | €38,372 | ▼ 32.1% |
| Investment in fixed assets (approximation) | - | -€1,089 | -€5,126 | -€5,250 | -€4,063 | ▲ 22.6% |
| Change in cash | - | €42,946 | €20,916 | €61,295 | -€46,814 | ▼ 176% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €118,849 ▲3,022%
Operating result €183,917, net result €118,849, both a record.
31-12
Financial
Equity above €150,000Eq €150,565 ▲375%
4 profitable years in a row build equity to €150,565.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Durbuy · 1 establishment unit since 2018
Ground area
340 m²
Building footprint
221 m²
Parcel 83016B0660/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ImmoEko
since 20182.276.919.404
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83016B0660/00X000 | Wallonia | 340 m² | 1 · 221 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
10 categoriesImmoEko SRL41416
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,384. 3,201 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0697584705
Also
9925:BE0697584705
Registered
22-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.