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IMMOCLO

Active
Public limited companyfounded 1992active for 34 yearsChaussée de Namur 1, 1400 Nivelles, BelgiumKBO/BCE: BE 0446.724.986

From the official registers: KBO 34 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of IMMOCLO is 1.8% (moderate). The 2025 annual accounts show negative equity (-€424,917) and a net result of -€162,337. Equity has been shrinking by about 61% per year since 2018. The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 24-02-1992 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.254.146.475 1400 Nivelles, since 24-02-1992
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
-€148,839
▼ 96.5%
Loss
€162,337
▲ 63.9%
Equity
-€424,917
▼ 61.8%
Total assets
€324,746
▼ 26.9%
Turnover not published (abbreviated or micro format)
Filed on 13-10-2026, 74 days after the deadlineat the National Bank
Score breakdownraises riskLoss of €162,337, the second in a row (financial year 2025)Negative equity -€424,917Last filed accounts filed 74 days late; 1 of the last 3 accounts latelowers riskSize: total assets €324,746Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 6% of micro companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 0=
equity -130.8% of total assets
Liquidity 2-24
short-term debt 207.7% · cash 1.5%
Profitability 0=
return on assets -50.0%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.2 percentage points vs 06-2025 08-2025: 1.3%▲ +0.2 percentage points vs 07-2025 09-2025: 0.7%▼ -0.6 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026lowest value 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 1.8%▲ +0.6 percentage points vs 09-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.01 (0.2 in 2024), below 1. Short-term debt is 207.7% and cash 1.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 5% on liquidity, 4% on profitability and 8% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €324,746
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €162,337, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€424,917
NBB · annual accounts
raises risk · Last filed accounts filed 74 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€424,917
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
74 days late
2024
6 days late
2023
on the day
2022
32 days late
2021
22 days late
2020
2 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 13 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€424,917 View
  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€162,337 View
  • Caution: Result fell in 2025from -€99,066 to -€162,337 ▼ 63.9% View

Documents

Annual accounts at the NBB

All 34 annual accounts

Articles and registers

Key facts about IMMOCLO

What is the company number of IMMOCLO?
The company number of IMMOCLO is 0446.724.986. The VAT number is the same number with BE in front: BE 0446.724.986.
Where is IMMOCLO based?
The registered office is at Chaussée de Namur 1, 1400 Nivelles.Company details
What is the legal form of IMMOCLO?
The legal form of IMMOCLO is Public limited company (NV).
When was IMMOCLO founded?
IMMOCLO was founded on 24-02-1992.
Is IMMOCLO still active?
Yes, IMMOCLO is an active enterprise in the KBO register.
What is the turnover of IMMOCLO?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is IMMOCLO profitable?
In financial year 2025, IMMOCLO made a loss of €162,337.
Where can I find the annual accounts of IMMOCLO?
IMMOCLO filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of IMMOCLO due?
IMMOCLO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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