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IMMODUNI

Active
Private limited companyfounded 199729 yrs activeAvenue de la Chasse Royale (H.) 38, 7022 Mons, BelgiumKBO/BCE: BE 0460.474.044
Summary

IMMODUNI has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,398) and a net result of -€13,081. Equity is shrinking by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability25▲+1
Solvency25▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.03 in 2024; short-term debt: 39.7% and cash: 1.3% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-0.4%
Return on assets
-4.1%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€1,398
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
38 d early
2023
55 d early
2022
7 d early
2021
7 d early
2020
11 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMODUNI was incorporated on 14 April 1997.1 Total assets rose from EUR 100,981 in 2019 to EUR 319,415 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€26,565
EBIT margin
-1.9%
Net result
-€13,081▼ 50.1%
2024 · -€8,717
Working capital
-€121,306▼ 9.1%
2024 · -€111,164
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result-€3,591▼ 643%€624€3,461▲ 455%-€5,332-€4,180▲ 21.6%
Net result-€5,174▼ 108%-€556▲ 89.2%€2,642-€8,717-€13,081▼ 50.1%
EBIT margin
Equity€18,315▼ 22.0%€17,758▼ 3.0%€20,401▲ 14.9%€11,684▼ 42.7%-€1,398
Total assets€87,230▼ 4.4%€78,834▼ 9.6%€71,339▼ 9.5%€317,485▲ 345%€319,415▲ 0.6%
Debt€68,915▲ 1.7%€61,076▼ 11.4%€50,938▼ 16.6%€305,801▲ 500%€320,813▲ 4.9%
Working capital-€42,230▼ 35.5%-€40,479▲ 4.1%-€36,735▲ 9.2%-€111,164▼ 203%-€121,306▼ 9.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2024 Total assets +345% on 2023. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2021: -€3,591-€3,591Net result 2021: -€5,174-€5,174Operating result 2022: €624€624Net result 2022: -€556-€556Operating result 2023: €3,461€3,461Net result 2023: €2,642€2,642Operating result 2024: -€5,332-€5,332Net result 2024: -€8,717-€8,717Operating result 2025: -€4,180-€4,180Net result 2025: -€13,081-€13,08120212022202320242025-€15,000-€10,000-€5,000€0€5,000Operating result 2023: €3,461€3,460Net result 2023: €2,642€2,640Operating result 2024: -€5,332-€5,330Net result 2024: -€8,717-€8,720Operating result 2025: -€4,180-€4,180Net result 2025: -€13,081-€13,100202320242025
The operating result stays negative: a loss of €4,180 in 2025 against €5,332 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319,415
Fixed assets €314,035 =
Current assets €5,381 ▲ 49.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€11,633▲
2024 · €3,377
Cash flow
€2,732▲
2024 · -€9
Solvency
-0.4%▼
2024 · 3.7%
Current ratio
0.04▲
2024 · 0.03
ROA
-4.1%▼
2024 · -2.7%
Interest coverage
1.31▲
2024 · 1.00
Debt ≤ 1 year
€126,686▲
2024 · €114,757
Debt > 1 year
€193,110▲
2024 · €190,214
Staff costs
€603▼
2024 · €2,364
A ratio outside any meaningful range has been withheld (balance sheet total €319,415, equity -€1,398).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,798 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
1.9% went bankrupt
6.0% stopped otherwise
90% still going

A further 2.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€317,485€319,415▲
Fixed assets21/28€313,892€314,035=
Tangible fixed assets22/27€313,712€313,855=
Land and buildings22€277,341€266,884▼
Plant, machinery and equipment23€36,371€46,971▲
Financial fixed assets28€180€180=
Current assets29/58€3,593€5,381▲
Amounts receivable within one year40/41€42€0▼
Trade receivables40€42€0▼
Cash at bank and in hand54/58€2,888€4,114▲
Deferred charges and accrued income490/1€662€1,266▲
Equity and liabilities
Total equity and liabilities10/49€317,485€319,415▲
Equity10/15€11,684-€1,398▼
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14-€8,776-€21,858▼
Amounts payable17/49€305,801€320,813▲
Amounts payable after more than one year17€190,214€193,110▲
Financial debts170/4€189,634€193,110▲
Other amounts payable178/9€580€0▼
Amounts payable within one year42/48€114,757€126,686▲
Current portion of amounts payable after more than one year42€9,323€13,458▲
Financial debts43-€281
Credit institutions430/8-€281
Trade debts44-€81
Suppliers440/4-€81
Taxes, remuneration and social security45€143€53▼
Taxes450/3€143€53▼
Other amounts payable47/48€105,291€112,813▲
Accrued charges and deferred income492/3€830€1,016▲
Income statement Code20242025
Remuneration, social security and pensions62€2,364€603▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,708€15,813▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5,160€0▼
Other operating charges640/8€4,068€3,404▼
Gross operating margin9900€14,968€15,640▲
Operating profit (loss)9901-€5,332-€4,180▲
Financial charges65/66B€3,385€8,901▲
Recurring financial charges65€3,385€8,901▲
Profit (loss) for the period before taxes9903-€8,717-€13,081▼
Profit (loss) for the period9904-€8,717-€13,081▼
Profit (loss) for the period to be appropriated9905-€8,717-€13,081▼
Appropriation of the result
Profit (loss) to be appropriated9906-€8,776-€21,858▼
Profit (loss) brought forward from the previous period14P-€59-€8,776▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€2,272€1,750€2,364€603▼ 74.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,373€10,925€6,268€8,708€15,813▲ 81.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€5,160€0▼ 100%
Other operating charges640/8-€5,328€3,410€4,068€3,404▼ 16.3%
Gross operating margin9900€11,064€19,149€14,890€14,968€15,640▲ 4.5%
Operating profit (loss)9901-€3,591€624€3,461-€5,332-€4,180▲ 21.6%
Financial charges65/66B-€1,180€819€3,385€8,901▲ 163%
Recurring financial charges65€1,583€1,180€819€3,385€8,901▲ 163%
Profit (loss) for the period before taxes9903-€5,174-€556€2,642-€8,717-€13,081▼ 50.1%
Profit (loss) for the period9904-€5,174-€556€2,642-€8,717-€13,081▼ 50.1%
Profit (loss) for the period to be appropriated9905-€5,174-€556€2,642-€8,717-€13,081▼ 50.1%
Line20212022202320242025Change
Assets
Total assets20/58€87,230€78,834€71,339€317,485€319,415▲ 0.6%
Fixed assets21/28€80,618€69,693€63,425€313,892€314,035=
Tangible fixed assets22/27€80,438€69,513€63,245€313,712€313,855=
Land and buildings22-€59,135€54,716€277,341€266,884▼ 3.8%
Plant, machinery and equipment23-€10,378€8,530€36,371€46,971▲ 29.1%
Financial fixed assets28€180€180€180€180€180=
Current assets29/58€6,611€9,141€7,913€3,593€5,381▲ 49.8%
Amounts receivable within one year40/41---€42€0▼ 100%
Trade receivables40---€42€0▼ 100%
Cash at bank and in hand54/58€2,579€8,265€6,907€2,888€4,114▲ 42.5%
Deferred charges and accrued income490/1-€876€1,006€662€1,266▲ 91.2%
Equity and liabilities
Total equity and liabilities10/49€87,230€78,834€71,339€317,485€319,415▲ 0.6%
Equity10/15€18,315€17,758€20,401€11,684-€1,398▼ 112%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€0--
Reserves not available under the articles1311-€1,860€1,860€0--
Distributable reserves133---€1,860€1,860=
Profit (loss) carried forward14-€2,145-€2,702-€59-€8,776-€21,858▼ 149%
Amounts payable17/49€68,915€61,076€50,938€305,801€320,813▲ 4.9%
Amounts payable after more than one year17€20,074€11,456€5,559€190,214€193,110▲ 1.5%
Financial debts170/4-€9,796€5,559€189,634€193,110▲ 1.8%
Other amounts payable178/9-€1,660-€580€0▼ 100%
Amounts payable within one year42/48€48,841€49,620€44,649€114,757€126,686▲ 10.4%
Current portion of amounts payable after more than one year42-€8,617€4,237€9,323€13,458▲ 44.4%
Financial debts43----€281-
Credit institutions430/8----€281-
Trade debts44€982€760--€81-
Suppliers440/4-€760--€81-
Taxes, remuneration and social security45-€570€61€143€53▼ 63.3%
Taxes450/3-€96€61€143€53▼ 63.3%
Remuneration and social security454/9-€474----
Other amounts payable47/48-€39,671€40,351€105,291€112,813▲ 7.1%
Accrued charges and deferred income492/3--€730€830€1,016▲ 22.4%
Line20212022202320242025Change
Profit (loss) for the period9904-€5,174-€556€2,642-€8,717-€13,081▼ 50.1%
+ Depreciation and write-downs630€10,373€10,925€6,268€8,708€15,813▲ 81.6%
Operating cash flow (approximation)€5,199€10,369€8,910-€9€2,732▲ 32,165%
Investment in fixed assets (approximation)-€0€0-€259,176-€15,956▲ 93.8%
Change in cash-€5,686-€1,358-€4,020€1,227▲ 131%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
18-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Weakest financial yearnet -€13,081
Net result drops to -€13,081, the lowest in the series.
2024
24-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
07-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Back to profitnet €2,642
Net result €2,642 after 4 loss-making years.
24-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
24-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
20-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
17-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
05-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
2,129 m²
Building footprint
130 m²
Parcel 53042B0087/00B019, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMODUNI
Avenue de la Chasse Royale (H.) 38., 7022 MonsReal estate activities
since 20192.290.687.761
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53042B0087/00B019 Wallonia 2,129 m² 1 · 130 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 1,683 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-04-1997
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail patricia.nisol@hotmail.com
Phone 065352791
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.