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Immodicoco

Active Private limited companyfounded 2017active for 9 yearsAarschotsebaan 95, 2590 BerlaarKBO/BCE: BE 0674.419.620
Immodicoco
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Overview

Lifetime

8 annual accounts with figures on one time axis
peak €71,485 (2024)
€67,553▼ 5.5%
lowest -€4,762 (2018)
€16,069▼ 19.2%
peak €96,944 (2025)
€96,944▲ 19.9%
€394,165▼ 10.1%
Board4 names since 2019
3 directorsJulie Cools and 2 others
Documentsfilings and deeds
15-10-202676 days late
2025micro format
Equity from €80,875 to €96,944

Key points

from the 2025 annual accounts

Turnover

≈ €200,000 estimated

The micro format states no turnover.

Debts

€394,165 80% of the balance sheet
Financial debts 85%Suppliers 0%Taxes and wages 2%Other 12%

Of this, €57,935 falls due within a year.

Filings

8 annual accounts 76 days
AprilJune31 JulyOctober20202025

Latest accounts filed late: after the legal deadline.

Checked score

83
Excellent
Financially stronger than 51% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.5%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value

Financial strength
Average

45+4equity 19.7% of total assets
54=short-term debt 11.8% · cash 3.7%
73-1return on assets 3.3%

Score breakdown

raises risk
Last filed accounts filed 76 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.44, cash €18,293
lowers risk
Size: total assets €491,109
No main activity registered
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 28% of them on solvency, 48% on liquidity, 54% on profitability and 76% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,372 companies had the same profile as Immodicoco has now. Each dot stands for 6 companies, two years later.

96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Immodicoco itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,372 companies, not a prediction for Immodicoco. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.44 (0.36 in 2024), below 1. Short-term debt is 11.8% and cash 3.7% of total assets. 80.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €491,109
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 76 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · No main activity registered
KBO
raises risk · Liquidity: current ratio 0.44, cash €18,293
NBB · annual accounts
raises risk · 2025 accounts filed 76 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
76 days late
2024
3 days early
2023
20 days late
2022
122 days early
2021
23 days late
2020
31 days late
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 1 day before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 55 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MC
Marie Coenen
Director
BP
Beckers Paul
Director
JC
Julie Cools
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0674419620
Resignation: Dickens Charlotte (director) Appointment: Beckers Paul (director) · General meeting of 17-01-2023 · Gazette deed
Company renamed from Immodico to Immodicoco Capital increase of €25,000 to €43,600 · Capital from €18,600 to €43,600, 50 new shares · Reappointments: Julie Cools (director) and Charlotte Dickens (director) · General meeting of 11-09-2019 · Gazette deed
Incorporation published on 13-04-2017 · Gazette deed
All 16 events

Official details

Source: KBO
Status
Active since 11-04-2017Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.264.411.4512590 Berlaar, since 11-04-2017
Financial year end
31 December
Peppol
Reachable since 14-01-2026
Company details

Annual accounts 2025

€67,553▼ 5.5%
€16,069▼ 19.2%
€96,944▲ 19.9%
€491,109▼ 5.5%
Filing
Filed on 15-10-2026
Financials

Insights on Immodicoco

Immodicoco files the micro format. That format states no turnover. The gross margin rose from €15,100 in 2018 to €67,553 in 2025.

The balance sheet grew most in 2019 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 15-10-2026, 76 days late
€67,553
▼ 5.5%
€30,247
▼ 10.7%
€16,069
▼ 19.2%
-€32,520
▲ €2,138
19.7%
▲ 4.2 percentage points
0.44
▲ 0.07

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €200,000. Estimated: probably between €130,000 and €350,000.

Balance sheet

balance sheet total €491,109 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018
Balance sheet: assets
20/58 491,109519,547547,085567,858607,632663,226663,290232,546
20 ---3501,0101,8502,6893,529
21/28 465,694499,697533,700564,116597,775630,307638,134216,256
22/27 465,694499,697533,700564,116597,775630,307638,134216,256
22 327,971338,526349,081359,636370,191380,746388,823-
23 137,723161,171184,619204,480227,584249,562249,312216,256
29/58 25,41519,85113,3863,3928,84831,06922,46612,761
40/41 6,76649610,694-10013,65213,652-
40 4,3474963,619-10013,65213,652-
41 2,419-7,074-----
54/58 18,29319,0162,3683,3928,74816,6678,81412,761
490/1 356339324--750--
Balance sheet: equity and liabilities
10/49 491,109519,547547,085567,858607,632663,226663,290232,546
10/15 96,94480,87560,98745,84245,46448,89139,78613,838
10/11 43,60043,60043,60043,60043,60043,600-18,600
100 -------18,600
11 ------43,600-
1100/10 ------43,600-
13 53,34437,27517,3872,2421,8645,291--
133 53,34437,27517,3872,2421,8645,291--
14 -------3,814-4,762
17/49 394,165438,672486,099522,016562,169614,335623,504218,708
17 336,229384,163431,814467,260509,738551,630537,562105,400
170/4 336,229384,163431,814467,260509,738551,630537,562105,400
42/48 57,93554,50954,28454,75752,43162,70585,942113,308
42 47,91447,65146,86742,47841,89241,31533,83712,384
43 -------100,000
430/8 -------100,000
44 1,7743785,8652,51981711,66920,106924
440/4 1,7743785,8652,51981711,66920,106924
45 8,0416,4801,55238----
450/3 8,0416,4801,55238----
47/48 206--9,7229,7229,72232,000-
Income statement
9900 67,55371,48560,70244,50342,63452,28539,58815,100
630 34,00334,00334,21134,31833,37232,43630,28915,614
640/8 3,3033,6292,3312,2092,0792,0253,81796
9901 30,24733,85324,1607,9767,18217,8245,481-611
75/76B 0-290----
75 0-290----
65/66B 6,1376,9997,5037,65010,6108,7194,5344,151
65 6,1376,9997,5037,65010,6108,7194,5344,151
9903 24,11026,85416,659416-3,4279,106948-4,762
67/77 8,0416,9661,51538----
9904 16,06919,88815,145378-3,4279,106948-4,762
9905 16,06919,88815,145378-3,4279,106948-4,762
Appropriation of the result
9906 16,06919,88815,145378-3,4275,291-3,814-4,762
791/2 ----3,427---
691/2 16,06919,88815,145378-5,291--
6921 16,06919,88815,145378-5,291--
Document PDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 15-10-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 76 days after the deadline. Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00565170.

Financial year Type Filed Reference Document
31-12-2025 micro format 15-10-2026 2026-00565170 PDF
31-12-2024 micro format 28-07-2025 2025-00317966 PDF
31-12-2023 micro format 20-08-2024 2024-00363495 PDF
31-12-2022 micro format 31-03-2023 2023-00050759 PDF
31-12-2021 micro format 23-08-2022 2022-20313560 PDF
31-12-2020 micro format 31-08-2021 2021-64500054 PDF
31-12-2019 micro format 29-06-2020 2020-22200465 PDF
31-12-2018 micro format 30-07-2019 2019-40400568 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018
64,25067,85658,37242,29440,55550,26035,77115,004
50,07253,89149,35634,69729,94541,54131,23710,852
003,44566084023,769451,328231,201
-72416,648-1,024-5,356-7,9197,853-3,948-
-32,520-34,659-40,899-51,364-43,583-31,636-63,477-100,547
19.7%15.6%11.1%8.1%7.5%7.4%6.0%6.0%
0.440.360.250.060.170.500.260.11
4.075.427.9711.3912.3712.5715.6715.80
16.6%24.6%24.8%0.8%-7.5%18.6%2.4%-34.4%
3.3%3.8%2.8%0.1%-0.6%1.4%0.1%-2.0%
10.479.697.785.533.82---

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€3,445--
€34,003€34,003€34,211€34,318€33,372

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Immodicoco

The operating result for 2025 is 11% lower than in 2024.

Debt's share of the balance-sheet total falls from 84.4% to 80.3%. Equity is higher and debt is lower.

Board & ownership

Board

3 directors, last change in 2022
Marie Coenen
Director (not named in the articles)
appointed by deed of 17-09-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 15-10-2026
Beckers Paul
Director
appointed by deed of 17-04-2023
listed in the 2025 annual accounts, filed on 15-10-2026
Julie Cools
Director (not named in the articles)
in office according to the deed of 17-09-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 15-10-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“(art. 12) Interne bevoegdheid Intern kan een bestuurder alle handelingen verrichten die nodig of dienstig zijn tot verwezenlijking van het…”
deed of 17-09-2019

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today
Julie Cools
Director (not named in the articles)
Marie Coenen
Director (not named in the articles)
Beckers Paul
Director
Dickens Charlotte
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • Julie Cools
    • Director (not named in the articles), from 11-09-2019 to date
  • Marie Coenen
    • Director (not named in the articles), from 11-09-2019 to date
  • Beckers Paul
    • Director, appointed by deed of 17-04-2023, still in office
  • Dickens Charlotte
    • Director (not named in the articles), from before 17-09-2019 to 05-12-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€43,600
Source
2025 annual accounts

Articles of association

deed of 17-09-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00

Network & group

No group

Immodicoco has no parent and no holdings in its annual accounts. Immodicoco shares no director with another company.

At the same address

Aarschotsebaan 95, 2590 Berlaar · 4 other companies
Docdico
registered office since 04-09-2017 · founded in 2017
 total assets €891,034 (2025)
0680.669.190
Dr. Marie Coenen
registered office since 01-04-2013 · founded in 2013
 total assets €872,732 (2025)
0521.788.338
Dr. Paul Beckers
establishment since 09-05-2023 · founded in 2023 · accounts filed late
 total assets €35,120 (2024)
0801.587.313
Feitelijke vereniging ATLAS
registered office since 01-01-2020
 founded in 2020
0740.706.945

Timeline

Timeline

16 events since 2017

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 76 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0674419620
2025
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
2024
Highest result from 2018 to 2025 net €19,888 ▲31.3% The operating result of €33,853 and the net result of €19,888 are both a record.
Annual accounts 2023 filed PDFmicro format · 20 days late
2023
Resignation: Dickens Charlotte (director)Appointment: Beckers Paul (director) · General meeting of 17-01-20233 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 122 days before the deadline
2022
Back to profit net €378 The net result is €378, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 23 days late
2021
Annual accounts 2020 filed PDFmicro format · 31 days late
2020
Annual accounts 2019 filed PDFmicro format · 32 days before the deadline
2019
Back to profit net €948 The net result is €948, after one loss-making year.
Company renamed from Immodico to ImmodicocoCapital increase of €25,000 to €43,600 · Capital from €18,600 to €43,600, 50 new shares · Reappointments: Julie Cools (director) and Charlotte Dickens (director) · General meeting of 11-09-20199 points ▸
  • General meeting, 11-09-2019
  • Capital increase, €25,000
  • Capital, €43,600, 150 shares
  • Name change, Immodicoco
  • Legal-form conversion, from private limited company (pre-2019) to private limited company
  • Director reappointment, Julie Cools (director (not named in the articles))
  • Director reappointment, Charlotte Dickens (director (not named in the articles))
  • Director appointment, Marie Coenen (director (not named in the articles))
  • Registered office clause, Aarschotsebaan 95, 2590 Berlaar
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2018 filed PDFmicro format · 1 day before the deadline
2017
Incorporation PDFpublished on 13-04-2017
First establishment Immodico, Aarschotsebaan 95, Berlaar

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Immodicoco was incorporated on 11 April 2017.1 The name was changed to Immodicoco in 2019.2 Total assets rose from €232,546 in 2018 to €491,109 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-09-2019
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0674.419.620
VAT number
BE 0674.419.620
Peppol ID
0208:0674419620
Other Peppol ID
9925:BE0674419620
Legal form
Private limited company
Status
Active, normal situation
Founded
11-04-2017
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
deed of 17-09-2019 (in Dutch)
Peppol
Reachable since 14-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Immodicoco in Dutch
Former name
Immodico until 11-09-2019 · deed of 17-09-2019
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-09-2019 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 17-09-2019 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Immodico registered office Aarschotsebaan 95, 2590 Berlaar 64210 Activities of holding companies 11-04-2017 2.264.411.451

Buildings and parcels at the address

Ground area
1,508 m²
Buildings
690 m²
Volume, LiDAR
4,713 m³
Tallest building
28.5 m
Buildings to scale, each on its own parcel
690 m², 28.5 m 690 m², 28.5 m

Location

registered office establishment The establishment unit on the map
5 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
12002C0887/00X0101,508 m² 1 · 690 m² 28.5 m · 2

Contact

E-mail coolsjulie@gmail.com

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