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Immocent

Active
Private limited companyfounded 196957 yrs activeFerdinand Verbiestlaan 4, 2650 Edegem, BelgiumKBO/BCE: BE 0406.784.148
Summary

Immocent has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,440 and a net result of €281. Equity is shrinking by ~35.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38▲+38
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 57 years 0 60 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
2 d early
2023
57 d early
2022
39 d early
2021
40 d early
2020
39 d early
2019
69 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 18 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 July 1969, Immocent was incorporated.1 Total assets went from EUR 78,355 in 2019 to EUR 5,525 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€5,440▲ 5.5%
2024 · €5,159
Total assets
€5,525▼ 18.5%
2024 · €6,782
Net result
€281
2024 · -€7,338
Working capital
€5,026▲ 23.8%
2024 · €4,058
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€23,543▼ 243%-€5,003▲ 78.7%-€7,220▼ 44.3%-€6,696▲ 7.3%€1,229
Net result-€24,047▼ 146%-€5,242▲ 78.2%-€7,947▼ 51.6%-€7,338▲ 7.7%€281
Equity€25,686▼ 48.4%€20,444▼ 20.4%€12,497▼ 38.9%€5,159▼ 58.7%€5,440▲ 5.5%
Total assets€26,095▼ 62.3%€21,469▼ 17.7%€13,535▼ 37.0%€6,782▼ 49.9%€5,525▼ 18.5%
Debt€409▼ 97.9%€1,025▲ 151%€1,038▲ 1.3%€1,623▲ 56.3%€85▼ 94.8%
Working capital€23,760▼ 50.2%€19,023▼ 19.9%€10,787▼ 43.3%€4,058▼ 62.4%€5,026▲ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: -€23,543-€23,543Net result 2021: -€24,047-€24,047Operating result 2022: -€5,003-€5,003Net result 2022: -€5,242-€5,242Operating result 2023: -€7,220-€7,220Net result 2023: -€7,947-€7,947Operating result 2024: -€6,696-€6,696Net result 2024: -€7,338-€7,338Operating result 2025: €1,229€1,229Net result 2025: €281€28120212022202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€7,220-€7,220Net result 2023: -€7,947-€7,950Operating result 2024: -€6,696-€6,700Net result 2024: -€7,338-€7,340Operating result 2025: €1,229€1,230Net result 2025: €281€281202320242025
The operating result returns to profit in 2025: €1,229 after a loss of €6,696 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5,525
Fixed assets €415 ▼ 64.4%
Current assets €5,110 ▼ 9.0%
Equity and liabilities €5,525
Equity €5,440 ▲ 5.5%
Debt €85 ▼ 94.8%
Debt's share of the balance-sheet total falls from 23.9% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,419▲
2024 · -€6,097
Cash flow
€472▲
2024 · -€6,738
Current ratio
60.33▲
2024 · 3.60
Debt to equity
0.02▼
2024 · 0.31
ROE
5.2%▲
2024 · -142.2%
ROA
5.1%▲
2024 · -108.2%
Interest coverage
1.50▲
2024 · -9.50
Debt ≤ 1 year
€85▼
2024 · €1,559
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€6,782€5,525▼
Fixed assets21/28€1,165€415▼
Tangible fixed assets22/27€1,165€415▼
Furniture and vehicles24€1,165€415▼
Current assets29/58€5,617€5,110▼
Amounts receivable within one year40/41€5,402€4,872▼
Other amounts receivable41€5,402€4,872▼
Cash at bank and in hand54/58€216€238▲
Equity and liabilities
Total equity and liabilities10/49€6,782€5,525▼
Equity10/15€5,159€5,440▲
Contributions10/11€18,592€18,592=
Reserves13€1,859€1,859=
Distributable reserves133€1,859€1,859=
Profit (loss) carried forward14-€15,292-€15,011▲
Amounts payable17/49€1,623€85▼
Amounts payable within one year42/48€1,559€85▼
Trade debts44€1,559€85▼
Suppliers440/4€1,559€85▼
Accrued charges and deferred income492/3€64€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€600€190▼
Other operating charges640/8€505€120▼
Non-recurring operating charges66A-€560
Gross operating margin9900-€5,591€2,099▲
Operating profit (loss)9901-€6,696€1,229▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€642€948▲
Recurring financial charges65€642€948▲
Profit (loss) for the period before taxes9903-€7,338€281▲
Profit (loss) for the period9904-€7,338€281▲
Profit (loss) for the period to be appropriated9905-€7,338€281▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,292-€15,011▲
Profit (loss) brought forward from the previous period14P-€7,954-€15,292▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,625€506€662€600€190▼ 68.3%
Other operating charges640/8€1,449€102€880€505€120▼ 76.3%
Non-recurring operating charges66A----€560-
Gross operating margin9900-€20,470-€4,395-€5,677-€5,591€2,099▲ 138%
Operating profit (loss)9901-€23,543-€5,003-€7,220-€6,696€1,229▲ 118%
Financial income75/76B€0€0€4€0--
Recurring financial income75€0€0€4€0--
Financial charges65/66B€504€239€731€642€948▲ 47.7%
Recurring financial charges65€504€239€731€642€948▲ 47.7%
Profit (loss) for the period before taxes9903-€24,047-€5,242-€7,947-€7,338€281▲ 104%
Income taxes67/77€0€0----
Profit (loss) for the period9904-€24,047-€5,242-€7,947-€7,338€281▲ 104%
Profit (loss) for the period to be appropriated9905-€24,047-€5,242-€7,947-€7,338€281▲ 104%
Line20212022202320242025Change
Assets
Total assets20/58€26,095€21,469€13,535€6,782€5,525▼ 18.5%
Fixed assets21/28€1,981€1,475€1,764€1,165€415▼ 64.4%
Tangible fixed assets22/27€1,981€1,475€1,764€1,165€415▼ 64.4%
Plant, machinery and equipment23€0-----
Furniture and vehicles24€1,981€1,475€1,764€1,165€415▼ 64.4%
Current assets29/58€24,114€19,994€11,771€5,617€5,110▼ 9.0%
Amounts receivable within one year40/41€20,861€19,448€11,455€5,402€4,872▼ 9.8%
Other amounts receivable41€20,861€19,448€11,455€5,402€4,872▼ 9.8%
Cash at bank and in hand54/58€3,254€546€316€216€238▲ 10.5%
Equity and liabilities
Total equity and liabilities10/49€26,095€21,469€13,535€6,782€5,525▼ 18.5%
Equity10/15€25,686€20,444€12,497€5,159€5,440▲ 5.5%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€7,094€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859€0---
Reserves not available under the articles1311€1,859€1,859€0---
Distributable reserves133€5,235€0€1,859€1,859€1,859=
Profit (loss) carried forward14€0-€7-€7,954-€15,292-€15,011▲ 1.8%
Amounts payable17/49€409€1,025€1,038€1,623€85▼ 94.8%
Amounts payable within one year42/48€355€970€984€1,559€85▼ 94.6%
Trade debts44€176€970€984€1,559€85▼ 94.6%
Suppliers440/4€176€970€984€1,559€85▼ 94.6%
Taxes, remuneration and social security45€178€0----
Taxes450/3€178€0----
Accrued charges and deferred income492/3€55€55€55€64€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904-€24,047-€5,242-€7,947-€7,338€281▲ 104%
+ Depreciation and write-downs630€1,625€506€662€600€190▼ 68.3%
Operating cash flow (approximation)-€22,422-€4,736-€7,285-€6,738€472▲ 107%
Investment in fixed assets (approximation)-€0-€952€0€560-
Change in cash--€2,708-€230-€100€23▲ 123%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €281
Net result €281 after 5 loss-making years.
31-12
Financial Liquidity times 17current ratio 60.33
Current ratio from 3.60 to 60.33; short-term debt falls from €1,559 to €85.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€24,047
Net result drops to -€24,047, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 20current ratio 68.02
Current ratio from 3.44 to 68.02; short-term debt falls from €19,513 to €355.
22-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
13-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2017
01-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 1969
seat establishment The establishment unit on the map
Ground area
708 m²
Building footprint
167 m²
Volume, LiDAR
1,245 m³
Parcel 11013A0021/00K000, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ferdinand Verbiestlaan 4, 2650 Edegem
Insurance agents and brokers
since 19692.002.687.635
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11013A0021/00K000 Flanders 708 m² 1 · 167 m² 14.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-07-1969
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.