IMMOBLOCH
ActiveSummary
IMMOBLOCH has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €-48k. Equity is shrinking by ~7.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-30
Solvency58▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.1 against 3.94 in 2024; short-term debt: 9.5% and cash: 0% of total assets), but 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
-16.5%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-48k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
on the day
2022
on the day
2021
on the day
2020
365 d late
2019
179 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€289k▼ 16.6%
2024 · €346k
2019: €349k
2020: €423k
2021: €413k
2022: €400k
2023: €374k
2024: €346k
2019 → 2025
Net result
€-48k▼ 936%
2024 · €-5k
2019: €7k
2020: €-9k
2021: €-13k
2022: €-13k
2023: €-8k
2024: €-5k
2019 → 2025
Working capital
€85k▼ 27.6%
2024 · €118k
2019: €74k
2020: €117k
2021: €112k
2022: €111k
2023: €114k
2024: €118k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€169k-€156k▼ 7.7%€147k▼ 5.4%€143k▼ 3.0%€95k▼ 33.4%
Operating result€-2k-€445€6k▲ 1,188%€9k▲ 53.7%€-34k
Net result€-13k-€-13k▼ 1.4%€-8k▲ 35.2%€-5k▲ 45.7%€-48k▼ 936%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€176k ▼ 6.6%
Current assets
€113k ▼ 28.6%
Equity and liabilities €289k
Equity
€95k ▼ 33.4%
Debt
€194k ▼ 4.8%
Debt's share of the balance-sheet total rises from 58.8% to 67.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-22k▼
2024 · €21k
Cash flow
€-35k▼
2024 · €8k
Current ratio
4.10▲
2024 · 3.94
Debt to equity
2.04▲
2024 · 1.43
ROE
-50.1%▼
2024 · -3.2%
ROA
-16.5%▼
2024 · -1.3%
Interest coverage
-1.69▼
2024 · 1.58
Debt ≤ 1 year
€28k▼
2024 · €40k
Debt > 1 year
€160k▼
2024 · €163k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€346k€289k▼
Fixed assets21/28€188k€176k▼
Tangible fixed assets22/27€188k€176k▼
Land and buildings22€188k€176k▼
Current assets29/58€158k€113k▼
Amounts receivable within one year40/41€158k€113k▼
Trade receivables40€28k€22k▼
Other amounts receivable41€130k€91k▼
Cash at bank and in hand54/58€30€13▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€346k€289k▼
Equity10/15€143k€95k▼
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€12k€12k=
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Profit (loss) carried forward14€6k€-41k▼
Amounts payable17/49€203k€194k▼
Amounts payable after more than one year17€163k€160k▼
Financial debts170/4€163k€160k▼
Amounts payable within one year42/48€40k€28k▼
Current portion of amounts payable after more than one year42€6k€3k▼
Trade debts44€19k€15k▼
Suppliers440/4€19k€15k▼
Taxes, remuneration and social security45-€0
Taxes450/3-€0
Other amounts payable47/48€14k€9k▼
Accrued charges and deferred income492/3€0€6k▲
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€4k€45k▲
Gross operating margin9900€25k€23k▼
Operating profit (loss)9901€9k€-34k▼
Financial charges65/66B€13k€13k▼
Recurring financial charges65€13k€13k▼
Profit (loss) for the period before taxes9903€-5k€-48k▼
Profit (loss) for the period9904€-5k€-48k▼
Profit (loss) for the period to be appropriated9905€-5k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-41k▼
Profit (loss) brought forward from the previous period14P€11k€6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
State Gazette act
Appointment: IMMOBLOCH (manager)Share transfer · Accounting effect · Capital4 facts ▸
State Gazette act
Appointment: IMMOBLOCH (manager)
Share transfer · Accounting effect · Capital4 facts ▸
- Share transfer, BARRILE → Leila Zouggaghi
- Accounting effect, 02/07/2026
- Capital, €123.947
- Director appointment, IMMOBLOCH (manager)
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 365 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 179 days late
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 104 days late
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 204 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Leila Zouggaghi
CurrentManager · since 28-07-2026
28-07-2026
Appointed as Manager
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Féronstrée 774000 LiègeGround area
469 m²
Building footprint
144 m²
Volume, LiDAR
1,154 m³
Parcel 62810C1314/00P000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMOBLOCH SA
since 19972.083.206.642
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62810C1314/00P000 | Wallonia | 469 m² | 1 · 144 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 28-07-2026 ↗
- BARRILE (BE 0831.391.948) to Leila Zouggaghi 125 shares · 25%
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 28-07-2026 Capital stated in the act · 123,947 EUR · 500 shares
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-08-1997
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.