ImmOcean
ActiveSummary
ImmOcean has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€57,257) and a net result of -€61,470. Equity has been shrinking by about 254% per year since 2023. Its solvency ranks better than 7% of 10,826 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-11-2022 Normal situation
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.342.893.656 4450 Juprelle, since 21-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 27-12-2025
Board and ownership
Board
- Close GeoffreyDirector · since 21-11-2022
- L'Hoest Anne-FranceDirector · since 21-11-2022
- Holdings
- Shares in 1 company ECOLAD
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
Annual accounts 2025
- Gross margin
- -€4,970
- ▲ 30.2%
- Loss
- €61,470
- ▲ 527%
- Equity
- -€57,257
- Total assets
- €362,371
- ▼ 47.4%
- Negative equity on 31-12-2025
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLoss of €61,470, the second in a row (financial year 2025)Negative equity -€57,257lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €362,371Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 13% of micro companies in head offices and management consultancy (NACE 70)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency
9-17
equity -15.8% of total assets
Liquidity
53+2
short-term debt 6.1% · cash 2.3%
Profitability
0-17
return on assets -17.0%
Bankruptcy probability within 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.4 percentage points vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.5%▼ -0.1 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
No credit on open account
Liquidity is ample, with a current ratio of 5.09 (2.53 in 2024), above the usual 1.5. Short-term debt is 6.1% and cash 2.3% of total assets. However, equity is negative.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 7% of them on solvency, 41% on liquidity, 4% on profitability and 0% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€57,257
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 30 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00469729.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 3 filings
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€61,470▼ 527%
2024 · -€9,800
Working capital
€90,286▲ 0.2%
2024 · €90,147
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
-€54,251
▼ 530%
2025
20232025
Net result
-€61,470
▼ 527%
2025
lowest quarter of the sector
20232025
Equity
-€57,257
2025
lowest quarter of the sector
20232025
Total assets
€362,371
▼ 47.4%
2025
middle half of the sector
20232025
Debt
€419,628
▼ 38.7%
2025
20232025
Working capital
€90,286
▲ 0.2%
2025
middle half of the sector
20232025
Solvency
-15.8%
▼ 16.4pp
2025
lowest quarter of the sector
20232025
Current ratio
5.09
▲ 2.56
2025
highest quarter of the sector
20232025
Return on assets (ROA)
-17.0%
▼ 15.5pp
2025
lowest quarter of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result-€4,847--€8,612▼ 77.7%-€54,251▼ 530%
Net result-€5,987below the sector's middle half--€9,800below the sector's middle half▼ 63.7%-€61,470below the sector's middle half▼ 527%
Equity€14,013below the sector's middle half-€4,213below the sector's middle half▼ 69.9%-€57,257below the sector's middle half
Total assets€354,940below the sector's middle half-€688,884within the sector's middle half▲ 94.1%€362,371within the sector's middle half▼ 47.4%
Debt€340,927-€684,671▲ 101%€419,628▼ 38.7%
Working capital€83,738within the sector's middle half-€90,147within the sector's middle half▲ 7.7%€90,286within the sector's middle half▲ 0.2%
Solvency3.9%below the sector's middle half-0.6%below the sector's middle half▼ 3.3pp-15.8%below the sector's middle half▼ 16.4pp
Current ratio4.95above the sector's middle half-2.53within the sector's middle half▼ 2.425.09above the sector's middle half▲ 2.56
Return on assets (ROA)-1.7%below the sector's middle half--1.4%below the sector's middle half▲ 0.3pp-17.0%below the sector's middle half▼ 15.5pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €54,251, larger than the loss of €8,612 in 2024. It is the lowest result since 2023.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362,371
Fixed assets
€250,000 ▼ 53.7%
Current assets
€112,371 ▼ 24.6%
Equity and liabilities
Equity-€57,257
Debt€419,628
Equity is negative. Debt (€419,628) exceeds the balance-sheet total (€362,371).
Key figures and ratios
Debt ≤ 1 year
€22,085▼
2024 · €58,935
Debt > 1 year
€397,544▼
2024 · €625,736
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | - | €290,407 | - |
| Financial fixed assets | €250,000 | - | - |
| Depreciation and write-downs of the year | - | €605 | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €605 | - | - |
| Other operating charges640/8 | - | €883 | €1,453 | ▲ 64.4% |
| Non-recurring operating charges66A | - | - | €47,829 | - |
| Gross operating margin9900 | -€4,847 | -€7,124 | -€4,970 | ▲ 30.2% |
| Operating profit (loss)9901 | -€4,847 | -€8,612 | -€54,251 | ▼ 530% |
| Financial income75/76B | €0 | - | €1 | - |
| Recurring financial income75 | €0 | - | €1 | - |
| Financial charges65/66B | €1,140 | €1,187 | €7,220 | ▲ 508% |
| Recurring financial charges65 | €1,140 | €1,187 | €7,220 | ▲ 508% |
| Profit (loss) for the period before taxes9903 | -€5,987 | -€9,800 | -€61,470 | ▼ 527% |
| Profit (loss) for the period9904 | -€5,987 | -€9,800 | -€61,470 | ▼ 527% |
| Profit (loss) for the period to be appropriated9905 | -€5,987 | -€9,800 | -€61,470 | ▼ 527% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €354,940 | €688,884 | €362,371 | ▼ 47.4% |
| Fixed assets21/28 | €250,000 | €539,802 | €250,000 | ▼ 53.7% |
| Tangible fixed assets22/27 | - | €289,802 | - | - |
| Land and buildings22 | - | €289,802 | - | - |
| Financial fixed assets28 | €250,000 | €250,000 | €250,000 | = |
| Current assets29/58 | €104,940 | €149,082 | €112,371 | ▼ 24.6% |
| Amounts receivable within one year40/41 | €102,420 | €140,828 | €104,113 | ▼ 26.1% |
| Trade receivables40 | €2,420 | €39,477 | €4,113 | ▼ 89.6% |
| Other amounts receivable41 | €100,000 | €101,351 | €100,000 | ▼ 1.3% |
| Cash at bank and in hand54/58 | €2,520 | €8,254 | €8,258 | = |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €354,940 | €688,884 | €362,371 | ▼ 47.4% |
| Equity10/15 | €14,013 | €4,213 | -€57,257 | - |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€5,987 | -€15,787 | -€77,257 | ▼ 389% |
| Amounts payable17/49 | €340,927 | €684,671 | €419,628 | ▼ 38.7% |
| Amounts payable after more than one year17 | €319,725 | €625,736 | €397,544 | ▼ 36.5% |
| Financial debts170/4 | - | €170,000 | - | - |
| Other amounts payable178/9 | €319,725 | €455,736 | €397,544 | ▼ 12.8% |
| Amounts payable within one year42/48 | €21,202 | €58,935 | €22,085 | ▼ 62.5% |
| Trade debts44 | - | €37,901 | €1,584 | ▼ 95.8% |
| Suppliers440/4 | - | €37,901 | €1,584 | ▼ 95.8% |
| Taxes, remuneration and social security45 | €62 | - | €501 | - |
| Taxes450/3 | €62 | - | €501 | - |
| Other amounts payable47/48 | €21,140 | €21,034 | €20,000 | ▼ 4.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,987 | -€9,800 | -€61,470 | ▼ 527% |
| + Depreciation and write-downs630 | - | €605 | - | - |
| Operating cash flow (approximation) | -€5,987 | -€9,194 | -€61,470 | ▼ 569% |
| Investment in fixed assets (approximation) | - | -€290,407 | €289,802 | - |
| Change in cash | - | €5,734 | €4 | ▼ 99.9% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
2 directors
Close Geoffrey
Current
L'Hoest Anne-France
Current
Owners and capital
Owners
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Close Geoffrey |
|
| L'Hoest Anne-France |
|
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- Equity €842,357 Loss of €166,841 in 2025 (loss of €66,841 in 2024) Checked score 5550%
Former holdings (1)
- Sourcedeed 31-10-2023share not stated
Board mandates elsewhere
2 board mandatesConnections & network
2 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Deeds, filings and financial milestones
Deadline for the 2026 accounts:
2026
31-08
abbreviated format · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€61,470
The net result drops to -€61,470, the lowest from 2023 to 2025.
31-12
Financial
Liquidity doublescurrent ratio 5.09
The current ratio rises from 2.53 to 5.09. Short-term debt falls from €58,935 to €22,085.
29-08
full format · 29 days late
2024
29-08
full format · 29 days late
2023
17-11
Other provision · Share issue
14-11
Other provision · Purpose change
31-10
General meeting · Demerger
03-04
Director appointment
2022
23-11
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
ImmOcean in French
Enterprise number
0793.799.597
Legal form
Private limited company
Status
Active, normal situation
Founded
21-11-2022
Entity type
Legal entity
Registered office and establishments
Registered office
Rue du Chainay 66, 4450 Juprelle, Belgium
Establishment unit
ImmOcean, Rue du Chainay 66, 4450 Juprelle since 21-11-2022 · unit number 2.342.893.656
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
Invoicing and payment
VAT number
BE 0793.799.597
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
166 m²
Building footprint
226 m²
Building volume
1,400 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62097B0285/00K000 | Wallonia | 166 m² | 1 · 225 m² | 8.8 m · 2 |