IMMODEY
ActiveIMMODEY has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €663k and a net result of €-99k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-21
Solvency44▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.55 in 2024; short-term debt: 15.1% and cash: 1% of total assets), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
16 d late
2022
3 d early
2021
2 d late
2020
on the day
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€663k▼ 13.0%
2024 · €763k
2018: €326k
2019: €376k
2020: €688k
2021: €701k
2022: €747k
2023: €703k
2024: €763k
2018 → 2025
Total assets
€3.42M▼ 2.0%
2024 · €3.49M
2018: €5.03M
2019: €4.60M
2020: €3.96M
2021: €4.14M
2022: €3.76M
2023: €3.85M
2024: €3.49M
2018 → 2025
Net result
€-99k
2024 · €59k
2018: €-6k
2019: €51k
2020: €312k
2021: €12k
2022: €46k
2023: €-44k
2024: €59k
2018 → 2025
Working capital
€-278k▼ 52.4%
2024 · €-182k
2018: €-3.29M
2019: €-2.85M
2020: €-675k
2021: €-1.05M
2022: €-437k
2023: €-471k
2024: €-182k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€701k-€747k▲ 6.6%€703k▼ 5.9%€763k▲ 8.4%€663k▼ 13.0%
Operating result€83k-€69k▼ 16.7%€45k▼ 35.3%€138k▲ 209%€-3k
Net result€12k-€46k▲ 277%€-44k€59k€-99k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €138k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.42M
Fixed assets
€3.18M▼ 2.6%
Current assets
€239k▲ 6.6%
Equity and liabilities €3.42M
Equity
€663k▼ 13.0%
Provisions
€108k▼ 4.2%
Debt
€2.65M▲ 1.3%
The debt ratio rises from 74.9% to 77.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€134k▼
2024 · €267k
Cash flow
€38k▼
2024 · €188k
Solvency
19.4%▼
2024 · 21.9%
Current ratio
0.46▼
2024 · 0.55
Quick ratio
0.46▼
2024 · 0.55
Debt / equity
3.99▲
2024 · 3.43
ROE
-15.0%▼
2024 · 7.7%
ROA
-2.9%▼
2024 · 1.7%
Interest coverage
1.46▼
2024 · 3.31
Debt
€2.65M▲
2024 · €2.61M
Debt ≤ 1 year
€516k▲
2024 · €406k
Debt > 1 year
€2.13M▼
2024 · €2.20M
Income taxes
€9k▲
2024 · €384
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.49M€3.42M▼
Formation expenses20€0€0=
Fixed assets21/28€3.26M€3.18M▼
Tangible fixed assets22/27€3.26M€3.18M▼
Land and buildings22€3.13M€3.04M▼
Furniture and vehicles24€57k€84k▲
Leasing and similar rights25€77k€57k▼
Current assets29/58€224k€239k▲
Amounts receivable after more than one year29€200k€200k=
Other amounts receivable291€200k€200k=
Amounts receivable within one year40/41€5k€5k▲
Trade receivables40€1k€5k▲
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€19k€33k▲
Equity and liabilities
Total equity and liabilities10/49€3.49M€3.42M▼
Equity10/15€763k€663k▼
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€476k€462k▼
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€337k€323k▼
Distributable reserves133€132k€132k=
Profit (loss) carried forward14€222k€136k▼
Provisions and deferred taxes16€112k€108k▼
Deferred taxes168€112k€108k▼
Amounts payable17/49€2.61M€2.65M▲
Amounts payable after more than one year17€2.20M€2.13M▼
Financial debts170/4€2.20M€2.13M▼
Amounts payable within one year42/48€406k€516k▲
Current portion of amounts payable after more than one year42€85k€106k▲
Trade debts44€119k€2k▼
Suppliers440/4€119k€2k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€202k€407k▲
Accrued charges and deferred income492/3€7k-
Income statement
Code20242025
Non-recurring operating income76A€134k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129k€137k▲
Other operating charges640/8€18k€31k▲
Operating charges capitalised as restructuring costs649€0-
Gross operating margin9900€285k€165k▼
Operating profit (loss)9901€138k€-3k▼
Financial charges65/66B€81k€92k▲
Recurring financial charges65€81k€92k▲
Profit (loss) for the period before taxes9903€57k€-95k▼
Transfer from deferred taxes780€2k€5k▲
Income taxes67/77€384€9k▲
Profit (loss) for the period9904€59k€-99k▼
Transfer from tax-exempt reserves789€6k€14k▲
Profit (loss) for the period to be appropriated9905€66k€-85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€222k€136k▼
Profit (loss) brought forward from the previous period14P€156k€222k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-99k ▼268%
Net result drops to €-99k, the lowest in the series.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €312k ▲513%
Operating result €514k, net result €312k, both a record.
30-09
Financial
Equity above €500kEq €688k ▲82.8%
2 profitable years in a row build equity to €688k.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tolpoortstraat 56 C9800 DeinzeGround area
1,632 m²
Building footprint
489 m²
Parcel 44011B0288/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
Immodey
since 20042.142.533.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011B0288/00L000 | Flanders | 1,632 m² | 1 · 489 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Maison FLEURQUIN
BE 0441.380.187
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NAVINVEST
BE 0443.212.893
Ukkel · Eq €664k
GARCQ
BE 0720.604.486
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DE SNEPPE
BE 0442.032.166
Tielt · Eq €662k
DEPRO MANAGEMENT II
BE 0894.208.455
Sint-Gillis (bij-Brussel) · Eq €662k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,253 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-06-2004
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.