Equity
Equity fell by 94% in 13 years.
Equity fell by 94% in 13 years.
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
The accounts state no turnover.
Of this, €19,487 falls due within a year.
Short-term debts fell from €28,529 to €19,487.
Latest accounts filed late: after the legal deadline.
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 32% of them on solvency, 51% on liquidity, 28% on profitability and 20% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,166 companies had the same profile as IMMOCON has now. Each dot stands for 6 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMOCON itself: 1.6% within 12 months.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for IMMOCON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.6 (1.0 in 2024), below 1. Short-term debt is 8.6% and cash 0.1% of total assets. 89.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| IMMOCON Beringen | €225,491 | €14,401 | 10.9% | - |
| CLAES-SMEYERS Beringen | €180,325 | €15,982 | 40.8% | - |
| Immotourn Sombreffe | €221,956 | €12,988 | -4.7% | - |
| 8C8 VASTGOED Schoten | €204,406 | €11,762 | 56.9% | - |
| SIRIUS BERTREE Hannut | €249,916 | €17,070 | 34.2% | - |
| CONSULTING FINANCIAL AGENCY Anderlues | €239,284 | €10,697 | -7.8% | - |
| GIUGO IMMO Saint-Ghislain | €215,196 | €18,797 | 35.7% | - |
These companies have the same main activity as IMMOCON: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €180,000 and €250,000, founded between 2010 and 2013.
IMMOCON files the abbreviated format. That format states no turnover. The gross margin fell from €25,390 in 2012 to €14,401 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Amounts without an identifiable currency are taken as euros.
Higher than 30% of 11,297 companies in 2025.
Higher than 31% of 10,849 companies in 2025.
Higher than 19% of 11,182 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
225,491 | 255,590 | 280,860 | 299,495 | 301,559 | 320,637 | 322,850 | 317,141 | 483,763 | 561,536 | 556,919 | 559,327 | 563,739 | 872,679 | |
20 |
- | - | - | - | - | - | - | - | - | - | 288 | 876 | 1,464 | 2,052 | |
21/28 |
213,768 | 226,968 | 240,168 | 253,368 | 266,568 | 279,768 | 292,968 | 306,168 | 319,368 | 332,568 | 355,555 | 369,343 | 383,131 | 397,052 | |
22/27 |
213,768 | 226,968 | 240,168 | 253,368 | 266,568 | 279,768 | 292,968 | 306,168 | 319,368 | 332,568 | 345,768 | 358,968 | 372,168 | 385,500 | |
22 |
213,768 | 226,968 | 240,168 | 253,368 | 266,568 | 279,768 | 292,968 | 306,168 | 319,368 | 332,568 | 345,768 | 358,968 | 372,168 | 385,500 | |
28 |
- | - | - | - | - | - | - | - | - | - | 9,499 | 9,499 | 9,499 | 9,500 | |
29/58 |
11,723 | 28,622 | 40,692 | 46,127 | 34,991 | 40,869 | 29,882 | 10,973 | 164,395 | 228,968 | 201,364 | 189,984 | 180,608 | 475,627 | |
40/41 |
11,559 | 28,606 | 40,666 | 46,026 | 34,991 | 40,848 | 18,930 | 10,930 | 5,300 | 69,881 | 41,931 | 30,831 | 17,930 | 316,525 | |
40 |
10,286 | 27,025 | 39,790 | 45,690 | 34,430 | 25,430 | 18,930 | 10,930 | 5,300 | 69,881 | 41,931 | 30,831 | 17,930 | 26,100 | |
41 |
1,273 | 1,582 | 876 | 336 | 561 | 15,418 | - | - | - | - | - | - | - | 290,425 | |
50/53 |
- | - | - | - | - | - | - | - | 8,800 | 8,800 | 8,800 | 8,800 | 8,800 | 6,000 | |
54/58 |
164 | 15 | 26 | 101 | 0 | 22 | 10,952 | 43 | 150,295 | 150,286 | 150,632 | 150,352 | 153,878 | 150,487 | |
490/1 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 2,615 | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
225,491 | 255,590 | 280,860 | 299,495 | 301,559 | 320,637 | 322,850 | 317,141 | 483,763 | 561,536 | 556,919 | 559,327 | 563,739 | 872,679 | |
10/15 |
24,673 | 31,593 | 40,087 | 45,297 | 35,943 | 30,543 | 25,763 | 20,643 | 10,461 | 7,864 | -2,748 | 5,294 | 8,789 | 414,482 | |
10/11 |
16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | 416,000 | |
10 |
- | - | - | - | 16,000 | - | - | - | - | - | - | - | - | - | |
100 |
- | - | - | - | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 418,550 | |
101 |
- | - | - | - | 2,550 | 2,550 | 2,550 | 2,550 | 2,550 | 2,550 | 2,550 | 2,550 | 2,550 | 2,550 | |
13 |
1,600 | 1,600 | 1,600 | 1,600 | 256 | 256 | - | - | - | - | - | - | - | - | |
130/1 |
- | - | 1,600 | 1,600 | 256 | 256 | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | 256 | 256 | - | - | - | - | - | - | - | - | |
1311 |
- | - | 1,600 | 1,600 | - | - | - | - | - | - | - | - | - | - | |
133 |
1,600 | 1,600 | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
7,073 | 13,993 | 22,487 | 27,697 | 19,687 | 14,287 | 9,763 | 4,643 | -5,539 | -8,136 | -18,748 | -10,706 | -7,211 | -1,518 | |
17/49 |
200,818 | 223,996 | 240,773 | 254,198 | 265,616 | 290,094 | 297,087 | 296,498 | 473,303 | 553,672 | 559,666 | 554,033 | 554,950 | 458,196 | |
17 |
178,932 | 193,499 | 207,765 | 222,673 | 238,247 | 266,248 | 266,248 | 263,937 | 452,200 | 452,200 | 452,200 | 452,200 | 452,200 | 452,200 | |
170/4 |
178,932 | 193,499 | 207,765 | 222,673 | 238,247 | 266,248 | 266,248 | 263,937 | 452,200 | 452,200 | 452,200 | 452,200 | 452,200 | 452,200 | |
42/48 |
19,487 | 28,529 | 33,008 | 30,565 | 27,370 | 23,846 | 30,839 | 32,561 | 21,103 | 101,472 | 107,466 | 101,833 | 102,750 | 5,996 | |
42 |
14,567 | 14,266 | 13,971 | 15,574 | 13,001 | 14,241 | 18,436 | 12,384 | - | - | - | - | - | - | |
43 |
- | 6,403 | 6,403 | 5,089 | 4,904 | - | - | - | - | - | - | - | - | - | |
430/8 |
- | 6,403 | 6,403 | 5,089 | 4,904 | - | - | - | - | - | - | - | - | - | |
44 |
3,819 | 6,900 | 7,978 | 2,547 | 6,065 | 7,062 | 6,504 | 2,530 | 5,315 | 13,231 | 9,726 | 4,198 | 1,668 | 5,996 | |
440/4 |
3,819 | 6,900 | 7,978 | 2,547 | 6,065 | 7,062 | 6,504 | 2,530 | 5,315 | 13,231 | 9,726 | 4,198 | 1,668 | 5,996 | |
45 |
1,101 | 960 | 4,521 | 5,944 | 3,399 | 2,543 | 3,194 | 5,243 | - | - | - | - | - | - | |
450/3 |
1,101 | 960 | 4,521 | 5,944 | 3,399 | 2,543 | 3,194 | 5,243 | - | - | - | - | - | - | |
47/48 |
- | - | 135 | 1,411 | - | - | 2,705 | 12,404 | 15,788 | 88,242 | 97,741 | 97,635 | 101,082 | - | |
492/3 |
2,400 | 1,969 | - | 960 | - | - | - | - | - | - | - | - | - | - | |
| Income statement | |||||||||||||||
70 |
- | - | - | - | 28,094 | 32,700 | 30,000 | 30,000 | 31,800 | 39,600 | 28,800 | 25,800 | 34,400 | 30,100 | |
76A |
- | - | - | - | - | - | - | 16,804 | - | - | - | - | - | - | |
9900 |
14,401 | 13,526 | 13,747 | 31,620 | 23,926 | 28,486 | 26,073 | 26,382 | 27,872 | 35,568 | 26,471 | 23,244 | 32,145 | 25,390 | |
60/61 |
- | - | - | - | 4,169 | 4,214 | 3,927 | 3,618 | 3,928 | 4,032 | 2,329 | 2,556 | 2,255 | 4,710 | |
630 |
13,200 | 13,200 | 13,200 | 13,200 | 13,200 | 13,200 | 13,200 | 13,200 | 13,200 | 13,488 | 13,788 | 13,788 | 13,920 | 15,388 | |
640/8 |
1,946 | 2,305 | 2,031 | 1,473 | 1,490 | 1,463 | 1,351 | 1,303 | 2,484 | 348 | 1,305 | - | 1,231 | 358 | |
66A |
- | - | - | - | - | - | - | - | - | - | - | - | 1 | - | |
9901 |
-745 | -1,979 | -1,484 | 16,947 | 9,235 | 13,824 | 11,523 | 11,879 | 12,188 | 21,733 | 11,377 | 9,456 | 16,994 | 9,644 | |
75/76B |
- | 149 | - | - | - | - | - | 16,804 | - | - | - | - | - | - | |
75 |
- | 149 | - | - | - | - | - | - | - | - | - | - | - | - | |
76B |
- | - | - | - | - | - | 0 | 16,804 | - | - | - | - | - | - | |
65/66B |
6,034 | 6,664 | 3,726 | 4,187 | 2,030 | 7,408 | 8,452 | 13,257 | 9,591 | 11,122 | 19,419 | 12,953 | 22,686 | 11,162 | |
65 |
6,034 | 6,664 | 3,726 | 4,187 | 2,030 | 7,408 | 8,452 | 13,257 | 9,591 | 11,122 | 19,419 | 12,953 | 22,686 | 11,162 | |
9903 |
-6,779 | -8,494 | -5,210 | 12,759 | 7,205 | 6,415 | 3,070 | 15,426 | 2,597 | 10,611 | -8,041 | -3,497 | -5,693 | -1,518 | |
67/77 |
141 | - | - | 3,405 | 1,806 | 1,635 | -2,050 | 5,243 | - | - | - | - | - | - | |
9904 |
-6,920 | -8,494 | -5,210 | 9,354 | 5,400 | 4,780 | 5,120 | 10,183 | 2,597 | 10,611 | -8,041 | -3,497 | -5,693 | -1,518 | |
9905 |
-6,920 | -8,494 | -5,210 | 9,354 | 5,400 | 4,780 | 5,120 | 10,183 | 2,597 | 10,611 | -8,041 | -3,497 | -5,693 | -1,518 | |
| Appropriation of the result | |||||||||||||||
9906 |
7,073 | 13,993 | 22,487 | 29,041 | 19,687 | 14,543 | 9,763 | 4,643 | -5,539 | -8,136 | -18,748 | -10,706 | -7,211 | -1,518 | |
14P |
13,993 | 22,487 | 27,697 | 19,687 | 14,287 | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | 1,344 | - | 256 | - | - | - | - | - | - | - | - | |
6920 |
- | - | - | 1,344 | - | 256 | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 14-10-2026.
2025 annual accounts filed 75 days after the deadline. Filed on 14 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00558009.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 14-10-2026 | 2026-00558009 | |
| 31-12-2024 | abbreviated format | 27-08-2025 | 2025-00411179 | |
| 31-12-2023 | micro format | 31-07-2024 | 2024-00312814 | |
| 31-12-2022 | micro format | 16-08-2023 | 2023-00330381 | |
| 31-12-2021 | full format | 06-07-2022 | 2022-20143353 | |
| 31-12-2020 | full format | 21-07-2021 | 2021-38000213 | |
| 31-12-2019 | full format | 15-06-2020 | 2020-16600003 | |
| 31-12-2018 | full format | 23-07-2019 | 2019-35900205 | |
| 31-12-2017 | full format | 18-06-2018 | 2018-18500114 | |
| 31-12-2016 | full format | 28-06-2017 | 2017-21900348 | |
| 31-12-2015 | full format | 28-06-2016 | 2016-22500261 | |
| 31-12-2014 | full format | 26-06-2015 | 2015-21300281 | |
| 31-12-2013 | full format | 11-08-2014 | 2014-40700030 | |
| 31-12-2012 | full format | 25-07-2013 | 2013-34100090 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12,455 | 11,221 | 11,716 | 30,147 | 22,435 | 27,024 | 24,723 | 25,079 | 25,388 | 35,221 | 25,165 | 23,244 | 30,914 | 25,032 | ||
| 6,280 | 4,706 | 7,990 | 22,554 | 18,600 | 17,980 | 18,320 | 23,383 | 15,797 | 24,099 | 5,747 | 10,292 | 8,227 | 13,870 | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -9,499 | 0 | 0 | -1 | 409,500 | ||
| 149 | -11 | -75 | 101 | -21 | -10,930 | 10,909 | -150,252 | 9 | -346 | 280 | -3,526 | 3,391 | - | ||
| -7,763 | 93 | 7,684 | 15,562 | 7,621 | 17,023 | -957 | -21,588 | 143,293 | 127,496 | 93,897 | 88,151 | 77,858 | 469,630 | ||
| - | - | - | - | 32.9% | 42.3% | 38.4% | 39.6% | 38.3% | 54.9% | 39.5% | 36.7% | 49.4% | 32.0% | ||
| 10.9% | 12.4% | 14.3% | 15.1% | 11.9% | 9.5% | 8.0% | 6.5% | 2.2% | 1.4% | -0.5% | 0.9% | 1.6% | 47.5% | ||
| 0.60 | 1.00 | 1.23 | 1.51 | 1.28 | 1.71 | 0.97 | 0.34 | 7.79 | 2.26 | 1.87 | 1.87 | 1.76 | 79.32 | ||
| 8.14 | 7.09 | 6.01 | 5.61 | 7.39 | 9.50 | 11.53 | 14.36 | 45.25 | 70.41 | - | - | 63.14 | 1.11 | ||
| -28.0% | -26.9% | -13.0% | 20.7% | 15.0% | 15.7% | 19.9% | 49.3% | 24.8% | 134.9% | - | -66.1% | -64.8% | -0.4% | ||
| -3.1% | -3.3% | -1.9% | 3.1% | 1.8% | 1.5% | 1.6% | 3.2% | 0.5% | 1.9% | -1.4% | -0.6% | -1.0% | -0.2% | ||
| 2.06 | 1.68 | 3.14 | 7.20 | 11.05 | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | 447 days | 284 days | 230 days | 133 days | 61 days | 644 days | 531 days | 436 days | 190 days | 316 days | ||
| - | - | - | - | 531 days | 612 days | 605 days | 255 days | 494 days | 1198 days | 1524 days | 600 days | 270 days | 465 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is a loss of €745, smaller than the loss of €1,979 in 2024.
Debt's share of the balance-sheet total rises from 87.6% to 89.1%. Equity and debt are lower.
IMMOCON has no parent and no holdings in its annual accounts.
| Vantilt, Constance (sole trader)
establishment since 01-07-2008 |
founded in 2002 0637.702.348 |
See the function holders in the KBO register.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Tessenderlosesteenweg 224 registered office 3583 Beringen | 01-11-2011 | 2.204.207.412 |
| 14-12-2023 | Granted | Functiewijziging zonder verbouwingswerken; Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen submitted 12-10-2023 · project 2023136445 | Beringen |
Source: Omgevingsloket Vlaanderen.
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71382D1648/00E000 | 1,910 m² | 1 · 148 m² | 8.0 m · 2 |
If something looks wrong or is missing, please tell us.