IMMOCASA
ActiveThe computed 12-month bankruptcy probability of IMMOCASA is 1.6% (moderate). The 2025 annual accounts show negative equity (€-85k) and a net result of €5k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 27446 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 5.61 against 66.79 in 2024), but equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-344.2%
Return on assets
21%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 27446 sector peers (2025).
NBB · sector comparisonPosition among 27446 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
29 d late
2023
18 d late
2022
19 d late
2021
28 d late
2020
3 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 49.8%
2024 · €10k
2018: €17k
2019: €-1k
2020: €6k
2021: €14k
2022: €11k
2023: €-3k
2024: €10k
2018 → 2025
Working capital
€19k▼ 23.2%
2024 · €25k
2018: €-129k
2019: €-130k
2020: €21k
2021: €27k
2022: €24k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-108k-€-98k▲ 9.7%€-101k▼ 3.3%€-91k▲ 10.3%€-85k▲ 5.8%
Operating result€15k-€11k▼ 24.4%€-3k€11k€5k▼ 55.2%
Net result€14k-€11k▼ 22.2%€-3k€10k€5k▼ 49.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€2k▲ 450%
Current assets
€23k▼ 7.9%
Key figures and ratios
EBITDA
€5k
Cash flow
€6k
Solvency
-344.2%▲
2024 · -357.4%
Current ratio
5.61▼
2024 · 66.79
Quick ratio
5.61▼
2024 · 66.79
Debt / equity
-1.29▼
2024 · -1.28
ROE
-6.1%▲
2024 · -11.5%
ROA
21.0%▼
2024 · 41.0%
Interest coverage
36.75
Debt
€110k▼
2024 · €116k
Debt ≤ 1 year
€4k▲
2024 · €375
Debt > 1 year
€106k▼
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€25k▼
Fixed assets21/28€321€2k▲
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Financial fixed assets28€321€321=
Current assets29/58€25k€23k▼
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€11k€12k▲
Other amounts receivable41€18€23▲
Cash at bank and in hand54/58€14k€11k▼
Equity and liabilities
Total equity and liabilities10/49€25k€25k▼
Equity10/15€-91k€-85k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-109k€-104k▲
Amounts payable17/49€116k€110k▼
Amounts payable after more than one year17€116k€106k▼
Other amounts payable178/9€116k€106k▼
Amounts payable within one year42/48€375€4k▲
Trade debts44€63€3k▲
Suppliers440/4€63€3k▲
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€313-
Taxes450/3€313-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€381
Other operating charges640/8€44-
Gross operating margin9900€11k€5k▼
Operating profit (loss)9901€11k€5k▼
Financial income75/76B-€524
Recurring financial income75-€524
Financial charges65/66B€394€142▼
Recurring financial charges65€394€142▼
Profit (loss) for the period before taxes9903€10k€5k▼
Profit (loss) for the period9904€10k€5k▼
Profit (loss) for the period to be appropriated9905€10k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-109k€-104k▲
Profit (loss) brought forward from the previous period14P€-120k€-109k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼130%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity times 29current ratio 5.60
Current ratio from 0.19 to 5.60; short-term debt falls from €161k to €5k.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marchin · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Sapinière 8E4570 MarchinGround area
1,988 m²
Building footprint
354 m²
Volume, LiDAR
764 m³
3 parcels, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Thier de Huy 36 A, 4570 Marchin
since 20022.094.771.418
MONTECITO
since 20102.188.013.855
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61039A0305/00Y003 | Wallonia | 1,013 m² | 1 · 173 m² | 6.5 m · 2 fl. |
| 61039A0412/00M002 | Wallonia | 910 m² | 1 · 143 m² | - |
| 61031C0261/00L000 | Wallonia | 65 m² | 1 · 38 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
CEM.B.MONTAGE
BE 0474.891.214
Marchin
Etablissements Malherbe
BE 0843.919.596
Marchin
JOHN GUILMAIN
BE 0849.616.466
Marchin
KH-Conception's
BE 1013.721.363
Marchin
NB CONSTRUCTION
BE 0799.666.020
Marchin
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 19,947 companies in sector 43320 we hold annual accounts for 9,086.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2002
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45422
41001General construction of residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.